If you’re trying to find a good insurance agent in Jackson, MS, we recommend you start your research on the web instead of calling around. Consumers need a good agent, and also want to find cheaper auto insurance prices.
Insurance companies such as Geico, 21st Century and Progressive continually hit you with fancy advertisements and it is difficult to ignore the flashy ads and take the time to shop coverage around.
Your insurance agent down the street
Agents are trained to spot inefficiencies and give you someone to call. One of the great benefits of comparing rates online is you may find better rates but still work with a licensed agent.
After completing this simple form, your coverage information is instantly submitted to local insurance agents who will give you bids to get your business. You never need to drive around due to the fact that quote results will go to your email. How cool is that?! Get lower rates and a licensed agent to work with.
Picking an insurance agency requires more thought than just the price. These are valid questions to ask:
- What is the agency’s Better Business Bureau rating?
- Is vehicle mileage a factor when determining depreciation for repairs?
- Do they regularly work with personal auto policies?
- What insurance companies do they recommend if they are an independent agent?
- Can glass repairs be made at your home?
- Does the agency provide any after hours assistance?
- Are they able to influence company decisions when a claim is filed?
Best insurance agent in Jackson
When researching a local agent, there are two types of insurance agents from which to choose. Agencies in Jackson are either captive or independent (non-captive).
Captive Insurance Agents
Captive agents write business for a single company such as State Farm, AAA and Liberty Mutual. They generally cannot shop your coverage around so always compare other rates. Captives are very knowledgeable on their products and sales techniques which helps them compete with independent agents.
Listed below is a short list of captive insurance agents in Jackson that can give you price quotes.
Mississippi Farm Bureau Fed – 6311 Ridgewood Rd – Jackson, MS 39211 – (601) 957-3200
State Farm Insurance – 2106 Raymond Rd # D – Jackson, MS 39212 – (601) 372-5544
Shelter Insurance – 5643 Highway 18 W # H – Jackson, MS 39209 – (601) 923-5010
Allstate Insurance Co – 5438 I 55 N – Jackson, MS 39211 – (601) 957-7610
Independent Insurance Agents
Independent agents are not required to write business for one company so they have the ability to put coverage with many different companies and potentially find a lower price. If your agent finds better pricing, your agent can switch companies and that require little work on your part. When searching for an agent, you should always include at a minimum one independent agency for the best price selection.
The following is a short list of independent agencies in Jackson willing to provide rate quotes.
Allocated Insurance – 975 North St – Jackson, MS 39202 – (601) 355-2009
Direct General Ins Agency – 1999 Highway 80 W – Jackson, MS 39204 – (601) 355-2288
Alberta Ross Gibson Insurance – 2310 Highway 80 W # C1121 – Jackson, MS 39204 – (601) 948-5667
Lovelace Agency – 4500 I 55 N – Jackson, MS 39211 – (601) 713-2645
Doug Pyron Agency Inc – 1647 Lakeland Dr – Jackson, MS 39216 – (601) 362-9004
To view a complete directory of insurance agents in Jackson, visit this link.
Once you have reasonable responses to these questions in addition to an acceptable price estimate, most likely you have located an insurance agent that meets your needs to properly insure your vehicles.
Online companies should be in the mix
Insurance agencies are a valuable resource, but you can also find affordable Mississippi auto insurance directly from online companies. Some specific companies who sell through agents in Jackson also permit you to get quotes and purchase online, and consumers should do that if you don’t want to take the time to contact agents.
If you’re worried about not having professional advice when buying car insurance direct, this really isn’t an issue. Online car insurance companies provide phone numbers and online resources to answer your questions.
Does car insurance cost less online? It’s hard to say exactly due to the fact that there are many factors that influence the price you pay. Some people think that buying directly from the company cuts out the middleman. But in reality, marketing their products costs a lot of money and those expenses can offset most of the savings by selling direct.
Mississippi insurance information
More tips and info about auto insurance is located at the Mississippi Insurance Department website. Visitors are able to discover disciplinary actions, report car insurance fraud, and read consumer alerts.
The articles below may also help you learn more about auto insurance in Jackson
- 5 Simple Tricks to Cut Auto Insurance Costs in Jacksonville, FL
- Never Quote Jackson, MS Auto Insurance Without Knowing These Money Saving Tricks
Best coverage at the best price
Budget-conscious auto insurance can be bought on the web and with local Jackson insurance agents, so compare prices from both to get a complete price analysis. Some insurance providers do not offer online price quotes and usually these smaller companies provide coverage only through local independent agents.
When shopping online for auto insurance, never buy lower coverage limits just to save a few bucks. There are a lot of situations where an insured dropped uninsured motorist or liability limits to discover at claim time that it was a big mistake. Your aim should be to find the BEST coverage for the lowest price while still protecting your assets.