Top Ways to Find an Insurance Agent in Rome

To locate an insurance agent in Rome, Georgia, you can start your search online to save yourself time. Chances are you not only want a professional licensed agent, but you also want great rates as well.

With companies like Farmers, Allstate, and independent agents having local Rome offices, it can be hard to know which provider will give you the lowest rates and best service. Fortunately, it’s easy to use online quotes to assemble a group of insurance agencies and thier coverage prices.

Compare Rome agent rates online

Insurance agents can point out coverage gaps and give you peace of mind. One of the great benefits of comparing rates online is the fact that you can find better rates and still have an agent to talk to. Supporting local agencies is definitely important in Rome.

To help locate an agent, after submitting this simple form, your information is instantly submitted to local insurance agents who will return price quotes for your coverage. There is no need to even leave your home as quotes are delivered to your email. Now that’s easy! Get lower rates and a licensed agent to work with.

Insurance agents in Rome come in two varieties

When looking for a good Rome insurance agent, there are two different types of agents that you can select. Insurance agencies in Rome are categorized either captive or independent.

Independent Agents

Independent agents do not work for one specific company but rather can write business with lots of companies enabling the ability to shop coverage around. To move your coverage to a new company, an independent agent can move your coverage and you don’t have to find a new agent.

When shopping rates, we recommend you get quotes from multiple independent agents to ensure the widest selection of prices.

Below are Rome independent insurance agencies willing to provide rate quotes.

Piedmont Agency – 603 Turner Mccall Blvd NE – Rome, GA 30165 – (706) 291-0628
Jimmy D Hall Agency – 103 Redmond Rd NW – Rome, GA 30165 – (706) 295-4255
Direct General Ins Agency – 2448 Shorter Ave NW # 8 – Rome, GA 30165 – (706) 235-9244
Philip A Duncan Insurance – 1 Westlyn Dr SW – Rome, GA 30165 – (706) 232-4802
Jones Insurance – 339 Broad St – Rome, GA 30161 – (706) 233-9559

Captive Insurance Agents

Captive agents are contracted to one company and some examples include AAA, State Farm, Farmers Insurance and Allstate. These agents are not able to place coverage with different providers so they are skilled at selling on more than just price. They are very knowledgeable in insurance sales and that can be a competitive advantage.

Below are Rome captive insurance agencies who can help you get price quotes.

Farm Bureau Insurance – 17 Oneill St SW – Rome, GA 30161 – (706) 291-0577
State Farm Insurance – 1515 Dean Ave SE – Rome, GA 30161 – (706) 290-9044
Allstate Insurance – 111 Redmond Rd NW – Rome, GA 30165 – (706) 232-9444

For a complete listing of Rome captive insurance agencies, please click here.

Selecting an auto insurance agent requires more thought than just the bottom line cost. These questions are important to ask:

  • How much can you save by raising your physical damage deductibles?
  • What will you get paid if your car is a total loss? How is that amount determined?
  • Which insurance companies are they affiliated with?
  • Do they have any clout with companies to ensure a fair claim settlement?
  • Who is covered by the car insurance policy?

After getting positive responses to your questions and a good coverage price, chances are good that you have found an insurance agency that is a good match to service your policy.

Don’t exclude online companies

Car insurance agents are important, but Georgia drivers can also buy from companies direct over the internet. A few companies, such as State Farm, Allstate and Farmers, who sell through the agent channel also give you the option to get a quote and buy online, so keep that in mind if you want to do it yourself.

If you’re anxious about having to choose coverages yourself when buying online, this is a normal reaction for first-time shoppers. Online companies all provide contact methods to walk you through the process. They also have live help and 24/7 access that you can use before buying.

Does car insurance cost less online? It’s hard to say exactly because there are so many things that impact your rate calculation. Many people think that a consumer who buys direct saves by not paying a commission. For most online online companies, however, marketing their products costs a lot of money so this can offset any savings.

The best way to determine whether prices are lower online or from agents is comparing rate quotes from both. It’s possible to get different rates when comparing quotes online and from an agent from the same company.

find Rome GA insurance agents

For more information

More information is located on the website for the Georgia Insurance and Safety Fire Commissioner located here. Consumers can find a variety of consumer forms, discover disciplinary actions, read enforcement actions against agents and companies, and find out industry alerts.

Other related articles:

In conclusion

When buying insurance coverage, it’s not a good idea to reduce needed coverages to save money. There have been many situations where consumers will sacrifice physical damage coverage and discovered at claim time they didn’t have enough coverage. The aim is to buy a smart amount of coverage for the lowest price while not skimping on critical coverages.

Consumers leave their current company for any number of reasons including an unsatisfactory settlement offer, policy cancellation, high prices and delays in responding to claim requests. Whatever your reason, finding a new company is less work than it seems.