Consumer Information for Searching for a Great Bend Car Insurance Agent

To find an insurance agent in Great Bend, Kansas, it’s recommended you start your search on the internet to save time. We’re assuming you’re wanting a professional licensed agent, but you also want to find the lowest possible price.

With insurance companies like independent agents, Allstate and State Farm all competing for business in Great Bend, it’s difficult to determine which insurance agency will provide the best rates, service and coverage. Thankfully, consumers can use online price quotes to assemble a group of insurance agents from which to choose.

Online quotes with a local Great Bend insurance agent

Agents can answer important questions and give you peace of mind. The best thing about comparing insurance prices online is you can get the lowest rates but also keep your business local. Buying from local businesses is important especially in Great Bend.

By using this form (opens in new window), your insurance data is immediately sent to local insurance agents in Great Bend who will return price quotes for your insurance coverage. You won’t need to leave your computer because quoted prices will be sent to your email. It doesn’t get any easier!

Insurance agent types

When researching a local agent, there are a couple of types of agencies that you can select. Agents are categorized either captive or independent. Either one can write coverage properly, but it’s worth learning how they are different since it can impact your selection of an agent.

Independent Agencies or Brokers

Independent insurance agents are not locked into one company but instead can place your coverage amongst many companies enabling the ability to shop coverage around. To move your coverage to a new company, your agent can switch companies without you having to go to a different agency. When shopping rates, you should always include at a minimum one independent agency to have the most options to choose from. Many write coverage with lesser-known insurance companies which may provide better rates.

The following is a list of independent agencies in Great Bend that can give you rate quotes.

  • Mutual Of Omaha Insurance Co – 3100 Meadowlark Ln – Great Bend, KS 67530 – (620) 793-8320
  • Shawn Panzer Agency Inc – 2008 11th St – Great Bend, KS 67530 – (620) 792-9000
  • Farm Bureau Insurance – 4210 8th St – Great Bend, KS 67530 – (620) 792-1246
Captive Insurance Agents

Captive insurance agents are contracted to one company like State Farm, Allstate and AAA. These agents are not able to compare other company’s rates so keep that in mind. Captive agents are very knowledgeable on their company’s products which helps them compete with independent agents. Consumers often buy from captive agents partially due to the prominence of the brand and solid financial strength.

The following are captive agencies in Great Bend willing to provide comparison quotes.

  • State Farm Insurance – 1910 18th St # 1 – Great Bend, KS 67530 – (620) 792-3669
  • Farm Bureau Insurance – 4210 8th St – Great Bend, KS 67530 – (620) 792-1246
  • Shelter Insurance – 1920 16th St – Great Bend, KS 67530 – (620) 792-5470
  • American Family Insurance – – Great Bend, KS 67530 – (620) 793-8003
  • Farmers Insurance Group – 1815 11th St – Great Bend, KS 67530 – (620) 793-9378

For a full directory of captive agents in Great Bend, please view this page.

Deciding on an insurance agency requires more thought than just the bottom line cost. Ask your prospective agent these questions:

  • Are there any hidden costs in their price quote and does it include driving and credit history?
  • If your car is totalled, how to they determine the replacement cost?
  • Are claim adjusters local or do you have to take your car somewhere else?
  • How long has their agency been in business in Great Bend?
  • Do they make recommendations based only on price?
  • If they are an independent agency, which companies do they recommend?

Once you have positive feedback to your questions and a good coverage price, most likely you have located an auto insurance agent that will properly service your auto insurance policy.

Online insurance company options

Auto insurance agents serve a purpose, but Kansas drivers can also buy from online companies direct. Even companies, such as Farmers Insurance and State Farm, who employ agents additionally provide the ability to buy a policy online. This is something to consider if you prefer not to work with an agent.

If you’re uncomfortable with not getting advice from an agent, that should not be a issue. Insurance companies that allow you to purchase coverage provide options that you can contact for information.

If you just want to find lower premiums, the most effective way to determine where you can get the lowest rate, either online or from agents, is to take the time to compare rates from both. You can actually get different rates from the same car insurance company depending on if you quote online or with their agents. But you won’t know which way will be cheaper without getting separate quotes for both.

Do people save by buying online? Many people think so, but it’s hard to say for sure since there are so many components that impact your rate calculation. It’s logical to say that a consumer who buys direct saves the commission normally paid to an agent. For the majority of companies, however, getting their brand in front of customers is expensive so the rates may be similar to buying from an agent.

One last thing about your coverage

People change insurance companies for many reasons like lack of trust in their agent, an unsatisfactory settlement offer, extreme rates for teen drivers or poor customer service. It doesn’t matter what your reason, switching companies is pretty simple and you could end up saving a buck or two.

While you’re price shopping online, it’s a bad idea to skimp on critical coverages to save a buck or two. There are too many instances where an insured dropped liability coverage limits and discovered at claim time they didn’t have enough coverage. Your focus should be to purchase a proper amount of coverage for the lowest price while not skimping on critical coverages.

Kansas agents

Much more information about auto insurance in Kansas is available on the Kansas Insurance Department website through this link. Visitors are able to view agent and company licensing information, find out industry alerts, and view a list of available companies.

Additional helpful sites include this page for auto insurance prices in Kansas and this link where you can make Great Bend auto insurance comparisons.