Consumer Information for Searching for a Burton Insurance Agent

Comparing car insurance companies in Burton, MI can be challenging because selecting the best Burton car insurance agent for your needs takes more work than just driving to the closest agent’s office. Consumers require a good professional insurance agent, and also want to find the best car insurance prices in Burton.

Having so many choices of insurance companies, it is hard for the average consumer to pick the most cost effective insurance company.

Best way to find Burton agents

Licensed agents can answer important questions and help you file claims. One of the best bonuses of comparing rates online is that you can obtain the lowest rates but still work with a licensed agent.

To make it easy to find an agent, after completing this simple form, your insurance data is sent to agents in your area who will return price quotes for your insurance coverage. You don’t have to leave your computer due to the fact that quote results will go to your email. It doesn’t get any easier!

Choosing an auto insurance agent requires more thought than just the bottom line cost. Some important questions to ask are:

  • Are claims handled at the agent’s location?
  • Which insurance companies are they affiliated with?
  • Is assistance available after office hours?
  • What insurance companies do they recommend if they are an independent agent?
  • Are you getting all the discounts the company offers?
  • Do clients work directly with the agent or are most inquiries handled by a CSR?
  • How long has their agency been open in Burton?
  • How much will you save each year by using a higher deductible?

Insurance agent types

When researching a reputable insurance agent or broker, you must know there are a couple different agency structures from which to choose. Insurance agencies in Burton can either be captive or independent (non-captive). Both properly insure your vehicles, but it’s important to know the differences since it may influence buying decisions.

Captive Agents

This type of agents can only write with one company like Liberty Mutual, Allstate, Farmers Insurance or State Farm. These agents are unable to place coverage with different providers so keep that in mind. They are trained well on the products they sell which can be an advantage. Consumers sometimes choose to use a captive agent primarily because of the prominence of the brand and strong financial ratings.

Listed below are Burton captive insurance agents that can give you price quotes.

  • Farm Bureau Insurance – 3312 S Center Rd – Burton, MI 48519 – (810) 744-2223
  • Allstate Insurance – 1372 E Bristol Rd – Burton, MI 48529 – (810) 715-2856
  • State Farm Insurance – G1182 E Hemphill Rd – Burton, MI 48529 – (810) 743-8150
Independent Agents

Independent agents are not employed by any specific company so they can insure your vehicles with many different companies and potentially find a lower price. To transfer your coverage to a different company, the agent simply finds a different carrier and you won’t have to switch agencies.

When comparison shopping, you should always include price quotes from multiple independent agents for maximum quote selection. Many write coverage with different regional companies which may provide better rates.

The following are independent insurance agents in Burton that can give you rate quotes.

  • Brian Hickman Agency – 3374 S Center Rd # 105 – Burton, MI 48519 – (810) 743-8500
  • Nationwide Insurance – 4161 E Court St – Burton, MI 48509 – (810) 743-4442
  • Johnson-Miller Agency – 3312 S Center Rd – Burton, MI 48519 – (810) 744-4850
  • Farm Bureau Insurance – 3312 S Center Rd – Burton, MI 48519 – (810) 744-2223
  • Diederich Agency – 6010 Davison Rd # B – Burton, MI 48509 – (810) 244-6111

For a complete listing of licensed insurance agents in Burton, please click here.

Once you have received good answers and an acceptable price quote, chances are good that you have found an insurance agent that can insure your vehicles.

Can you buy online and save?

Car insurance agents are important, but you can also find affordable Michigan auto insurance direct from companies that only sell online. Some specific companies who sell through agents in Burton also let you buy direct on their websites, so this should also be taken into consideration if you don’t want to take the time to contact agents.

If you’re anxious about not having an insurance agent’s advice when shopping online, don’t be too concerned. Online car insurance companies that allow you to purchase coverage provide access to licensed agents to walk you through the process. You can also use 24/7 live help and a car insurance FAQ section that can help answer basic questions.

Will buying online save you money? Many people swear by it, but it’s difficult to answer due to the fact that there are multiple individual factors that impact your final bill. Some people think that a shopper who purchases direct saves money because there is no agent involvement. But in most cases, marketing their products costs a lot of money and that can quickly cost more than paying an agent.

Final thoughts

Consumers who switch companies do it for many reasons like policy cancellation, policy non-renewal, delays in paying claims or lack of trust in their agent. Whatever your reason, finding a great new company is not as difficult as it may seem.

compare Burton insurance agents

Cheaper car insurance is possible on the web as well as from independent agents in Burton, so you should be comparing quotes from both in order to have the best price selection to choose from. A few companies don’t offer the ability to get a quote online and usually these regional insurance providers provide coverage only through local independent agents.

Online resources for education

Additional detailed information is available at the Michigan Office of Financial and Insurance Regulation website. Visitors are able to view a list of available companies, file complaints about a company, read enforcement actions against agents and companies, and learn about insurance regulations.