Online Rate Quotes for Athens Auto Insurance Companies

If you’re trying to find a good insurance agent in Athens, AL, we recommend you begin your search on the web to save yourself time. Consumers need an excellent agent, but also need the lowest rates for auto insurance in Athens.

With so many options, it can be challenging to locate the best insurer.

Your insurance agent down the street

Good agents can help determine the best coverages and give you someone to call. One of the best bonuses of getting online price quotes is you can get the best rates but still work with a licensed agent.

Upon completion of this form (opens in new window), your insurance data is transmitted to participating agents in Athens who will return price quotes for your business. There is no need to leave your computer as quotes are delivered directly to your email. How cool is that?! You’ll get the best rates and work with a local agent.

Selecting an insurance agency needs to be determined by more than just the price. These questions are important to ask:

  • What will you get paid if your car is a total loss? How is that amount determined?
  • Is vehicle mileage a factor when determining depreciation for repairs?
  • Are you getting all the discounts the company offers?
  • If they are an independent agency, which companies do they recommend?
  • Does the company allow you to choose your own collision repair facility?
  • Do they review policy coverages at every renewal?
  • Is vehicle damage repaired with OEM or aftermarket parts?

Listed below is a list of auto insurance agents in Athens that may be able to provide rate quotes.

Allstate Insurance – 885 Us Highway 72 W # B, Athens, AL 35611 – (256) 233-2377
Alfa Insurance Corp – 524 Us Highway 72 W, Athens, AL 35611 – (256) 232-1340
Farmers Insurance Group – 1993 Us Highway 31 S, Athens, AL 35611 – (256) 233-7845
Farm Bureau Insurance – 104 N Clinton St, Athens, AL 35611 – (256) 232-2400
John Kilgro Agency – 802 Us Highway 72 W # C, Athens, AL 35611 – (256) 232-5241
Guide One Insurance – 201 W Washington St, Athens, AL 35611 – (256) 771-0238

After receiving satisfactory answers for all questions you ask in addition to an acceptable price estimate, most likely you have located a car insurance agent that meets your needs to properly insure your vehicles.

Do online companies have better prices?

Professional insurance agents serve a purpose, but you also have the option of buying Alabama car insurance direct from companies that only sell online. Certain companies who employ agents additionally provide the ability to quote and buy online, and online price comparisons are easy if you are the do-it-yourself type.

If you’re worried about selecting your own policy coverages when buying car insurance direct, this is normal but is quickly overcome. Online companies that require consumers to choose their own coverages all have toll-free customer service for answering any questions you have. They also offer extensive coverage information and 24/7 assistance that you can use if you have questions.

Does coverage cost less online? That is a tough question to answer since there are so many factors which can adversely affect your policy premium. It’s often assumed that buying directly from the company prevents the agent from taking a cut. But truthfully, it’s expensive to advertise so this can offset any savings.

Keep this in mind

Cost effective auto insurance is possible on the web and with local Athens insurance agents, and you need to price shop both in order to have the best chance of saving money. A few companies do not offer the ability to get a quote online and usually these small insurance companies provide coverage only through local independent agents.

Drivers switch companies for many reasons like extreme rates for teen drivers, not issuing a premium refund, high rates after DUI convictions or poor customer service. Regardless of your reason for switching companies, switching auto insurance companies is actually quite simple.

More detailed Alabama auto insurance information is located at the Alabama Department of Insurance website. Alabama drivers can file complaints about a company, read state legal mandates and laws, and report car insurance fraud.

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