How to Get the Best Price from Elizabethtown Auto Insurance Companies

When buying auto insurance in Elizabethtown, choosing the right Elizabethtown insurance agent is harder than just randomly choosing from the yellow pages. Consumers need a decent agent, and also want to find the cheapest rates you can possibly find.

Multiple auto insurance agents compete for your hard-earned dollar, so it’s not easy to compare every auto insurance agent to get the lowest rate

Quote online, buy local

Agents can point out coverage gaps and help file insurance claims. One of the great benefits of price shopping on the web is the fact that you can find better rates and still choose a local agent.

To make it easy to find an agent, after completing this form (opens in new window), the quote information is emailed to insurance agents in Elizabethtown who will compete for your insurance coverage. There is no reason to visit any agencies because quoted prices will be sent directly to your email. How cool is that?!

Selecting an insurance agency requires more thought than just a cheap price. Here are some questions to ask:

  • Can glass repairs be made at your home?
  • Will their companies depreciate repairs to your car based on the mileage?
  • What insurance companies do they work with?
  • Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
  • Do they regularly work with personal auto policies?
  • Does the agency support the community they serve?
  • Do they make recommendations based only on price?
  • Do you have coverage for a rental car if your vehicle is in the repair shop?

Listed below is a short list of car insurance agents in Elizabethtown willing to provide comparison quotes.

Duff Insurance Inc – 110 N Main St, Elizabethtown, KY 42701 – (270) 769-5547
Allstate Insurance – 618 Westport Rd, Elizabethtown, KY 42701 – (270) 765-5588
State Farm Insurance – 417 N Mulberry St, Elizabethtown, KY 42701 – (270) 234-8200
Jones Insurance – 910 N Dixie Ave # 110, Elizabethtown, KY 42701 – (270) 765-6940
Direct General Ins Agency – 604 N Mulberry St # D, Elizabethtown, KY 42701 – (270) 765-5457
Kentucky Farm Bureau Ins Co – 2909 Ring Rd, Elizabethtown, KY 42701 – (270) 765-4400

After getting positive feedback to these questions and a low price estimate, you’ve probably found an insurance agency that will service your policy.

Do online insurance companies cost less?

Insurance agencies serve a purpose, but Kentucky drivers can also buy direct from companies online. Some companies like Allstate and State Farm who sell through agents in Elizabethtown also give you the option to get quotes and purchase online, and that can save time.

If you’re uncomfortable with not having someone to ask questions when buying online, that should not be a issue. Insurance companies that require consumers to choose their own coverages have customer service departments you can use to get advice on coverages. Most companies also provide 24/7 live help and a car insurance FAQ section to help with the buying process.

Is pricing better online? Many people swear by it, but it’s difficult to answer since there may be dozens of rate factors which can adversely affect your policy premium. Common sense would say that shopping direct cuts out the middleman. For most online online companies, however, getting their brand in front of customers is expensive so rates may not be all that different from traditional agents.

More tips and info about auto insurance is located at the Kentucky Department of Insurance website. Kentucky consumers can find out which companies have the most complaints, find out industry alerts, and read enforcement actions against agents and companies.

best Elizabethtown agent

The articles below may also help you learn more about auto insurance in Elizabethtown

One last thing about your coverage

Affordable auto insurance is available from both online companies and also from your neighborhood Elizabethtown agents, and you need to comparison shop both to have the best rate selection. Some auto insurance companies may not provide the ability to get a quote online and usually these smaller companies provide coverage only through local independent agents.

Drivers change insurance companies for a number of reasons such as denial of a claim, poor customer service, delays in responding to claim requests or policy cancellation. Regardless of your reason for switching companies, switching companies is not as hard as you think.