If you’re looking for a good insurance agent in Sammamish, Washington, it’s recommended you do an initial search on the web instead of making phone calls. The chances are good you want a friendly agent, but you also want the lowest possible price.
With insurance companies like State Farm, Allstate and Farmers Insurance all competing for your business, it’s difficult to determine which will provide the lowest rates and best service. Fortunately, consumers can use online price quotes to get a list of agents to choose from.
Online quotes with a local Sammamish insurance agent
Licensed agents are trained to spot inefficiencies and help you file claims. One of the great benefits of comparing insurance prices online is you can get better rates but also keep your business local. And supporting local agencies is important especially in Sammamish.
After completing this simple form, your information is transmitted to participating agents in Sammamish who will compete for your insurance coverage. You never need to leave your house since price quotes are sent directly to your email. How cool is that?! You’ll get the best rates AND a local agent.
Below are agents in Sammamish willing to provide price quote information.
FDC Insurance – , Sammamish, WA 98074 – (425) 836-5020
Picking an insurance agent needs to be determined by more than just a cheap price. Agents should be asked these questions:
- What will you get paid if your car is a total loss? How is that amount determined?
- How many years of experience in personal lines insurance coverages do they have?
- Do they assist clients in filing claims?
- Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
- Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
- What is the agency’s Better Business Bureau rating?
Upon getting positive responses to these questions as well as a affordable price, you’ve probably found an auto insurance agent that meets your needs to provide auto insurance coverage.
But what about buying from online companies?
Car insurance agents can be invaluable at times, but Washington drivers can also buy from companies direct over the internet. Certain auto insurance companies like State Farm and Allstate who sell through the agent channel also give you the option to buy online, so this should also be taken into consideration if you’re trying to lower your rates.
If you’re worried about whether or not you’ll have guidance when shopping online, don’t let it bother you. Online insurance companies that allow you to purchase coverage all have toll-free customer service for customer questions.
Will you save money buying auto insurance online? It’s difficult to say for sure because there are so many things that determine your policy premium. You may think that buying directly from the company saves money by not requiring a commission. For the majority of companies, however, advertising budgets are huge and that can cost more than having to pay agents.
Do the work, save more money
People switch companies for a number of reasons such as unfair underwriting practices, delays in responding to claim requests, denial of a claim and poor customer service. It doesn’t matter what your reason, switching auto insurance companies can be less work than you think.
Discount auto insurance can be sourced from both online companies and also from your neighborhood Sammamish agents, and you need to price shop both in order to have the best price selection to choose from. Some companies may not provide you the ability to get quotes online and most of the time these small insurance companies sell through independent agents.
More resources for learning
More information can be found on the website for the Washington State Office of the Insurance Commissioner located here. Washington consumers can view agent and company licensing information, learn about specific coverages, and file complaints about an insurance agent or broker.