Selecting a car insurance company in Glenview, IL can be time consuming since there are a lot of options and finding the best Illinois insurance agent takes more work than just making a phone call. You require a friendly agent, and also cheap rates.
Since consumers have many companies and agents to choose from, it’s difficult to choose the best car insurance company.
Best way to find Glenview agents
Licensed agents can answer important questions and give you peace of mind. The best thing about comparing insurance prices online is you can get the lowest rates but also keep your business local.
To make it easy to find an agent, after completing this short form, your information is instantly submitted to local insurance agents in Glenview who will return price quotes for your business. There is no need to drive around because quoted prices will be sent immediately to your email address. Now that’s easy!
Selecting an insurance agent should depend on more than just a low price. Agents should be asked these questions:
- Do they review policy coverages at every renewal?
- Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
- Does the agency support the community they serve?
- Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
- How are claims handled?
- Can they give you a list of client referrals?
- Who are their largest clients?
Different types of Glenview car insurance agents
When looking for a good Glenview insurance agent, you must know there are a couple different agency structures to choose from. Insurance agencies in Glenview are either independent or captive. Either one can do a good job, but it’s important to know how they differ because it can impact the type of agent you choose
Captive Agents
These agents write business for a single company and some examples include AAA, Allstate and State Farm. They generally cannot shop your coverage around so they have to upsell other benefits. Captive agencies are very knowledgeable on their company’s products and that can be a competitive advantage. Consumers frequently buy from captive agents partially due to the brand legacy and solid financial strength.
Below are Glenview captive agencies who may provide you with price quote information.
- Allstate Insurance – 3246 Glenview Rd – Glenview, IL 60025 – (847) 518-9300
Independent Agents (or Brokers)
These agents are not required to write business for one company but rather can write business with any number of different companies depending on which coverage is best. If you are not satisfied with one company, the business is moved internally and you won’t have to switch agencies. When comparison shopping, you should always get quotes from multiple independent agents to get the best comparison. Many write coverage with smaller regional carriers which may provide better rates.
Below is a list of independent insurance agents in Glenview who can help you get comparison quotes.
- Calvo 1 Stop Insurance – 950 Milwaukee Ave # 220 – Glenview, IL 60025 – (847) 390-6666
- Country Insurance and Financial – 1838 Waukegan Rd – Glenview, IL 60025 – (847) 486-8954
To view a full list of Glenview insurance agents, please click here.
After receiving satisfactory answers for all questions you ask in addition to an acceptable price estimate, chances are good that you have found an auto insurance agent that will properly service your car insurance policy.
Include online companies when price shopping
Auto insurance agents are perfect for certain consumers, but Illinois drivers can also buy direct online. Certain companies, such as State Farm, Allstate and Farmers, that sell primarily through agents also permit you to get a quote and buy online, and that is helpful.
If you’re worried about not receiving proper advice, this really isn’t an issue. Companies that allow you to purchase coverage provide toll-free numbers for getting questions answered. They also offer extensive coverage information and 24/7 assistance that you can use before buying.
Does buying online save money? Many people think so, but it’s hard to say for sure since there are so many components that impact your final bill. It’s often assumed that shopping online for auto insurance cuts out the middleman. But that assumption is generally incorrect because getting their brand in front of customers is expensive so there may not be significant savings.
One last thing
Cheaper car insurance is possible from both online companies and also from your neighborhood Glenview agents, so you should be comparing quotes from both to have the best chance of lowering rates. Some companies may not provide online quoting and usually these small insurance companies provide coverage only through local independent agents.
When shopping online for car insurance, you should never buy less coverage just to save a little money. There are too many instances where someone dropped full coverage only to discover later they didn’t purchase enough coverage. The aim is to buy a smart amount of coverage for the lowest price.
Additional Illinois consumer information
Additional detailed information is available at the Illinois Department of Insurance website. Visitors are able to learn about insurance regulations, read state legal mandates and laws, and file complaints about a company.
Other useful links include this page for car insurance in Illinois and this link where you can make Glenview car insurance comparisons.
