Comparing auto insurance rates in Tualatin can be a lot of work since finding the best Oregon auto insurance agent is not as easy as just picking up the phone. Chances are you’re wanting a friendly agent, but you also want the best rates possible.
With companies like Allstate, Farmers, State Farm and many independent agents having offices in Tualatin, it can be hard to know which will give you the best rates, service and coverage. Fortunately, consumers can use online quotes in order to build a list of agencies to choose from.
Quote online but work with a neighborhood agent
Licensed agents are trained to spot inefficiencies and help submit paperwork. One of the great benefits of comparing insurance prices online is you may find lower rates but still work with a licensed agent. And supporting local insurance agencies is important particularly in Tualatin.
After completing this form (opens in new window), the coverage information is submitted to insurance agents in Tualatin who will battle for your business. You never need to visit any agencies because quoted prices will be sent to your email. It doesn’t get any easier! You can find the lowest rates AND an agent nearby.
The difference between Tualatin insurance agencies
When researching a reliable agent, there are two different types of agents to choose from. Agencies in Tualatin can either be independent (non-captive) or captive.
Independent Agencies or Brokers
Independent insurance agents are not locked into one company so they can insure your vehicles with any number of different companies and potentially find a lower price. To transfer your coverage to a different company, the agent simply finds a different carrier without you having to go to a different agency. When comparison shopping, it’s a good idea to contact multiple independent agents for the best price selection.Most can insure with smaller companies which may provide better rates.
The following are independent agents in Tualatin who may be able to give you price quotes.
- Bill Walsh Insurance – 18861 SW Martinazzi Ave – Tualatin, OR 97062 – (503) 694-5506
- Miller Insurance – 7995 SW Seneca St – Tualatin, OR 97062 – (503) 692-6580
- Ralph Householder Agency Inc – 7050 SW Nyberg Rd – Tualatin, OR 97062 – (503) 691-9710
- Christian Watts Agency – 7160 SW Hazelfern Rd # 800 – Tualatin, OR 97062 – (503) 601-0351
Captive Insurance Agents
This type of agents can only write with one company such as Allstate, Farmers Insurance or State Farm. They generally cannot give you multiple price quotes so they have no alternatives for high prices. They are usually quite knowledgeable on their products and sales techniques which helps them compete with independent agents. Consumers sometimes buy from captive agents mainly due to high brand loyalty and strong financial ratings.
Shown below are captive insurance agencies in Tualatin that can give you price quotes.
- Allstate Insurance – 8101 SW Nyberg Rd # 205 – Tualatin, OR 97062 – (503) 620-4444
- American Family Insurance – 19289 SW Martinazzi Ave – Tualatin, OR 97062 – (503) 885-8700
- Farmers Insurance Group – 7050 SW Nyberg Rd – Tualatin, OR 97062 – (503) 692-5336
- State Farm Insurance – 7575 SW Mohawk St – Tualatin, OR 97062 – (503) 454-3500
To view a complete directory of Tualatin captive agents, visit this link.
Choosing an insurance agent requires more thought than just the price. Here are some questions to ask:
- Are claim adjusters local or do you have to take your car somewhere else?
- Are they able to influence company decisions when a claim is filed?
- Is the agency involved in supporting local community causes?
- Do they assist clients in filing claims?
- Which company do they place the most coverage with?
- What insurance companies do they work with?
Once you have positive feedback to your questions in addition to an acceptable price estimate, you’ve probably found an insurance agency that is a good match to insure your vehicles.
Keep your options open
Auto insurance agents are a valuable resource, but you can also find affordable Oregon auto insurance direct from companies that only sell online. Certain auto insurance companies who have local Tualatin agents additionally provide the ability to buy direct on their websites, and that is helpful if finding the best price is important.
If you’re uneasy about not having an insurance agent’s advice when shopping online, this is expected but don’t let that bother you. Online insurance companies that allow you to purchase coverage give you access to trained agents to help you decide which coverages are appropriate. You may also access 24/7 live help and a car insurance FAQ section you can access prior to buying.
Will auto insurance cost less online? That question is hard to answer since there are so many factors that influence the price you pay. It’s often assumed that shopping online for auto insurance lowers rates due to not having any agent compensation. But that assumption is generally incorrect because the cost of constant advertising is expensive and this drives up their premium costs.
Online plus local equals savings
Cost effective auto insurance is attainable on the web and with local Tualatin insurance agents, so you should be comparing quotes from both in order to have the best chance of saving money. Some insurance companies do not offer you the ability to get quotes online and these smaller companies work with independent agents.
People change insurance companies for a number of reasons such as questionable increases in premium, delays in responding to claim requests, policy non-renewal and even being labeled a high risk driver. No matter why you want to switch, switching companies is not as hard as you think.
Learn more about Oregon auto insurance
Much more information about auto insurance in Oregon can be read on the Oregon Insurance Division website found here. Oregon consumers can find out industry alerts, discover disciplinary actions, and view a list of available companies.
