When finding a good Fallon agent, you can always do an initial search by comparing rates online instead of calling around. There is a good chance you want a good professional insurance agent, but you also need great rates as well.
With insurance companies like State Farm, Allstate, Farmers and independent agents having local Fallon offices, it’s difficult to determine which will provide the cheapest rates and the best coverage. Fortunately, you can use online price quotes in order to build a list of insurance agencies to choose from.
Price shop online but buy from a local Fallon agent
Professional agents can point out coverage gaps and help submit paperwork. The biggest benefit of getting online price quotes is the fact that you can find better rates but also keep your business local. Buying from local insurance agencies is important especially in Fallon.
Once you complete this quick form, your coverage information is sent to participating agents in Fallon who will return price quotes for your business. You won’t need to leave your house since price quotes are sent straight to your inbox. It doesn’t get any easier!
Choose the right insurance agent
When searching for a reputable insurance agent or broker, there are a couple of types of insurance agents to choose from. Agents can either be captive or independent. While both can do a good job, but it’s good to learn how they are different since it can impact the type of agent you choose
Independent Insurance Agents
Independent agents are not employed by any specific company so they have the ability to put coverage with many different companies depending on which coverage is best. If your agent finds better pricing, your agent can switch companies and you don’t have to find a new agent. When comparing rates, we recommend you include price quotes from multiple independent agents for maximum quote selection.
The following is a short list of independent agencies in Fallon that can give you price quote information.
Hammond Insurance – 719 W Williams Ave – Fallon, NV 89406 – (775) 423-3191
Bill Lawson State Farm Agency – 2262 Reno Hwy – Fallon, NV 89406 – (775) 423-3200
Hendrix Insurance Inc – 1525 W Williams Ave # B – Fallon, NV 89406 – (775) 423-4300
Captive Insurance Agents
Captive agents can only place business with one company like AAA, Allstate and State Farm. Captives cannot give you multiple price quotes so it’s a take it or leave it situation. Captives are trained well on the products they sell which helps them sell insurance even at higher premiums.
The following is a short list of captive agents in Fallon willing to provide rate quotes.
Allstate Insurance – 959 W Williams Ave – Fallon, NV 89406 – (775) 423-8444
Bill Lawson State Farm Agency – 2262 Reno Hwy – Fallon, NV 89406 – (775) 423-3200
For a complete listing of captive agencies in Fallon, simply jump to this page.
Selecting an insurance agent should depend on more than just the price. Ask your prospective agent these questions:
- Are they able to influence company decisions when a claim is filed?
- Does the agency have a good rating with the Better Business Bureau?
- Is their price quote a firm figure or are their hidden costs?
- How often do they review policy coverages?
- Does the agency provide any after hours assistance?
Upon receiving positive feedback to these questions and a good coverage price, you’ve probably found a car insurance agent that meets your needs to properly service your auto insurance policy.
Online car insurance providers
Auto insurance agents are a valuable resource, but Nevada consumers also have the option to buy from companies direct over the internet. Certain companies, such as Farmers Insurance and State Farm, who employ agents also give you the option to buy direct online, so this should also be taken into consideration if you’re trying to lower your rates.
If you’re uneasy about choosing your own coverages when shopping online, this is a normal reaction for first-time shoppers. Online car insurance companies have customer service departments for getting questions answered.
Is it cheaper to buy car insurance online? A lot of shoppers won’t buy anywhere else, but it’s impossible to say due to the fact that there are many factors which can raise or lower premium rates. Common logic is that purchasing direct online cuts out the agent as a middleman. In reality, the cost of constant advertising is expensive so there may not be significant savings.
Additional Nevada consumer information
Much more information about auto insurance in Nevada is available on the website for the Nevada Division of Insurance through this link. Nevada consumers can get help finding coverage, read consumer alerts, learn about specific coverages, and read industry bulletins.
The following articles may also be useful.
Cheaper insurance is a realistic goal
Drivers switch companies for many reasons like lack of trust in their agent, not issuing a premium refund, unfair underwriting practices and even questionable increases in premium. Whatever your reason, choosing a new company is not as hard as you think.
Lower-priced auto insurance can be sourced both online and also from your neighborhood Fallon agents, and you should compare price quotes from both so you have a total pricing picture. Some companies may not provide you the ability to get quotes online and many times these smaller companies only sell through independent insurance agents.
