Consumer Information for Finding a Washington Insurance Agent

Finding good auto insurance in Washington can be challenging since you have many choices and picking a good Pennsylvania insurance agency is harder than just using the same insurance agent as your neighbor. We’re assuming you’re not only searching for an excellent agent, but you also want to find the lowest possible price.

With companies like Allstate, Farmers, State Farm and many independent agents all competing for business in Washington, it can be hard to know which one will provide the best service and rates. Thankfully, consumers can use online price quotes in order to build a list of insurance agents and price estimates.

Comparing prices from Washington agents

Professional agents can answer important questions and give you peace of mind. One of the best bonuses of getting online price quotes is the fact that you can find the lowest rates and still have an agent to talk to. And supporting local businesses is definitely important in Washington.

After completing this short form, your information is immediately sent to insurance agents in Washington who will compete for your business. You never need to even leave your home because quoted prices will be sent to your email. It doesn’t get any easier!

Captive and independent Washington car insurance agents

When looking for a good Washington insurance agent, there are a couple of different agency structures from which to choose. Washington agents are classified as either captive or independent. Both do a good job, but it’s important to know how they are different because it can influence the selection process.

Independent Agents

Independent agents are not employed by any specific company so they have the ability to put coverage amongst many companies and possibly get better coverage at lower prices. If you are not satisfied with one company, your agent can switch companies without you having to go to a different agency.

When shopping rates, you should always contact at least one independent agent to have the most options to choose from.

Shown below are independent insurance agencies in Washington who may be able to give you price quotes.

Nationwide Insurance – 981 Jefferson Ave – Washington, PA 15301 – (724) 222-3690
George E Ross Insurance – 142 Oak Spring Rd – Washington, PA 15301 – (724) 225-0074

Agency Captives

These agents write business for a single company and some examples include State Farm or Allstate. They usually cannot give you multiple price quotes so it’s a take it or leave it situation. These agents are usually quite knowledgeable on the products they sell and that can be a competitive advantage.

Shown below is a list of captive insurance agencies in Washington that can give you comparison quotes.

State Farm Insurance – 1200 Washington Rd – Washington, PA 15301 – (724) 225-5362
Allstate Insurance – 893 Henderson Ave – Washington, PA 15301 – (724) 222-6888

For a full directory of Washington captive insurance agents, please click here.

Selecting a car insurance agent requires more thought than just the bottom line cost. Any agent should have no problem answering these questions:

  • Are you getting all the discounts the company offers?
  • Do they review policy coverages at every renewal?
  • How are they compensated?
  • Is vehicle mileage a factor when determining depreciation for repairs?
  • Are glass claims handled on-site or do you have to take your vehicle to a repair shop?

Upon getting acceptable answers for all questions you ask and an affordable coverage quote, it’s possible that you found an insurance agency that meets your needs to insure your vehicles.

Buying auto insurance direct is an option

Car insurance agents are important to many people, but you also have the option of buying Pennsylvania car insurance direct online. Some specific companies like State Farm and Allstate that are more known for using agents, also let you buy online. This is something to consider as an alternative to contacting agents.

If you’re uneasy about having to choose coverages yourself when shopping online, don’t let it bother you. Online companies give you access to trained agents for answering any questions you have.

Can online rates save money? It’s difficult to provide an answer because of the fact that insurance companies use many factors that influence how your policy is priced. It’s logical to say that purchasing direct online cuts out the agent as a middleman. But the fact is, online and traditional media advertising are expensive so this can offset any savings.

best Washington insurance agency

Read more about Pennsylvania auto insurance

Much more information about auto insurance in Pennsylvania is available on the website for the Pennsylvania Insurance Department. Click here for link. Visitors are able to learn about specific coverages, read industry bulletins, and report car insurance fraud.

Other related articles:

Summing up your auto insurance search

People leave their current company for any number of reasons including being labeled a high risk driver, not issuing a premium refund, questionable increases in premium or delays in paying claims. Regardless of your reason, switching auto insurance companies is less work than it seems.

The cheapest auto insurance is definitely available both online in addition to many Washington insurance agents, so you should be comparing quotes from both so you have a total pricing picture. A few companies do not provide online price quotes and usually these regional insurance providers provide coverage only through local independent agents.