Comparing car insurance rates in Henderson can be a lot of work since you have many choices and picking a good Nevada insurance agent takes more work than just picking up the phone. Consumers need an excellent agent, and also cheaper car insurance prices.
Insurance companies such as State Farm, Progressive and Geico persitently shower you with advertising and it is challenging if not impossible to see through the deception and effectively compare rates to find the best deal.
Local Henderson car insurance agents
Licensed agents can help determine the best coverages and give you peace of mind. One of the great benefits of comparing rates online is you may find the best rates but also keep your business local.
After completing this simple form, the coverage information gets sent to agents in your area who will battle for your insurance coverage. You won’t need to leave your computer because quoted prices will be sent immediately to your email address. How’s that for easy! You’ll get the best rates and a licensed agent to work with.
Picking a car insurance agent should depend on more than just a low price. Some important questions to ask are:
- If your car is in the repair shop, do you have coverage for a rental car?
- Is the agency involved in supporting local community causes?
- Are they full-time agents?
- How are claims handled?
- Will their companies depreciate repairs to your car based on the mileage?
- Which company do they place the most coverage with?
- Can glass repairs be made at your home?
- Are there any hidden costs in their price quote and does it include driving and credit history?
Pick the best auto insurance agent in Henderson for you
When researching a reputable insurance agent or broker, you must know there are a couple different types of agents that differ in how they can insure your vehicles. Insurance agencies in Henderson can either be captive or independent (non-captive).
Captive Insurance Agents
This type of agents are contracted to one company and examples are Liberty Mutual, State Farm, Allstate and AAA. Captives cannot give you multiple price quotes so always compare other rates. They receive extensive training on the products they sell and that can be a competitive advantage.
Below are Henderson captive agencies willing to provide price quotes.
Farmers Insurance Group – 11 S Water St – Henderson, NV 89015 – (702) 257-0994
Allstate Insurance – 10608 S Eastern Ave # G – Henderson, NV 89052 – (702) 914-2301
State Farm Insurance – 613 N Stephanie St # A5 – Henderson, NV 89014 – (702) 898-2332
American Family Insurance – 209 S Stephanie St # A – Henderson, NV 89012 – (702) 260-1422
Independent Agents (or Brokers)
These agents are not employed by any specific company but rather can write business with any number of different companies enabling the ability to shop coverage around. If you are not satisfied with one company, the agent simply finds a different carrier and that require little work on your part.
When comparison shopping, we recommend you include price quotes from at least one independent agent to get the best comparison.
The following is a short list of independent agencies in Henderson who can help you get price quote information.
Hoffman Parrott Agency – 1000 N Green Valley Pkwy # 450 – Henderson, NV 89074 – (702) 897-1000
Independent Insurance Sales – 950 Seven Hills Dr – Henderson, NV 89052 – (702) 263-3475
Charlie Saunders Agency – 101 E Horizon Dr # C – Henderson, NV 89015 – (702) 567-5330
A-Mottox Agency – 1720 W Horizon Ridge Pkwy #120 – Henderson, NV 89012 – (702) 614-4236
Assurnet Insurance – 220 E Horizon Dr – Henderson, NV 89015 – (702) 563-0672
To view a complete directory of licensed insurance agents in Henderson, click here to link.
Once you have received positive feedback and an affordable coverage quote, you have narrowed it down to an auto insurance agent that will provide car insurance coverage.
Can you find lower rates by buying online?
Professional insurance agents are important, but you can also buy Nevada car insurance from companies direct over the internet. Even companies who have local agents in Henderson also permit you to buy a policy online, and consumers should do that if you’re trying to lower your rates.
If you’re anxious about not having someone to ask questions when buying direct, this really isn’t an issue. Auto insurance companies that require consumers to choose their own coverages provide access to licensed agents to answer your questions. Most companies also provide help pages and frequently asked questions you can access prior to buying.
Is it cheaper to buy car insurance online? It’s difficult to provide an answer since there are so many components that impact your premium. Many people think that purchasing direct online saves by not paying a commission. For most online online companies, however, advertising budgets are huge so the rates may be similar to buying from an agent.
More effort can pay off
Discount car insurance can be bought both online and also from your neighborhood Henderson agents, so compare prices from both so you have a total pricing picture. There are still a few companies who may not provide online price quotes and most of the time these regional insurance providers sell through independent agents.
People who switch companies do it for a variety of reasons including high rates after DUI convictions, lack of trust in their agent, high prices or even questionable increases in premium. Whatever your reason, finding the right car insurance provider is not as difficult as it may seem.
More detailed Nevada car insurance information is located at the Nevada Division of Insurance website. Nevada drivers can view agent and company licensing information, file complaints about an insurance agent or broker, get help finding coverage, and download brochures.