When pricing car insurance in Weston, Florida, you have many choices and selecting the best Weston car insurance agent for your needs is harder than just calling the closest agent. We’re guessing you’re looking for a friendly agent, but you also want to find great rates as well.
With companies like American Family, Allstate, State Farm and independent agents all competing for your business, it’s hard to tell which provider will provide the cheapest rates and the best coverage. To help decide, you can use online price quotes to assemble a group of agents and thier coverage prices.
Car Insurance from Weston insurance agents
Insurance agents can answer important questions and help you file claims. One of the great benefits of getting online price quotes is that you can obtain lower rates and still choose a local agent. Supporting local insurance agencies is especially important in Weston.
For easy comparison, once you complete this simple form, your insurance data is submitted to insurance agents in Weston who will compete for your insurance coverage. There is no reason to leave your computer because quoted prices will be sent immediately to your email address. Now that’s easy! You can find the lowest rates and an insurance agent to talk to.
Compare rates from both independent and captive car insurance agents
When finding an insurance agent, there are two types of agencies that differ in how they can insure your vehicles. Insurance agencies in Weston are categorized either captive or independent (non-captive).
Independent agents are not required to write business for one company so they have the ability to put coverage with lots of companies and possibly get better coverage at lower prices. To move your coverage to a new company, the business is moved internally and you don’t have to find a new agent.
When searching for an agent, it’s recommended you get quotes from several independent insurance agents to get the best comparison.
Shown below are Weston independent agents that may be able to provide pricing information.
Prudential Insurance Co – 1730 Main St # 208 – Weston, FL 33326 – (954) 389-8450
Weston Agency – 2625 Executive Park Dr – Weston, FL 33331 – (954) 659-7676
Vision Insurance – 2900 Glades Cir # 275 – Weston, FL 33327 – (954) 888-9273
Captive Insurance Agents
Captive agents have only one company to place business with such as Liberty Mutual, Allstate, Farmers Insurance or State Farm. These agents are not able to give you multiple price quotes so they have to upsell other benefits. Captive agents are trained well in insurance sales which can be an advantage.
Shown below are captive insurance agencies in Weston that can give you rate quotes.
Allstate Insurance – 2625 Executive Park Dr # 3 – Weston, FL 33331 – (954) 349-5882
American Family Life – 1949 Timberline Rd – Weston, FL 33327 – (954) 384-4722
State Farm Insurance – 1790 Bell Tower Ln – Weston, FL 33326 – (954) 389-7007
To view a full list of car insurance agents in Weston, view this link.
Choosing an auto insurance agent shouldn’t rely on just a cheap price. Some important questions to ask are:
- Do they regularly work with personal auto policies?
- What are the financial ratings for the companies they represent?
- How much can you save by raising your physical damage deductibles?
- Is assistance available after office hours?
- Do the coverages you’re quoting properly cover your vehicle?
After getting answers to your satisfaction to your questions and an affordable coverage quote, you have narrowed it down to an insurance agency that meets your needs to adequately provide car insurance.
Can you find lower rates by buying online?
Licensed agents can be invaluable at times, but you also have the option of buying direct from companies that only sell online. Some specific companies, such as Farmers Insurance and State Farm, who have local agents in Weston also let you buy direct on their websites, so that should be considered.
If you’re apprehensive about not having an agent to talk to when buying online, that should not be a issue. Online companies all have toll-free customer service for getting questions answered. You may also access extensive coverage information and 24/7 assistance to make it easier to purchase.
Does car insurance cost less online? That question is hard to answer since there may be dozens of rate factors that impact your premium. Some people think that a consumer who buys direct saves the cost of an agent commission. For most online online companies, however, online and traditional media advertising are expensive and that impacts the rates consumers pay.
Additional information is available on the website for the Florida Office of Insurance Regulation located here. Florida consumers can find disaster information, learn about specific coverages, and file complaints about an insurance agent or broker.
Buy online or local, you save
As you prepare to switch companies, never buy less coverage just to save a little money. In too many instances, an insured cut physical damage coverage and found out when filing a claim that a couple dollars of savings turned into a financial nightmare. Your focus should be to get the best coverage possible at an affordable rate while still protecting your assets.
Lower-priced car insurance is available both online and with local Weston insurance agents, and you need to price shop both to have the best chance of lowering rates. A few companies do not offer online price quotes and usually these smaller companies provide coverage only through local independent agents.