Tips to Finding the Right Auto Insurance Agent in Newport News, VA

Comparing auto insurance companies in Newport News, Virginia can be challenging because finding the best Virginia insurance agent is not as easy as just picking up the phone. Chances are good that not only do you want a good professional insurance agent, but also the lowest possible price.

With companies like State Farm, Allstate, Farmers and independent agents all competing for business in Newport News, it can be hard to know which will provide you with the best rates, service and coverage. Fortunately, it’s easy to use insurance quotes online to get a list of insurance agents to choose from.

How to find Newport News insurance agents online

Licensed agents can help determine the best coverages and help in the event of a claim. One of the best bonuses of getting online price quotes is that you can obtain lower rates and still choose a local agent. Buying from small agencies is definitely important in Newport News.

After completing this short form, your insurance coverage information is immediately sent to companies in Newport News who will compete for your business. You never need to leave your house due to the fact that quote results will go to the email address you provide. Now that’s easy! You’ll get the best rates and an insurance agent to talk to.

Choose an insurance agent wisely

When searching for a local agent, you must know there are a couple different types of agents that you can select. Newport News agents can either be independent (non-captive) or captive.

Independent Agents

These agents do not work for one specific company but rather can write business with lots of companies depending on which coverage is best. To move your coverage to a new company, the agent simply finds a different carrier without you having to go to a different agency. When shopping rates, we recommend you include price quotes from at least one independent agent to ensure the widest selection of prices.

Below is a list of independent insurance agencies in Newport News who can help you get comparison quotes.

Strickler-Dwyer Agency Inc – 734 Middle Ground Blvd # A – Newport News, VA 23606 – (757) 873-7662
Scarborough Agency – 11745 Jefferson Ave # 10b – Newport News, VA 23606 – (757) 596-1500
W Dennis Ankeney Insurance Inc – 11010 Warwick Blvd # A – Newport News, VA 23601 – (757) 595-6622
Insurance Doctor Agency – 605 Newmarket Plz # 15 – Newport News, VA 23605 – (757) 397-4777
Insurance Doctor Agency – 605 Newmarket Plz # 15 – Newport News, VA 23605 – (757) 397-4777

Agency Captives

These agents are contracted to one company such as Liberty Mutual, Allstate, Farmers Insurance or State Farm. These agents are not able to compare other company’s rates so they have to upsell other benefits. Captive agencies receive extensive training on the products they sell and that can be a competitive advantage.

Shown below are Newport News captive agencies that are able to give price quote information.

Allstate Insurance – 177 Herman Melville Ave – Newport News, VA 23606 – (757) 595-4743
State Farm Insurance – 749 J Clyde Morris Blvd # C – Newport News, VA 23601 – (757) 873-1339

For a full directory of Newport News captive agents, simply jump to this page.

Deciding on an insurance agent needs to be determined by more than just the bottom line cost. These are valid questions to ask:

  • Is the agency involved in supporting local community causes?
  • Is vehicle mileage a factor when determining depreciation for repairs?
  • Do they assist clients in filing claims?
  • If you have an accident, will your rates go up?
  • Who is covered by the car insurance policy?
  • How much can you save by raising your physical damage deductibles?
  • Is the agent and/or agency licensed to do business in Virginia?
  • How long has their agency been open in Newport News?

Upon receiving good answers to any questions you have and a low price estimate, you’ve probably found an auto insurance agent that meets your needs to service your policy.

Keep your options open

Local insurance agents are perfect for certain consumers, but you also have the option of buying Virginia car insurance direct over the internet. Certain auto insurance companies who sell through the agent channel additionally provide the ability to get quotes and purchase online, so keep that in mind if you don’t want to take the time to contact agents.

If you’re anxious about choosing your own coverages, this is normal but is quickly overcome. Auto insurance companies provide options to walk you through the process. You may also access the ability to chat online live with a sales rep and online research to help you answer questions.

Is car insurance cheaper online? Many people swear by it, but it’s difficult to answer since there may be dozens of rate factors that determine the price you pay. Common sense would say that shopping online for auto insurance lowers rates due to not having any agent compensation. For most companies selling online, however, marketing expenses are significant so there may not be significant savings.

Virginia agents

Additional information is available on the website for the Virginia Bureau of Insurance found here. Virginia drivers can find out industry alerts, download brochures, and learn about specific coverages.

Compare but don’t skimp

Consumers switch companies for a variety of reasons including high prices, questionable increases in premium, denial of a claim or high rates after DUI convictions. Whatever your reason, finding a new company is pretty simple and you could end up saving a buck or two.

Low-cost auto insurance is available on the web as well as from independent agents in Newport News, and you should compare price quotes from both so you have a total pricing picture. Some auto insurance companies don’t offer you the ability to get quotes online and many times these smaller companies only sell through independent insurance agents.