When trying to find a good insurance agent in Pierre, South Dakota, it’s recommended you do an initial search online to save yourself time. Chances are good you want a professional agent, but you also want to find affordable coverage.
With companies like State Farm, Allstate and many independent agents having offices in Pierre, consumers have a hard time knowing which provider will have the best service and rates. To help decide, you can use online quoting to get a list of agencies and thier coverage prices.
Your local neighborhood insurance agent
Professional agents are trained to spot inefficiencies and help file insurance claims. The best thing about price shopping on the web is that you can obtain the lowest rates and still choose a local agent. And supporting small agencies is important especially in Pierre.
To make it easy to find an agent, after completing this quick form, the quote information is emailed to participating agents in Pierre who will return price quotes to get your business. You don’t have to leave your house due to the fact that quote results will go to the email address you provide. It doesn’t get any easier! You’ll get the best rates without the usual hassles of price shopping.
Pick the best insurance agency in Pierre for you
When looking for an insurance agent, there are a couple of types of insurance agents that you can select. Insurance agencies in Pierre can either be captive or independent.
Independent insurance agents do not work for one specific company so they can insure your vehicles with multiple insurance companies enabling the ability to shop coverage around. If you are not satisfied with one company, they simply move the coverage in-house and that require little work on your part.
When searching for an agent, you should always contact several independent insurance agents to ensure the widest selection of prices.
The following are independent agents in Pierre who may be able to give you rate quotes.
Nagel Agency – 215 W Sioux Ave – Pierre, SD 57501 – (605) 224-4662
Dietz Insurance Svc – 207 E Capitol Ave – Pierre, SD 57501 – (605) 224-0101
Ag Agency – 840 N Garfield Ave # 102 – Pierre, SD 57501 – (605) 224-8707
Boyd Conzemius Agency Inc – 221 W Capitol Ave # 103 – Pierre, SD 57501 – (605) 224-6271
Wells Fargo Insurance Inc – 333 E Sioux Ave – Pierre, SD 57501 – (605) 224-1233
Captive Insurance Agents
These agents work for only one company such as Farmers Insurance or State Farm. They usually cannot give you multiple price quotes so they are skilled at selling on more than just price. Captives are very knowledgeable on their products and sales techniques which helps them compete with independent agents.
The following are captive insurance agents in Pierre that can give you price quote information.
Farmers Insurance Group – 502 Country Dr – Pierre, SD 57501 – (605) 945-2494
State Farm Insurance – 1601 N Harrison Ave – Pierre, SD 57501 – (605) 224-4173
Farm Bureau Insurance – 1801 E Wells Ave – Pierre, SD 57501 – (605) 945-0677
To view a complete directory of captive insurance agents in Pierre, simply jump to this page.
Selecting an auto insurance agent needs to be determined by more than just the price. Any agent should be forthright in answering these questions:
- How long has their agency been in business in Pierre?
- If your car is totalled, how to they determine the replacement cost?
- Do they receive special compensation for putting your coverage with one company over another?
- Who are their largest clients?
- Is the agency involved in supporting local community causes?
After receiving answers to your satisfaction in addition to an acceptable price estimate, you’ve probably found an insurance agent that can provide car insurance coverage.
What about online companies that don’t have local agents?
Local insurance agents are a valuable resource, but you also have the option of buying direct from companies online. Certain auto insurance companies who have local Pierre agents also let you get quotes and purchase online, so that should be considered if finding the best price is important.
If you’re uncomfortable with not receiving proper advice when buying direct, this is a normal reaction for first-time shoppers. Insurance companies provide customer service for getting questions answered.
Is online auto insurance cheaper? That question is hard to answer because of the number of factors that impact your final bill. It’s a logical assumption that a shopper who purchases direct saves the cost of an agent commission. In many cases, getting their brand in front of customers is expensive and this tends to eat up any savings.
Additional reading for car insurance information
Additional information can be found on the website for the South Dakota Division of Insurance found here. Visitors are able to view a list of available companies, read consumer alerts, and read industry bulletins.
The following information may also be useful.
And the best car insurance company is…
Cheaper car insurance can be found on the web and with local Pierre insurance agents, and you need to price shop both to have the best chance of lowering rates. A few companies do not offer you the ability to get quotes online and these small insurance companies work with independent agents.
As you restructure your insurance plan, do not skimp on critical coverages to save a buck or two. There are a lot of situations where someone dropped physical damage coverage only to regret that saving that couple of dollars actually costed them tens of thousands. Your strategy should be to get the best coverage possible at a price you can afford while still protecting your assets.