If you’re looking for a good Rogers agent, it’s recommended you start your search for an agent online rather than looking in the yellowpages. Consumers need a highly trained agent, and also want to find the lowest rates for auto insurance in Rogers.
Many insurance agencies vie for your hard-earned dollar, so it’s not easy to compare every insurance agent and get the best coverage at the best rates possible.
Local Rogers auto insurance agents
Professional agents can point out coverage gaps and help you file claims. One of the best bonuses of getting online price quotes is you can get the lowest rates and still choose a local agent.
To make it easy to find an agent, after completing this simple form, your coverage information is sent to companies in Rogers who will battle for your business. You never need to visit any agencies because quoted prices will be sent to your email. How cool is that?! You’ll get the best rates AND a local agent.
Selecting an auto insurance agent shouldn’t rely on just a low price. Some important questions to ask are:
- Does the agency have a good rating with the Better Business Bureau?
- Can they provide you with a list of referrals?
- Will their companies depreciate repairs to your car based on the mileage?
- If you are a high risk driver, do they have special markets for your coverage?
- If your car is totalled, how to they determine the replacement cost?
- How long has their agency been open in Rogers?
- Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
Types of car insurance agents in Rogers
When finding a good insurance agency, you must know there are a couple different agency structures from which to choose. Insurance agencies in Rogers are classified as either independent (non-captive) or captive.
Captive Insurance Agents
These agents are contracted to one company and some examples include AAA, Allstate and State Farm. They generally cannot provide prices from multiple companies so it’s a take it or leave it situation. They are very knowledgeable on their products and sales techniques which can be an advantage. Some people will only buy insurance from these agents mostly because of high brand loyalty and the convenience of having all coverages with one company.
Shown below are captive agents in Rogers that can give you comparison quotes.
- Shelter Insurance – 1229 W Walnut St – Rogers, AR 72756 – (479) 636-8118
- Allstate Insurance Co – 2511 N 2nd St # 2 – Rogers, AR 72756 – (479) 621-5596
- State Farm Insurance – 201 S 19th St # F – Rogers, AR 72758 – (479) 631-7797
- Farmers Insurance Group – 1401 SE Walton Blvd – Rogers, AR 72756 – (479) 273-3675
Independent Agencies or Brokers
Independent agents are not employed by any specific company so they have the ability to put coverage with many different companies enabling the ability to shop coverage around. If you are not satisfied with one company, they simply move the coverage in-house and you don’t have to find a new agent.
When shopping rates, it’s recommended you include at least one independent agent to get the best comparison. Most have the option of insuring with smaller companies who may have lower rates.
Shown below is a list of independent agents in Rogers who can help you get rate quotes.
- Mari Munoz Insurance – 303 N 3rd St – Rogers, AR 72756 – (479) 878-2530
- Direct General Ins Agency – 2810 W Walnut St – Rogers, AR 72756 – (479) 631-6474
- Best Stop Insurance – 1604 S 8th St – Rogers, AR 72756 – (479) 936-9933
For a complete listing of auto insurance agents in Rogers, click here to link.
Upon receiving positive feedback to any questions you have and an acceptable price quote, you’ve probably found a car insurance agent that is a good match to provide auto insurance coverage.
Online companies can help you save
Local insurance agents can be invaluable at times, but you also have the option of buying direct from companies online. Even companies who employ agents also let you buy a policy online, and consumers should do that if finding the best price is important.
If you’re uneasy about not having an agent to talk to, this is normal but is quickly overcome. Online companies that require consumers to choose their own coverages provide phone numbers and online resources for getting advice on proper coverages. They also make available 24/7 live help and a car insurance FAQ section that you can use before buying.
Is it cheaper to buy online? Whether or not you’ll save is impossible to say since there are many things that are calculated into your premium. It’s often assumed that shopping direct reduces premiums because there is no agent. For the majority of companies, however, online and traditional media advertising are expensive and that can cost more than having to pay agents.
A tidy conclusion
Budget-conscious auto insurance is definitely available on the web in addition to many Rogers insurance agents, so you should be comparing quotes from both in order to have the best price selection to choose from. There are still a few companies who do not provide online quoting and usually these smaller companies provide coverage only through local independent agents.
Consumers leave their current company for any number of reasons including policy cancellation, lack of trust in their agent, being labeled a high risk driver and questionable increases in premium. Whatever your reason, finding the right auto insurance provider is not as hard as you think.
Additional detailed information can be found at the Arkansas Insurance Department website. Consumers can download brochures, find out which companies have the most complaints, and find a variety of consumer forms.
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