When trying to find a good insurance agent in Kirkland, Washington, we recommend you do the preliminary legwork by comparing rates online instead of calling around. Chances are good you’re looking for a professional licensed agent, but you also want the best rates possible.
With companies like State Farm, Allstate, Farmers and independent agents all competing for your business, consumers have a hard time knowing which will have the best service and rates. Thankfully, it’s easy to use online quoting to get a list of agents to choose from.
Online quotes with a local Kirkland insurance agent
Professional agents are trained to spot inefficiencies and help you file claims. One of the best bonuses of getting online price quotes is you can get lower rates and still choose a local agent. And supporting local agencies is definitely important in Kirkland.
Upon completion of this form (opens in new window), your insurance data is sent to local insurance agents who will give you bids for your insurance coverage. You won’t need to drive around as quotes are delivered to the email address you provide. Now that’s easy!
Shown below is a list of insurance agencies in Kirkland that may be able to provide price quote information.
Allstate Insurance – 12413 Willows Rd NE # 220, Kirkland, WA 98034 – (425) 823-1326
Joe Hughes Agency – 8570 122nd Ave NE, Kirkland, WA 98033 – (425) 889-9638
Farmers Insurance Group – 8244 122nd Ave NE, Kirkland, WA 98033 – (425) 889-4443
Bill Topalian Insurance – 401 Parkplace Ctr # 103, Kirkland, WA 98033 – (425) 827-6912
Advantage/Sgs Insurance Svc – 550 Kirkland Way # 402, Kirkland, WA 98033 – (425) 482-9797
Deciding on an insurance agent shouldn’t rely on just the price. Agents should be asked these questions:
- How much can you save by raising your physical damage deductibles?
- If your car is totalled, how to they determine the replacement cost?
- Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
- Which company do they place the most coverage with?
- What is the agency’s Better Business Bureau rating?
- Do they carry Errors and Omissions coverage?
- Are there any discounts that you might be missing?
Once you have reasonable responses and locked in a price quote, you have narrowed it down to an insurance agency that will properly service your car insurance policy.
Can you buy online and save?
Auto insurance agents serve a purpose, but you can also find affordable Washington auto insurance direct over the internet. A few companies who have local agents in Kirkland additionally provide the ability to quote and buy online, and online price comparisons are easy.
If you’re worried about selecting your own policy coverages when buying direct, this is a normal reaction for first-time shoppers. Insurance companies that require consumers to choose their own coverages have toll-free phone numbers and other options for getting the best coverage.
Is it cheaper to buy online? That question is hard to answer since there are many things that influence the price you pay. Some people will tell you that purchasing direct online reduces premiums because there is no agent. For the majority of companies, however, it’s expensive to advertise so this can offset any savings.
To learn even more about car insurance
Much more information about car insurance in Washington can be found on the website for the Washington State Office of the Insurance Commissioner located here. Consumers can learn about specific coverages, view agent and company licensing information, read consumer alerts, and learn about insurance regulations.
Other useful links include Auto Insurance 101 and this page where you can research Kirkland insurance agents.
Do the work, save more money
Consumers switch companies for any number of reasons including delays in responding to claim requests, policy non-renewal, high rates after DUI convictions and policy cancellation. Regardless of your reason for switching companies, switching car insurance companies can be easy and end up saving you some money.
Budget-conscious car insurance can be bought from both online companies in addition to many Kirkland insurance agents, and you need to price shop both so you have a total pricing picture. Some car insurance companies do not provide online price quotes and usually these small insurance companies provide coverage only through local independent agents.
