Consumers Guide to Finding a Savannah, GA Insurance Agent

To find a licensed insurance agent in Savannah, we recommend you begin your search using online quotes in order to save time. You need a good agent that listens to you, and also the lowest rates in Savannah.

Companies like State Farm, Farmers Insurance, Geico and Allstate all claim big savings, bombarding you with catchy ads and it is difficult to see past the geckos and flying pigs and find the best price available.

Best way to find Savannah agents

Agents can help determine the best coverages and give you someone to call. The best thing about comparing insurance prices online is you can get better rates but still work with a licensed agent.

To make it easy to find an agent, after completing this short form, the coverage information is sent to agents in your area who will return price quotes for your business. You won’t need to leave your house due to the fact that quote results will go to the email address you provide. How’s that for easy! It’s the lowest rates and work with a local agent.

Picking an insurance agent needs to be determined by more than just a low price. Any agent should have no problem answering these questions:

  • What insurance company do they write the most business with?
  • Are they able to influence company decisions when a claim is filed?
  • Do they specialize in personal lines coverage?
  • What insurance companies do they work with?
  • How long has their agency been open in Savannah?
  • Is the agency involved in supporting local community causes?

Two different types of insurance agents

When finding a reliable agent, you need to know there are two types of insurance agents that you can select. Agencies in Savannah are classified as either independent or captive.

Captive Insurance Agents

Captive insurance agents can only write with one company and some examples include Liberty Mutual, Allstate, Farmers Insurance or State Farm. They usually cannot shop your coverage around so they have to upsell other benefits. Captives are trained well on their products and sales techniques which can be an advantage.

Below are Savannah captive insurance agents who may provide you with price quote information.

Liberty Mutual Insurance – 785 King George Blvd – Savannah, GA 31419 – (912) 920-3967
State Farm Insurance – 329 Eisenhower Dr # A – Savannah, GA 31406 – (912) 354-2390
Georgia Farm Bureau Insurance – 1102 Shannon Ave – Savannah, GA 31406 – (912) 355-5659
Allstate Insurance – 111 Tibet Ave # B – Savannah, GA 31406 – (912) 927-7200

Independent Insurance Agents

Independent agents are not locked into one company so they have the ability to put coverage with any number of different companies enabling the ability to shop coverage around. To transfer your coverage to a different company, the agent simply finds a different carrier without you having to go to a different agency. When comparison shopping, we recommend you include price quotes from at a minimum one independent agency to ensure the widest selection of prices.

The following are independent agencies in Savannah willing to provide price quote information.

Direct General Ins Agency – 7400 Abercorn St # 702 – Savannah, GA 31406 – (912) 355-1161
All American Insurance – 3817 Bull St – Savannah, GA 31405 – (912) 238-3009
American Senior Insurance – 3025 Bull St # 103 – Savannah, GA 31405 – (912) 233-0439
Hambrick Agency – 3 Devon Rd – Savannah, GA 31419 – (912) 354-8450

To view a complete directory of licensed insurance agents in Savannah, please click here.

After getting answers to your satisfaction and a low price estimate, you have narrowed it down to an insurance agent that meets your needs to provide car insurance coverage.

Online companies can help you save

Local insurance agents are important, but you can also find affordable Georgia auto insurance directly from online companies. A few companies who have local agents in Savannah also allow you to buy a policy online, and that is helpful if you prefer to buy online.

If you’re anxious about not having professional advice when buying direct, don’t sweat it. Companies that allow you to purchase coverage all have client service departments to help you decide which coverages are appropriate. You can also use 24/7 live help and a car insurance FAQ section that you can use if you have questions.

Is it cheaper to buy online? It’s difficult to provide an answer since there are so many factors that impact your rate calculation. It would make sense to think that buying car insurance online cuts out the middleman. For most companies selling online, however, advertising and marketing take a lot of money and this drives up their premium costs.

Find Savannah insurance agent

More quotes mean more savings

Affordable car insurance is attainable online in addition to many Savannah insurance agents, so you should compare both in order to have the best price selection to choose from. Some insurance providers do not provide online price quotes and most of the time these regional insurance providers sell through independent agents.

Consumers change insurance companies for a number of reasons such as poor customer service, being labeled a high risk driver, high rates after DUI convictions or even unfair underwriting practices. It doesn’t matter what your reason, finding a new company is pretty easy and you might even save some money in the process.

More resources for learning

Even more information can be read at the Georgia Insurance and Safety Fire Commissioner website. Visitors are able to learn about insurance regulations, download brochures, find out which companies have the most complaints, and find a variety of consumer forms.