To find an insurance agent in Redding, California, you can start your research by comparing rates online instead of making phone calls. It’s assumed you’re wanting a good agent, but you also want the best rates possible.
With companies like American Family, Allstate, State Farm and Farmers all competing for your business, consumers have a hard time knowing which will provide the best service and rates. Fortunately, you can use online price quotes to assemble a group of agents to choose from.
Why do I need an agent?
Agents can help determine the best coverages and help in the event of a claim. One of the best bonuses of comparing rates online is you may find the lowest rates and still have an agent to talk to. And supporting local agencies is important particularly in Redding.
To find an agent, once you fill out this form (opens in new window), the quote information is sent to participating agents in Redding who will give you bids for your business. You won’t need to leave your computer due to the fact that quote results will go immediately to your email address. How’s that for easy! Get lower rates and a licensed agent to work with.
Below are Redding insurance agents that can give you rate quotes.
- Darting Insurance Svc – 2470 Beverly Dr, Redding, CA 96002 – (530) 222-5710
- Farmers Insurance Group – 737 Auditorium Dr, Redding, CA 96001 – (530) 243-1100
- Amic Shasta Insurance Inc – 2305 Court St, Redding, CA 96001 – (530) 245-4405
- Allstate Insurance – 2477 Athens Ave, Redding, CA 96001 – (530) 246-2163
- State Farm Insurance – 1109 Hartnell Ave # 9, Redding, CA 96002 – (530) 222-2886
To view a complete directory of auto insurance agents in Redding, please go to this site.
Selecting an insurance agent shouldn’t rely on just a cheap price. Here are some questions to ask:
- Are they able to influence company decisions when a claim is filed?
- Can they give you a list of client referrals?
- Did they already check your driving record and credit reports?
- Does the agent have professional designations like CIC, CPCU or AIC?
- Do they receive special compensation for putting your coverage with one company over another?
- Will your rates increase after a single accident?
- What insurance companies do they work with?
After receiving positive feedback to all your questions and a good coverage price, it’s possible that you found an auto insurance agent that will insure your vehicles.
Do online insurance companies have better rates?
Professional insurance agents are indespensible for some people, but California consumers also have the option to buy direct from companies that only sell online. Even companies like State Farm and Allstate who have local agents in Redding also give you the option to get a quote and buy online, and that can save time.
If you’re apprehensive about not having someone to ask questions when buying car insurance direct, this is normal but is quickly overcome. Auto insurance companies have toll-free phone numbers and other options to help you decide which coverages are appropriate. Also available are live help and 24/7 access that you can use if you have questions.
Are online rates lower? The answer is complex because of the number of factors that influence the price you pay. Some people will tell you that shopping direct reduces premiums because there is no agent. For most companies selling online, however, getting their brand in front of customers is expensive and that can quickly cost more than paying an agent.
Smart consumers save more
When you buy insurance online, don’t be tempted to buy poor coverage just to save money. There are too many instances where an accident victim reduced full coverage only to discover later that the small savings ended up costing them much more. The aim is to purchase plenty of coverage for the lowest price while not skimping on critical coverages.
Cost effective auto insurance can be found both online in addition to many Redding insurance agents, so you should be comparing quotes from both in order to have the best chance of saving money. There are still a few companies who do not provide online quoting and most of the time these small insurance companies sell through independent agents.
Additional information can be found on the California Department of Insurance website found here. California drivers can read consumer alerts, download brochures, find disaster information, and view a list of available companies.