When pricing auto insurance in Harlingen, Texas, there are a lot of options and selecting the best Harlingen insurance agent for your needs is not as easy as just randomly choosing from the yellow pages. Chances are that not only do you want a professional agent, but you also want to find affordable coverage.
With companies like State Farm, Allstate and Farmers Insurance all competing for business in Harlingen, consumers have a hard time knowing which provider will provide you with the best service and rates. Fortunately, you can use insurance quotes online to build a list of insurance agents and thier coverage prices.
Harlingen agents and online quotes
Educated insurance agents can answer important questions and help in the event of a claim. One of the great benefits of getting online price quotes is that you can obtain the best rates and still have an agent to talk to. And providing support for local agencies is definitely important in Harlingen.
After completing this quick form, the quote information is instantly submitted to agents in your area who will battle to get your business. You won’t need to leave your house due to the fact that quote results will go to your email. Now that’s easy!
Shown below are Harlingen insurance agents willing to provide rate quotes.
- R N Jones Agency Inc – 510 E Harrison Ave, Harlingen, TX 78550 – (956) 423-1147
- State Farm Insurance – 1104 S 77 Sunshine Strip, Harlingen, TX 78550 – (956) 425-3276
- Us Auto Insurance – , Harlingen, TX 78550 – (956) 730-2886
- Insurance Partners – 1837 W Tyler Ave, Harlingen, TX 78550 – (956) 421-5914
- Allstate Insurance – 1322 E Harrison Ave # A, Harlingen, TX 78550 – (956) 421-3980
For a full directory of Harlingen insurance agents, click here to link.
Deciding on an auto insurance agent shouldn’t rely on just the bottom line cost. These questions are important to ask:
- Do they regularly work with personal auto policies?
- Does the company allow you to choose your own collision repair facility?
- How often do they review policy coverages?
- If you are a high risk driver, do they have special markets for your coverage?
- Is the agency involved in supporting local community causes?
Upon receiving answers to your satisfaction for all questions you ask and an affordable coverage quote, chances are good that you have found a car insurance agent that can properly insure your vehicles.
Can you save money by buying online?
Car insurance agents are perfect for certain consumers, but Texas drivers can also buy directly from online companies. Some companies who sell through the agent channel also let you buy direct online, so that should be considered if you don’t want to take the time to contact agents.
If you’re apprehensive about not having someone to ask questions when shopping online, don’t be too concerned. Online companies that allow you to purchase coverage all have toll-free customer service for getting questions answered. Consumers also can use online help and live chat to make it easier to purchase.
When trying to find the best rates, the only way to determine whether prices are lower online or from agents is to get price quotes for both. You may actually get a different price returned by the same company if you compare an online quote to agent rates. It’s difficult to tell where the best price is without getting separate quotes for both.
Is car insurance cheaper online? Many people swear by it, but it’s difficult to answer since there may be dozens of rate factors that influence how your policy is priced. Some people think that buying online saves the commission normally paid to an agent. For the majority of companies, however, there are very high advertising costs so there may not be significant savings.
Shop smart and save
When trying to cut insurance costs, make sure you don’t reduce needed coverages to save money. In many instances, an insured dropped full coverage and discovered at claim time that the few dollars in savings costed them thousands. Your focus should be to purchase a proper amount of coverage at an affordable rate while still protecting your assets.
Insureds leave their current company for many reasons like poor customer service, questionable increases in premium, not issuing a premium refund and unfair underwriting practices. Regardless of your reason for switching companies, finding a great new company is not as difficult as it may seem.
To find out more about Texas auto insurance
Much more information about auto insurance in Texas can be found on the Texas Department of Insurance website through this link. Consumers can find out industry alerts, learn about insurance regulations, find out which companies have the most complaints, and read consumer alerts.