Top Tips to Find a Car Insurance Agent in Menomonee Falls

Comparing car insurance companies in Menomonee Falls, Wisconsin can be challenging because you have many choices and finding the best Wisconsin car insurance agent is harder than just driving to the closest agent’s office. It’s likely you’re not only searching for a highly trained agent, but you also want affordable coverage.

With companies like Allstate, Farmers and State Farm as well as independent agents having local Menomonee Falls offices, it’s hard to tell which will provide the cheapest rates and the best coverage. To begin, you can use online price quotes in order to build a list of insurance agencies to choose from.

Compare online but buy from a local Menomonee Falls agent

Insurance agents can help determine the best coverages and give you someone to call. One of the best bonuses of getting online price quotes is the fact that you can find lower rates but still work with a licensed agent. And providing support for local agencies is definitely important in Menomonee Falls.

To help locate an agent, after submitting this simple form, your information is sent to local insurance agents in Menomonee Falls who will give you bids for your business. There is no need to even leave your home due to the fact that quote results will go straight to your inbox. How’s that for easy! You’ll get the best rates and a licensed agent to work with.

What type of Menomonee Falls auto insurance agent is right for you?

When looking for an insurance agent, there are a couple of different agency structures to choose from. Agencies in Menomonee Falls are either independent (non-captive) or captive.

Independent Insurance Agents

These agents do not work for one specific company so they have the ability to put coverage with many different companies and potentially find a lower price. To transfer your coverage to a different company, your agent can switch companies without you having to go to a different agency. When searching for an agent, you should always include multiple independent agents for maximum quote selection. They often place coverage with smaller companies who may have lower rates.

Below are independent insurance agents in Menomonee Falls who may be able to give you competitive price quotes.

  • Dretzka-Ladd Agency Inc – N91w17194 Appleton Ave – Menomonee Falls, WI 53051 – (262) 251-8660
  • Cobb Stricker Insurance – N54w16652 Ravenwood Dr – Menomonee Falls, WI 53051 – (262) 252-8661
  • Daniel Johnson Insurance – N79w14833 Appleton Ave – Menomonee Falls, WI 53051 – (262) 251-0234
Captive Insurance Agents

Captive insurance agents are contracted to one company and some examples include Liberty Mutual, Allstate, Farmers Insurance or State Farm. These agents are not able to provide prices from multiple companies so they are skilled at selling on more than just price. Captive agents receive extensive training on their company’s products which can be an advantage. Some people will only buy from captive agents primarily because of high brand loyalty and the convenience of having a single billing for all their coverages.

Below are Menomonee Falls captive insurance agents willing to provide price quote information.

  • State Farm Insurance – N90w16890 Roosevelt Dr – Menomonee Falls, WI 53051 – (262) 251-5222
  • American Family Insurance – N80w14950 Appleton Ave – Menomonee Falls, WI 53051 – (262) 255-1200

For a complete listing of car insurance agents in Menomonee Falls, go to this page.

Picking an insurance agent shouldn’t rely on just a cheap price. Ask your prospective agent these questions:

  • What insurance companies do they work with?
  • Do they feel the quoted coverages are adequate?
  • How long has their agency been open in Menomonee Falls?
  • If you have an accident, will your rates go up?
  • Who is covered by the car insurance policy?

After receiving reasonable responses to all your questions and an affordable coverage quote, you have narrowed it down to an insurance agent that will insure your vehicles.

Can you find lower rates by buying online?

Car insurance agents are indespensible for some people, but Wisconsin drivers can also buy direct from companies online. Certain auto insurance companies who sell through agents in Menomonee Falls also allow consumers to buy a policy online, so that should be considered if you are the do-it-yourself type.

If you’re concerned about not receiving proper advice, this is a normal reaction for first-time shoppers. Online insurance companies all provide contact methods to answer any questions you may have. In addition, they usually offer 24/7 live help and a car insurance FAQ section so you can feel comfortable buying online.

Is online auto insurance cheaper? Many people swear by it, but it’s difficult to answer since there are so many components which can raise or lower premium rates. Some people think that a shopper who purchases direct lowers rates due to not having any agent compensation. But the fact is, it’s expensive to advertise so the rates may be similar to buying from an agent.

Quote more, save more

Low-cost car insurance can be sourced online in addition to many Menomonee Falls insurance agents, and you need to price shop both to have the best chance of lowering rates. Some insurance providers do not provide online price quotes and many times these small insurance companies only sell through independent insurance agents.

People change insurance companies for any number of reasons including high rates after DUI convictions, questionable increases in premium, extreme rates for teen drivers or even an unsatisfactory settlement offer. Regardless of your reason for switching companies, finding a new car insurance company is easier than you think.

Wisconsin car insurance information

More information can be found on the Wisconsin Office of the Commissioner of Insurance website located here. Visitors are able to find a variety of consumer forms, download brochures, report car insurance fraud, and get help finding coverage.