Top Tips to Find an Auto Insurance Agent in Mauldin

Finding good car insurance in Mauldin can be challenging since there are a lot of options and finding the best South Carolina insurance agent takes more work than just randomly choosing from the yellow pages. The chances are good you require not only a great agent that can assess your needs, but you also need the lowest possible price.

With Allstate, Farmers and State Farm as well as independent agents having local Mauldin offices, it’s difficult to determine which will provide the lowest rates and best service. Fortunately, it’s easy to use online price quotes to build a list of insurance agencies to choose from.

Mauldin agents and online quotes

Educated insurance agents can point out coverage gaps and help you file claims. One of the great benefits of comparing insurance prices online is the fact that you can find the lowest rates and still have an agent to talk to. Supporting local agencies is especially important in Mauldin.

To find an agent, once you fill out this form (opens in new window), your information gets sent to local insurance agents in Mauldin who will return price quotes for your coverage. You don’t have to visit any agencies since price quotes are sent to your email. How’s that for easy!

Mauldin insurance agents are either independent or captive

If you’re trying to find a good Mauldin insurance agent, you must know there are a couple different agency structures that you can select. Mauldin agents are classified as either independent (non-captive) or captive. Both write coverage properly, but it’s good to learn the difference between them since it may influence the type of agent you choose

Independent Agents (or Brokers)

Independent agents are not employed by any specific company so they can insure your vehicles with any number of different companies and potentially find a lower price. If you are not satisfied with one company, they simply move the coverage in-house and you don’t have to find a new agent. When shopping rates, you should always include price quotes from multiple independent agents to get the best comparison. Most have the option of insuring with different regional companies which may provide better rates.

Listed below are independent insurance agents in Mauldin that are able to give comparison quotes.

  • Insurance Inc – 106 E Butler Rd – Mauldin, SC 29662 – (864) 987-0648
  • Greg Houston Insurance Co – 106 E Butler Rd # C – Mauldin, SC 29662 – (864) 987-0391
Captive Insurance Agents

Captive insurance agents have only one company to place business with and examples are Allstate, Farmers Insurance, State Farm and AAA. They generally cannot compare other company’s rates so keep that in mind. These agents are usually quite knowledgeable on the products they sell and that can be a competitive advantage. Some consumers prefer to buy from captive agents partially due to the brand legacy and the convenience of having a single billing for all their coverages.

The following is a short list of captive insurance agencies in Mauldin who can help you get price quotes.

  • Allstate Insurance – 507 N Main St – Mauldin, SC 29662 – (864) 297-0864

For a complete listing of captive insurance agencies in Mauldin, please go to this site.

Deciding on an insurance agent should depend on more than just a cheap price. These questions are important to ask:

  • Do they have any clout with companies to ensure a fair claim settlement?
  • Which company do they place the most coverage with?
  • Do the coverages you’re quoting properly cover your vehicle?
  • How often do they review policy coverages?
  • Are there any hidden costs in their price quote and does it include driving and credit history?
  • Do they carry Errors and Omissions coverage?
  • Which insurance companies are they affiliated with?
  • Do clients work directly with the agent or are most inquiries handled by a CSR?

Upon getting acceptable answers to any questions you have and an affordable coverage quote, you may have just found an insurance agency that is a good match to properly insure your vehicles.

Can I save by cutting out the agent?

Insurance agencies are perfect for certain consumers, but you can also find affordable South Carolina auto insurance direct from companies online. Some car insurance companies like Allstate and State Farm who have local Mauldin agents also permit you to get quotes and purchase online, and online price comparisons are easy and can also potentially find you lower rates.

If you’re worried about not receiving proper advice when buying online, that should not be a issue. All companies provide access to licensed agents for getting questions answered.

Will auto insurance cost less online? The answer to that question is complicated because there are many factors that determine the price you pay. It’s a logical assumption that shopping online for auto insurance cuts out the agent as a middleman. But that assumption is generally incorrect because there are high advertising and marketing costs so the lack of a commission may be a wash.

What is YOUR best insurance company?

As you restructure your insurance plan, it’s a bad idea to sacrifice coverage to reduce premiums. In too many instances, someone dropped uninsured motorist or liability limits and discovered at claim time that it was a big error on their part. Your goal should be to purchase a proper amount of coverage at the best price while not skimping on critical coverages.

Budget-conscious car insurance can be sourced both online in addition to many Mauldin insurance agents, and you need to comparison shop both in order to have the best chance of saving money. Some companies do not provide the ability to get a quote online and usually these small, regional companies provide coverage only through local independent agents.

Mauldin SC independent agents

More information can be found on the South Carolina Department of Insurance website located here. Consumers can discover disciplinary actions, learn about insurance regulations, read industry bulletins, and view a list of available companies.

More related Mauldin car insurance information: