When shopping for car insurance, you have many choices and picking a good Montana auto insurance agent is harder than just calling the closest agent. Consumers need a friendly agent, and also affordable rates.
Drivers have so many insurance agencies to purchase coverage from, and though it is a good thing to have a selection, having more insurance agencies makes it harder to locate the cheapest rates.
Quote online, buy local
Agents can answer important questions and help file insurance claims. One of the great benefits of price shopping on the web is you may find lower rates but also keep your business local.
For easy comparison, once you complete this form (opens in new window), the coverage information is instantly submitted to insurance agents in Billings who will give you bids for your insurance coverage. You don’t have to leave your computer since price quotes are sent immediately to your email address. How’s that for easy! Get lower rates AND an agent nearby.
Selecting a car insurance agent requires more thought than just the price. These are valid questions to ask:
- Can glass repairs be made at your home?
- Does the company allow you to choose your own collision repair facility?
- Do the companies they represent have a solid financial rating?
- Do they have any clout with companies to ensure a fair claim settlement?
- Is the agency involved in supporting local community causes?
- Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
If you prefer to view licensed agents in Billings, please view this page.
After getting acceptable answers to your questions in addition to an acceptable price estimate, most likely you have located an insurance agent that can properly service your car insurance policy.
Does buying direct online save money?
Car insurance agents are perfect for certain consumers, but Montana drivers can also buy direct over the internet. Some companies, such as State Farm, Allstate and Farmers, who have local agents in Billings also permit you to buy a policy online, so keep that in mind if you don’t want to take the time to contact agents.
If you’re worried about not getting advice from an agent when buying online, this is expected but don’t let that bother you. Online insurance companies provide toll-free numbers to answer any questions you may have.
Do people save by buying online? It’s difficult to provide an answer since there are many things which can adversely affect your policy premium. Common logic is that buying direct saves money because there is no commission. But the fact is, there are very high advertising costs so there may not be significant savings.
To learn more about car insurance in Montana
Additional detailed information is located at the Montana Commissioner of Securities and Insurance website. Visitors are able to view agent and company licensing information, file complaints about an insurance agent or broker, read enforcement actions against agents and companies, and report car insurance fraud.
Insureds leave their current company for many reasons like poor customer service, delays in responding to claim requests, unfair underwriting practices and not issuing a premium refund. It doesn’t matter why you want to switch switching car insurance companies can be less work than you think.
Cheap car insurance is definitely available from both online companies and also from your neighborhood Billings agents, and you need to comparison shop both to have the best selection. Some car insurance companies may not provide the ability to get a quote online and these small insurance companies work with independent agents.