When shopping for car insurance, picking a good Illinois insurance agent is harder than just using the same insurance agent as your neighbor. You need a professional licensed agent, and also want to find affordable rates.
Having so many car insurance companies to choose from, it is very difficult to locate the right company.
Online quotes with a local Berwyn insurance agent
Licensed agents can answer important questions and help submit paperwork. One of the best bonuses of comparing rates online is that you can obtain the lowest rates but still work with a licensed agent.
Upon completion of this quick form, your coverage information is submitted to local insurance agents who will compete for your coverage. There is no need to drive around due to the fact that quote results will go straight to your inbox. Now that’s easy!
Deciding on a car insurance agent should depend on more than just a cheap price. Any agent should be forthright in answering these questions:
- If you have an accident, will your rates go up?
- Do they make recommendations based only on price?
- Do they have any clout with companies to ensure a fair claim settlement?
- Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
- Do they review policy coverages at every renewal?
- Can they provide you with a list of referrals?
The following are Berwyn insurance agencies willing to provide price quotes.
- Fenis Mejia Insurance – 6813 Roosevelt Rd, Berwyn, IL 60402 – (708) 749-4442
- American Family Insurance – 6927 Ogden Ave, Berwyn, IL 60402 – (708) 795-1700
- Allstate Insurance – 6929 Cermak Rd # A, Berwyn, IL 60402 – (708) 788-4900
- Farmers Insurance Group – 6729 26th St, Berwyn, IL 60402 – (708) 749-4331
To view a complete directory of car insurance agents in Berwyn, please click here.
Once you have good answers for all questions you ask in addition to an acceptable price estimate, you’ve probably found an auto insurance agent that is a good match to properly service your car insurance policy.
Are online companies an option?
Car insurance agents are indespensible for some people, but Illinois drivers can also buy from companies direct over the internet. Even companies, such as Farmers Insurance and State Farm, who have local agents in Berwyn also give you the option to buy direct online, so keep that in mind.
If you’re worried about having to choose coverages yourself when buying car insurance direct, don’t sweat it. Car insurance companies all have client service departments that you can contact for information.
Does it save money buying online? That is a tough question to answer because of the number of factors which can raise or lower premium rates. Some people think that a customer who purchases direcly from an online company saves money because there is no commission. For the majority of companies, however, getting their brand in front of customers is expensive and this tends to eat up any savings.
More sites with car insurance information
More detailed Illinois car insurance information is available at the Illinois Department of Insurance website. Illinois drivers can view a list of available companies, find out industry alerts, and discover disciplinary actions.
Better coverage you can count on
Cheap car insurance can be found on the web and also from your neighborhood Berwyn agents, so you should compare both to have the best rate selection. Some car insurance companies may not provide online quoting and these regional insurance providers work with independent agents.
As you go through the steps to switch your coverage, it’s very important that you do not skimp on critical coverages to save a buck or two. There are a lot of situations where someone dropped full coverage and learned later they didn’t purchase enough coverage. Your focus should be to get the best coverage possible at a price you can afford, not the least amount of coverage.