Comparing car insurance companies in Westbrook, Maine can be challenging because selecting the best Westbrook auto insurance agent for your needs is harder than just picking up the phone. For this article’s sake, it’s assumed you’re looking for a decent agent, but you also want affordable coverage.
With insurance companies like State Farm, Allstate and many independent agents having local Westbrook offices, consumers have a hard time knowing which provider will give you the lowest rates and best service. Fortunately, you can use online quotes to get a list of insurance agencies and thier coverage prices.
Save time by quoting online
Licensed agents are trained to spot inefficiencies and give you someone to call. The biggest benefit of comparing rates online is the fact that you can find better rates but also keep your business local. And providing support for small agencies is definitely important in Westbrook.
After completing this quick form, the coverage information is submitted to local insurance agents who will battle for your coverage. There is no need to visit any agencies because quoted prices will be sent immediately to your email address. Now that’s easy!
Shown below is a short list of insurance agents in Westbrook that may be willing to give price quotes.
Mary Gavin Agency – 201 Main St # 3, Westbrook, ME 04092 – (207) 854-9388
Anderson-Watkins Insurance – 31 Central St, Westbrook, ME 04092 – (207) 856-5500
Nationwide Insurance – 415 Main St, Westbrook, ME 04092 – (207) 854-1945
Allstate Insurance – 543 Main St, Westbrook, ME 04092 – (207) 856-0000
Deciding on an auto insurance agent requires more thought than just the premium amount. Any agent should be forthright in answering these questions:
- Are claims handled at the agent’s location?
- Is working in the agency their full-time job?
- Who is covered by the car insurance policy?
- What insurance companies do they recommend if they are an independent agent?
- Can they give you a list of client referrals?
- Do they have any clout with companies to ensure a fair claim settlement?
Upon getting satisfactory answers to your questions and locked in a price quote, chances are good that you have found a car insurance agent that will properly insure your vehicles.
Don’t exclude online companies
Auto insurance agents are important, but Maine drivers can also buy from online companies direct. Certain companies who sell through agents in Westbrook also give you the ability to buy direct on their websites. This is something to consider if you don’t want to take the time to contact agents.
If you’re anxious about not having an insurance agent’s advice when shopping online, this is expected but don’t let that bother you. Auto insurance companies that allow you to purchase coverage have toll-free phone numbers and other options you can use to get advice on coverages.
Are car insurance rates lower online? It’s difficult to provide an answer because there are a lot of things that are calculated into your premium. Some people think that shopping direct saves the commission normally paid to an agent. In reality, advertising and marketing take a lot of money and that impacts the rates consumers pay.
Keep this in mind
Drivers who switch companies do it for a number of reasons such as an unsatisfactory settlement offer, being labeled a high risk driver, delays in paying claims and delays in responding to claim requests. Regardless of your reason for switching companies, finding the right car insurance provider is easier than you think.
The cheapest car insurance can be purchased on the web in addition to many Westbrook insurance agents, and you should compare price quotes from both to have the best chance of lowering rates. There are still a few companies who do not provide you the ability to get quotes online and usually these small insurance companies provide coverage only through local independent agents.
Some additional reading
Additional information is available on the website for the Maine Bureau of Insurance found here. Consumers can report car insurance fraud, get help finding coverage, and read industry bulletins.