If you’re trying to find a licensed insurance agent in Bellingham, it’s recommended you do an initial search for an agent online rather than looking in the yellowpages. Consumers need an excellent agent, and also the cheapest rates you can possibly find.
Because there are so many insurance companies to choose from, it can be challenging to choose the lowest cost car insurance company.
Your local neighborhood insurance agent
Insurance agents can help determine the best coverages and help submit paperwork. One of the best bonuses of getting online price quotes is that you can obtain the lowest rates but also keep your business local.
Upon completion of this simple form, your information is emailed to companies in Bellingham who will return price quotes to get your business. You never need to drive around due to the fact that quote results will go to your email. It doesn’t get any easier! You can find better rates and an insurance agent to talk to.
Choosing an insurance agency needs to be determined by more than just the premium amount. These questions are important to ask:
- If your car is in the repair shop, do you have coverage for a rental car?
- Will their companies depreciate repairs to your car based on the mileage?
- How are they compensated?
- Are there any hidden costs in their price quote and does it include driving and credit history?
- Does the agency support the community they serve?
- Do they specialize in personal lines coverage?
- If they are an independent agency, which companies do they recommend?
Listed below are agents in Bellingham that may be able to provide comparison quotes.
SAS Agency – 2201 James St # B, Bellingham, WA 98225 – (360) 733-7851
Pacific Insurance Svc – , Bellingham, WA 98225 – (360) 733-5811
Farmers Insurance Group – 518 E Magnolia St, Bellingham, WA 98225 – (360) 676-7418
Gardner Insurance – 4140 Meridian St # 220, Bellingham, WA 98226 – (360) 676-1006
After receiving positive responses to all your questions and a good coverage price, chances are good that you have found a car insurance agent that will insure your vehicles.
Don’t exclude online companies
Auto insurance agents can be invaluable at times, but Washington consumers also have the option to buy from online companies direct. Some specific companies who employ agents additionally provide the ability to get a quote and buy online, and that can save time and can also potentially find you lower rates.
If you’re worried about not getting advice from an agent when buying direct, that is normal but is not a big issue. Companies give you access to trained agents to answer your questions. You can also use live help and an extensive research center you can access prior to buying.
Are car insurance rates lower online? The answer is complex since there are many things that determine the price you pay. Common sense would say that buying directly from the company saves money because there is no agent involvement. But in reality, advertising and marketing take a lot of money and that can cost more than having to pay agents.
More detailed Washington car insurance information can be found at the Washington State Office of the Insurance Commissioner website. Consumers can learn about insurance regulations, download brochures, file complaints about a company, and read industry bulletins.
The best insurance company isn’t always the cheapest
Low-cost car insurance is available both online and with local Bellingham insurance agents, so you should compare both to have the best chance of lowering rates. A few companies do not offer you the ability to get quotes online and usually these smaller companies provide coverage only through local independent agents.
Insureds change insurance companies for a variety of reasons including extreme rates for teen drivers, poor customer service, unfair underwriting practices and even delays in responding to claim requests. Regardless of your reason, finding a new company is actually quite simple.