When searching for a good insurance agent in Grand Island, NE, you can start your search by comparing prices online instead of making phone calls. You need a friendly agent, and also the lowest rates for car insurance in Grand Island.
Numerous auto insurance agents battle to insure your vehicles, and because of this it can be hard to compare insurance agents to get the lowest price
Buying car insurance from a local Grand Island agent
Licensed agents can help determine the best coverages and help in the event of a claim. The best thing about price shopping on the web is you can get better rates and still have an agent to talk to.
To make it easy to find an agent, after completing this quick form, the quote information is sent to agents in your area who will compete for your coverage. You never need to drive around due to the fact that quote results will go to your email. How cool is that?! You can find better rates and an insurance agent to talk to.
Choosing an insurance agent should depend on more than just the premium amount. Ask your prospective agent these questions:
- If your car is in the repair shop, do you have coverage for a rental car?
- Is vehicle mileage a factor when determining depreciation for repairs?
- Which insurance companies are they affiliated with?
- Is the agency involved in supporting local community causes?
- What insurance company do they write the most business with?
- Who is covered by the car insurance policy?
Choose an insurance agent wisely
When looking for a good Grand Island insurance agent, there are a couple of different types of agents to choose from. Agencies in Grand Island are either captive or independent.
Captive Insurance Agents
Captive insurance agents can only place business with one company such as Allstate, Farmers Insurance or State Farm. They usually cannot place coverage with different providers so keep that in mind. Captives are well schooled in insurance sales which can be an advantage. Consumers sometimes buy from captive agents partially due to the brand legacy and the convenience of having all coverages with one company.
Listed below are Grand Island captive insurance agencies who may provide you with price quote information.
- Farmers Insurance Group – 1302 W 4th St – Grand Island, NE 68801 – (308) 384-3751
- Farm Bureau Insurance – 3347 W Capital Ave – Grand Island, NE 68803 – (308) 382-5707
- American Family Insurance – 2514 N Webb Rd – Grand Island, NE 68803 – (308) 384-4188
- Allstate Insurance Co – 1811 W 2nd St # 111 – Grand Island, NE 68803 – (308) 382-4199
- State Farm Insurance – 527 N Diers Ave # 3 – Grand Island, NE 68803 – (308) 389-6500
Independent Insurance Agents
Independent insurance agents are not employed by any specific company but instead can place your coverage with multiple insurance companies and possibly get better coverage at lower prices. If you are not satisfied with one company, an independent agent can move your coverage without you having to go to a different agency. When shopping rates, you should always get quotes from several independent insurance agents for the best price selection.Most can insure with different regional companies which can be an advantage.
The following is a list of independent agents in Grand Island willing to provide price quote information.
- Physicians Mutual Insurance Co – 4003 W Faidley Ave – Grand Island, NE 68803 – (308) 384-2340
- Travis Skiles Agency – 2400 W 2nd St # 10 – Grand Island, NE 68803 – (308) 398-8006
- Farm Bureau Insurance – 3347 W Capital Ave – Grand Island, NE 68803 – (308) 382-5707
- Connie Millner Agency – 2424 S Locust St # A – Grand Island, NE 68801 – (308) 389-3080
- Ron Ziemba Agency Inc – 3231 Ramada Rd # 2 – Grand Island, NE 68801 – (308) 381-8984
For a complete listing of Grand Island insurance agents, visit this link.
Once you have positive feedback to your questions and a low price estimate, you have narrowed it down to an insurance agency that is a good match to adequately provide car insurance.
Also consider buying direct
Auto insurance agents serve a purpose, but Nebraska car insurance can also be bought direct over the internet. Some car insurance companies like Allstate and State Farm who sell through the agent channel additionally provide the ability to quote and buy online, and that can save time if finding the best price is important.
If you’re uncomfortable with selecting your own policy coverages when buying direct, don’t sweat it. Online insurance companies all provide contact methods for getting questions answered.
Do customers save by switching to an online company? Many people think so, but it’s hard to say for sure since there are so many factors that impact your rate calculation. It’s a common assumption that shopping online for auto insurance saves money because there is no commission. But truthfully, promoting brand recognition is pricey and this drives up their premium costs.
More consumer information in Nebraska
Even more information can be found at the Nebraska Department of Insurance website. Nebraska drivers can find disaster information, read industry bulletins, view a list of available companies, and discover disciplinary actions.
The following information may also be useful.
A tidy conclusion
Drivers switch companies for a variety of reasons including an unsatisfactory settlement offer, not issuing a premium refund, denial of a claim or even policy non-renewal. Whatever your reason, switching car insurance companies can be easy and end up saving you some money.
Affordable car insurance can be bought on the web and with local Grand Island insurance agents, and you need to comparison shop both to have the best chance of lowering rates. There are still a few companies who do not offer the ability to get a quote online and many times these smaller companies only sell through independent insurance agents.
