Online Tools to Find a Car Insurance Agent in Hackensack

If you’re looking for a licensed insurance agent in Hackensack, you can always do an initial search using online quotes rather than looking in the yellowpages. We’re guessing you’re wanting a competent insurance agent, but you also want the lowest possible price.

With companies like Allstate, Farmers and State Farm as well as independent agents all competing for your business, consumers have a hard time knowing which auto insurance agent will provide the best service and rates. Thankfully, consumers can use online price quotes to assemble a group of agents from which to choose.

Neighborhood insurance agents

Licensed agents are trained to spot inefficiencies and help in the event of a claim. One of the great benefits of comparing insurance prices online is that you can obtain the lowest rates but still work with a licensed agent. And supporting local insurance agencies is definitely important in Hackensack.

To find an agent, once you fill out this quick form, your insurance data is sent to agents in your area who will give you bids for your insurance coverage. You don’t have to visit any agencies due to the fact that quote results will go straight to your inbox. How’s that for easy!

Different types of car insurance agents in Hackensack

When searching for a good insurance agency, you need to know there are two different agency structures to choose from. Agencies in Hackensack can either be independent or captive. Both write coverage properly, but it’s good to learn how they are different because it can influence the selection process.

Independent Agents (or Brokers)

Independent insurance agents are not locked into one company but rather can write business with lots of companies and possibly get better coverage at lower prices. To move your coverage to a new company, your agent can switch companies and you won’t have to switch agencies. When searching for an agent, we recommend you get quotes from multiple independent agents to ensure the widest selection of prices.Many can place coverage with smaller regional carriers which can save you money.

Listed below is a list of independent agents in Hackensack that are able to give price quotes.

  • All Statewide Insurance – – Hackensack, NJ 07601 – (201) 343-1611
  • CONKLIN and Craft Agency – 145 Hackensack Ave – Hackensack, NJ 07601 – (201) 342-2145
  • Michael Bello Insurance – – Hackensack, NJ 7601 – (201) 909-5106
  • Pa Post Agency Insurance – 401 Hackensack Ave – Hackensack, NJ 07601 – (201) 342-2180
  • Us Argen Agency – 119 S State St – Hackensack, NJ 07601 – (201) 342-8958
Agency Captives

This type of agents work for only one company such as Allstate, AAA, Liberty Mutual and State Farm. Captives cannot place coverage with different providers so it’s a take it or leave it situation. They are well schooled in insurance sales which can be an advantage. Some people will only purchase coverage from captives mainly due to the prominence of the brand and the convenience of having a single billing for all their coverages.

The following are Hackensack captive agencies who can help you get price quote information.

  • State Farm Insurance – 381 Main St – Hackensack, NJ 07601 – (201) 342-7267
  • Allstate Insurance Co – 203 Main St # A – Hackensack, NJ 07601 – (201) 342-3699

To view a full list of captive insurance agents in Hackensack, please click here.

Deciding on an insurance agency should depend on more than just a cheap price. Ask your prospective agent these questions:

  • How often do they review policy coverages?
  • Do they make recommendations based only on price?
  • Is the agency involved in supporting local community causes?
  • Do they assist clients in filing claims?
  • Are glass claims handled on-site or do you have to take your vehicle to a repair shop?

Once you have reasonable responses to any questions you have in addition to an acceptable price estimate, most likely you have located an auto insurance agent that can insure your vehicles.

Alternatives to local agents

Professional insurance agents are a valuable resource, but New Jersey drivers can also buy from online companies direct. Some companies, such as Farmers Insurance and State Farm, that are more known for using agents, also let you buy direct on their websites, so keep that in mind.

If you’re uncomfortable with not having professional advice when buying direct, that shouldn’t be an issue. All companies provide customer service to walk you through the process. Consumers also can use 24/7 live help and a car insurance FAQ section that you can use if you have questions.

Will you save money buying auto insurance online? Whether or not you’ll save is impossible to say due to the large number of individual components that determine your policy premium. You may think that going direct reduces premiums because there is no agent. But in reality, promoting brand recognition is pricey so this can offset any savings.

Much more information about auto insurance in New Jersey is located on the New Jersey Department of Banking and Insurance website through this link. New Jersey drivers can find out industry alerts, find a variety of consumer forms, and discover disciplinary actions.

The following articles may also be useful.

compare New Jersey insurance agents

More quotes mean more savings

Cheap auto insurance is definitely available on the web as well as from independent agents in Hackensack, so you should compare both to get a complete price analysis. Some companies don’t offer online quoting and most of the time these regional insurance providers sell through independent agents.

Drivers who switch companies do it for many reasons like denial of a claim, delays in responding to claim requests, unfair underwriting practices and not issuing a premium refund. Regardless of your reason, choosing a new insurance company is actually quite simple.