Learn How to Find the Best Insurance Agent in Dubuque

If you’re looking for an insurance agent in Dubuque, IA, you can always do an initial search on the web instead of making phone calls. You need a decent agent, and also want to find cheap rates.

Many car insurance agents vie for your hard-earned dollar, and because of this it can be hard to compare auto insurance agents to discover the definitive lowest cost out there.

Working with a local agent

Insurance agents can answer important questions and give you peace of mind. One of the great benefits of getting online price quotes is the fact that you can find lower rates but also keep your business local.

After filling out this quick form, your coverage information is immediately sent to companies in Dubuque who will return price quotes for your business. There is no need to leave your computer because quoted prices will be sent to your email. It doesn’t get any easier! You’ll get the best rates AND an agent nearby.

Deciding on an insurance agent requires more thought than just the premium amount. Agents should be asked these questions:

  • Are there any discounts that you might be missing?
  • Which company do they place the most coverage with?
  • Will your rates increase after a single accident?
  • Does the agency provide any after hours assistance?
  • Is the agent and/or agency licensed to do business in Iowa?
  • Are there any hidden costs in their price quote and does it include driving and credit history?
  • How long has their agency been open in Dubuque?

The following are agents in Dubuque that can give you price quotes.

Farmers Insurance Group – 3003 Asbury Rd, Dubuque, IA 52001 – (563) 583-8881
State Farm Insurance – 4867 Asbury Rd # 4, Dubuque, IA 52002 – (563) 582-6942
Denlinger Insurance Inc – 2600 Jackson St, Dubuque, IA 52001 – (563) 583-3571
Juanita Bakey Agency – 999 Century Dr # 4, Dubuque, IA 52002 – (563) 556-0526
Allstate Insurance – 1828 Carter Rd # B, Dubuque, IA 52001 – (563) 582-2277
Friedman Insurance Inc – 909 Main St # 202, Dubuque, IA 52001 – (563) 556-0272

Upon receiving satisfactory answers to these questions and an acceptable price quote, you may have just found a car insurance agent that is a good match to properly insure your vehicles.

The online alternatives

Insurance agencies serve a purpose, but you also have the option of buying from companies direct over the internet. Certain companies who have local agents in Dubuque also allow consumers to quote and buy online. This is something to consider as an alternative to contacting agents.

If you’re uncomfortable with not getting advice from an agent when buying online, don’t sweat it. Online companies that require consumers to choose their own coverages provide options for getting the best coverage. Also available are live help and an extensive research center to help with the buying process.

Does coverage cost less online? That is a tough question to answer because of the number of factors that can increase policy rates. Common sense would say that purchasing direct online saves the commission normally paid to an agent. But in most cases, marketing expenses are significant so there may not be significant savings.

best Dubuque IA agent

More quotes mean more savings

Consumers switch companies for a number of reasons such as policy non-renewal, unfair underwriting practices, policy cancellation and being labeled a high risk driver. It doesn’t matter what your reason, finding a new car insurance company can be less work than you think.

Affordable car insurance can be purchased both online as well as from independent agents in Dubuque, so compare prices from both to have the best selection. There are still a few companies who don’t offer you the ability to get quotes online and usually these small, regional companies provide coverage only through local independent agents.

Additional reading for car insurance information

Additional detailed information is located at the Iowa Insurance Division website. Consumers can learn about specific coverages, read consumer alerts, get help finding coverage, and download brochures.