Online Quotes for Chandler, AZ Auto Insurance Companies

If you’re trying to find a good Chandler agent, it’s recommended you do an initial search by getting online comparison quotes instead of calling around. Chances are good that not only do you want a great agent that can assess your needs, but also affordable coverage.

With companies like independent agents, Allstate and State Farm having local Chandler offices, consumers have a hard time knowing which provider will give you the cheapest rates and the best coverage. To begin, consumers can use online quotes to assemble a group of insurance agencies and thier coverage prices.

What is the best insurance coverage?

When it comes to buying coverage for your vehicles, there really is no single plan that fits everyone. Everyone’s situation is unique and a cookie cutter policy won’t apply. These are some specific questions could help you determine whether you would benefit from professional advice.

  • Which companies will insure high-risk drivers?
  • Can I still get insurance after a DUI?
  • What are the best liability limits?
  • When would I need rental car insurance?
  • Does my vehicle qualify for pleasure use?
  • Do I have coverage for damage caused while driving under the influence?
  • When should my teen driver be added to my policy?

If you don’t know the answers to these questions but a few of them apply, you might consider talking to a licensed agent.

Car Insurance from Chandler insurance agents

Insurance agents can answer important questions and help you file claims. The biggest benefit of getting online price quotes is you can get the lowest rates and still have an agent to talk to. And supporting local insurance agencies is especially important in Chandler.

By using this simple form, your insurance coverage information is transmitted to participating agents in Chandler who will give you bids for your business. You don’t have to drive around due to the fact that quote results will go immediately to your email address. It doesn’t get any easier! Get lower rates and an insurance agent to talk to.

Insurance agent types

When researching a good Chandler insurance agent, you need to know there are two types of insurance agents to choose from. Chandler agents are categorized either independent or captive.

Independent Agencies or Brokers

Independent agents are not required to write business for one company but rather can write business with many different companies enabling the ability to shop coverage around. If you are not satisfied with one company, your agent can switch companies and you won’t have to switch agencies.

When comparison shopping, it’s a good idea to include price quotes from multiple independent agents for the best price selection.

The following is a short list of independent agencies in Chandler who can help you get rate quotes.

Se Arizona Agency – 3100 W Ray Rd – Chandler, AZ 85226 – (480) 969-2725
Joe M Baselice Agency – 5355 W Chandler Blvd # 8 – Chandler, AZ 85226 – (480) 839-5280
Henry Devall Agency Inc – 2100 W Chandler Blvd # 38 – Chandler, AZ 85224 – (480) 726-3434
Joe Baselice Insurance – 5355 W Chandler Blvd – Chandler, AZ 85226 – (480) 994-0752
Integrated Insurance Solutions – 3100 W Ray Rd – Chandler, AZ 85226 – (480) 833-2947

Captive Insurance Agents

Captive agencies have only one company to place business with such as State Farm, Allstate and AAA. They generally cannot provide prices from multiple companies so keep that in mind. They receive extensive training on their company’s products which can be an advantage.

Listed below is a short list of captive insurance agents in Chandler willing to provide comparison quotes.

Liberty Mutual Insurance – 6909 W Ray Rd # 29 – Chandler, AZ 85226 – (480) 732-1491
Allstate Insurance Co – 1919 W Chandler Blvd # 1 – Chandler, AZ 85224 – (480) 857-1384
American Family Insurance – 500 W Ray Rd # 10 – Chandler, AZ 85225 – (480) 786-6933
Farmers Insurance Group – 3855 W Ray Rd # 2 – Chandler, AZ 85226 – (480) 899-1291
State Farm Insurance – 2945 E Riggs Rd # 11 – Chandler, AZ 85249 – (480) 855-8555

For a complete listing of captive agencies in Chandler, visit this link.

Choosing an auto insurance agent shouldn’t rely on just a low price. These are valid questions to ask:

  • Who is covered by the car insurance policy?
  • What will you get paid if your car is a total loss? How is that amount determined?
  • Which insurance companies are they affiliated with?
  • Are they full-time agents?
  • Does the company allow you to choose your own collision repair facility?
  • How are claims handled?
  • How long have they worked with personal auto insurance coverage?

After getting acceptable answers to all your questions and a good coverage price, you may have just found an insurance agent that meets your needs to service your policy.

You have the option to purchase direct online

Insurance agents are perfect for certain consumers, but Arizona consumers also have the option to buy from online companies direct. Certain auto insurance companies who have local Chandler agents also allow consumers to buy direct online, and that is helpful as an alternative to contacting agents.

If you’re uneasy about not getting proper coverage when buying online, don’t sweat it. All companies provide access to licensed agents for customer questions.

Can you find lower rates online? The answer is complex because there are so many things that determine the price you pay. It’s logical to say that buying directly from the company lowers rates due to not having any agent compensation. But in reality, promoting brand recognition is pricey and those expenses can offset most of the savings by selling direct.

Auto insurance in Chandler

Informative consumer insurance sites

Additional auto insurance information is located on the website for the Arizona Department of Insurance located here. Consumers can report car insurance fraud, file complaints about a company, find out industry alerts, and read consumer alerts.

Smart consumers save more

Low-cost auto insurance is attainable both online as well as from independent agents in Chandler, and you need to comparison shop both in order to have the best chance of saving money. A few companies don’t offer online quoting and usually these small, regional companies provide coverage only through local independent agents.

Drivers change insurance companies for a variety of reasons including delays in responding to claim requests, policy cancellation, questionable increases in premium and lack of trust in their agent. Regardless of your reason for switching companies, choosing a new insurance company is easier than you think.