Tips to Finding the Right Car Insurance Agent in Brandon

When finding an insurance agent in Brandon, Mississippi, it’s recommended you start your search by comparing rates online instead of making phone calls. We’re guessing you’re wanting a highly trained agent, but you also want to find the best rates possible.

With companies like Allstate, Farmers, State Farm and many independent agents all competing for business in Brandon, it’s hard to tell which car insurance agent will give you the best service and rates. Fortunately, consumers can get online quotes to get a list of insurance agents from which to choose.

Best way to find Brandon agents

Educated insurance agents can point out coverage gaps and help you file claims. One of the great benefits of comparing rates online is you may find lower rates but still work with a licensed agent. And supporting small agencies is important especially in Brandon.

For easy comparison, once you complete this simple form, your insurance coverage information is sent to participating agents in Brandon who will give you bids for your business. There is no reason to visit any agencies since price quotes are sent immediately to your email address. It doesn’t get any easier! Get lower rates AND an agent nearby.

The difference between Brandon insurance agencies

If you’re trying to find a reputable insurance agent or broker, there are a couple of different types of agents that differ in how they can insure your vehicles. Brandon agents are either captive or independent.

Independent Insurance Agents

Independent insurance agents do not work for one specific company so they can insure your vehicles with many different companies depending on which coverage is best. To move your coverage to a new company, your agent can switch companies and that require little work on your part. When searching for an agent, we recommend you include price quotes from at a minimum one independent agency to have the most options to choose from.

Below is a short list of independent agents in Brandon that are able to give price quote information.

Randy Ates Agency – 101 Avalon Ct # A – Brandon, MS 39047 – (601) 992-0949
Davis-Garvin Agency Inc – 216 Avalon Cir # C – Brandon, MS 39047 – (601) 992-0227
Insurance Consultants Group – 140 Old Highway 80 # A – Brandon, MS 39042 – (601) 824-0905
Nowell Agency – 1500 Old Fannin Rd – Brandon, MS 39047 – (601) 992-4444
Alfa Insurance Corp – 1189 Old Fannin Rd – Brandon, MS 39047 – (601) 919-3991

Captive Insurance Agents

These agents work for only one company and some examples include AAA, Allstate, State Farm, Farmers Insurance or Liberty Mutual. They are unable to place coverage with different providers so they are skilled at selling on more than just price. They are trained well on their products and sales techniques which can be an advantage.

The following is a list of captive insurance agencies in Brandon that are able to give price quote information.

Farm Bureau Insurance – 104 Louis Wilson Dr – Brandon, MS 39042 – (601) 825-5056
Shelter Insurance – 1700 W Government St – Brandon, MS 39042 – (601) 825-7010
State Farm Insurance – 317 Village Sq # 4 – Brandon, MS 39047 – (601) 992-4040
Allstate Insurance – 5719 Highway 25 # 3 – Brandon, MS 39047 – (601) 992-0048

For a full directory of car insurance agents in Brandon, click here to link.

Choosing an insurance agency should depend on more than just a cheap price. These questions are important to ask:

  • How much can you save by raising your physical damage deductibles?
  • Does the company allow you to choose your own collision repair facility?
  • How long have they worked with personal auto insurance coverage?
  • Do they make recommendations based only on price?
  • Which company do they place the most coverage with?

After receiving answers to your satisfaction to these questions and locked in a price quote, most likely you have located an insurance agency that is a good match to provide car insurance coverage.

You have the option to purchase direct online

Professional insurance agents are perfect for certain consumers, but Mississippi car insurance can also be bought directly from online companies. Some companies who sell through agents in Brandon also let you get quotes and purchase online, and that can save time if you’re trying to lower your rates.

If you’re worried about selecting your own policy coverages, this is expected but don’t let that bother you. Insurance companies provide phone numbers and online resources to help you decide which coverages are appropriate. They also make available the ability to chat online live with a sales rep and online research that can help answer basic questions.

Is it cheaper to buy car insurance online? Whether or not you’ll save is impossible to say because of the fact that insurance companies use many factors that determine the price you pay. It would make sense to think that a customer who purchases direcly from an online company saves by not paying a commission. In reality, advertising budgets are huge and this drives up their premium costs.

Brandon Mississippi car insurance agent

A tidy conclusion

Insureds change insurance companies for any number of reasons including policy non-renewal, not issuing a premium refund, delays in paying claims or even an unsatisfactory settlement offer. Regardless of your reason for switching companies, finding the right car insurance provider is easier than you think.

Cost effective car insurance can be bought on the web in addition to many Brandon insurance agents, and you should be comparing both in order to have the best price selection to choose from. There are still a few companies who do not provide online quoting and many times these small insurance companies only sell through independent insurance agents.

Additional Mississippi car insurance resources

Much more information about car insurance in Mississippi is available on the website for the Mississippi Insurance Department. Click here for link. Mississippi drivers can download brochures, learn about specific coverages, view a list of available companies, and find out which companies have the most complaints.

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