Tips for Searching for a Findlay Car Insurance Agent

When searching for a good Findlay agent, you can do an initial search using online quotes instead of making phone calls. It’s assumed that not only do you want a good professional insurance agent, but you also need the lowest possible price.

With insurance companies like independent agents, Allstate and State Farm having local Findlay offices, it can be hard to know which one will provide the cheapest rates and the best coverage. Fortunately, you can use online price quotes to get a list of insurance agencies and price estimates.

Online price comparisons from Findlay agents

Educated insurance agents are trained to spot inefficiencies and help in the event of a claim. The biggest benefit of price shopping on the web is the fact that you can find the lowest rates and still choose a local agent. Buying from local insurance agencies is definitely important in Findlay.

After filling out this form (opens in new window), your insurance data is transmitted to local insurance agents in Findlay who will compete for your insurance coverage. There is no reason to visit any agencies due to the fact that quote results will go directly to your email. Now that’s easy!

Insurance agent types

When looking for a reliable agent, you must know there are a couple different agency structures that differ in how they can insure your vehicles. Findlay agents are either captive or independent. Both properly insure your vehicles, but it’s important to know how they are different because it can impact the selection process.

Independent Agents

These agents are not employed by any specific company so they have the ability to put coverage with many different companies depending on which coverage is best. To transfer your coverage to a different company, they simply move the coverage in-house and you won’t have to switch agencies.

When comparing rates, it’s recommended you get quotes from multiple independent agents for maximum quote selection.

Listed below is a list of independent agents in Findlay that are able to give price quote information.

Andrew Fry Agency – 931 Tiffin Ave – Findlay, OH 45840 – (419) 423-4075
King’s Agency – 1043 Selby St – Findlay, OH 45840 – (419) 427-0858
Ohio Insurance and Financial – 221 N Main St – Findlay, OH 45840 – (419) 424-0642
Mc Clarren Agency – 514 Mcmanness Ave # 6 – Findlay, OH 45840 – (419) 423-4075
Sky Insurance – 655 Fox Run Rd # A – Findlay, OH 45840 – (419) 425-8777

Captive Insurance Agents

These agents can only write with one company like Farmers Insurance or State Farm. They generally cannot compare other company’s rates so always compare other rates. These agents are trained well on the products they sell which can be an advantage.

The following are captive insurance agents in Findlay that can give you price quote information.

American Family Insurance – 2459 S Main St – Findlay, OH 45840 – (419) 425-5300
Farmers Insurance Group – 626 Dayton Ave – Findlay, OH 45840 – (419) 425-0346
State Farm Insurance – 1295 Fostoria Ave – Findlay, OH 45840 – (419) 420-7700
Allstate Insurance Co – 2401 N Main St – Findlay, OH 45840 – (419) 422-5250

For a complete listing of Findlay captive agencies, view this link.

Picking a car insurance agent shouldn’t rely on just the price. These are valid questions to ask:

  • How long have they worked with personal auto insurance coverage?
  • Do the coverages you’re quoting properly cover your vehicle?
  • What insurance companies do they recommend if they are an independent agent?
  • Does the agent have professional designations like CIC, CPCU or AIC?
  • Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
  • Are there any discounts that you might be missing?
  • Are claim adjusters local or do you have to take your car somewhere else?

Once you have acceptable answers to these questions and a good coverage price, you may have just found an insurance agent that is a good match to adequately provide car insurance.

Online companies should also be compared

Auto insurance agents are indespensible for some people, but Ohio car insurance can also be bought direct from companies online. Some specific companies like State Farm and Allstate who have local Findlay agents additionally provide the ability to get quotes and purchase online, and that is helpful if you don’t want to take the time to contact agents.

If you’re concerned about not receiving proper advice when buying car insurance direct, that should not be a issue. Car insurance companies all have client service departments for answering any questions you have. Many online companies also provide a frequently asked questions page to help you make a buying decision.

Is auto insurance cheaper online? The answer is complex due to the large number of individual components that influence your rates. Common logic is that buying direct saves by not paying a commission. For most companies selling online, however, there are very high advertising costs so the rates may be similar to buying from an agent.

Findlay OH agents

More information can be read on the website for the Ohio Department of Insurance located here. Consumers can read enforcement actions against agents and companies, read industry bulletins, read state legal mandates and laws, and file complaints about a company.

The following articles may also be useful.

Best coverage at the best price

Affordable car insurance can be purchased from both online companies in addition to many Findlay insurance agents, and you need to comparison shop both to get a complete price analysis. A few companies do not provide you the ability to get quotes online and usually these regional insurance providers provide coverage only through local independent agents.

People switch companies for many reasons like an unsatisfactory settlement offer, denial of a claim, extreme rates for teen drivers and even poor customer service. It doesn’t matter why you want to switch finding the right car insurance provider is less work than it seems.