Selecting a car insurance company in South Jordan, UT can be time consuming since selecting the best South Jordan insurance agent for your needs is not as easy as just calling the closest agent. You require a friendly agent, and also the best price on car insurance.
Online insurance companies like GEICO, Progressive and Allstate persitently shower you with ad campaigns and it can be hard to separate fact from fiction and take the time to shop coverage around.
Save time by quoting online
Licensed agents can answer important questions and help in the event of a claim. The best thing about comparing rates online is you may find lower rates and still choose a local agent.
By using this short form, your coverage information gets sent to insurance agents in South Jordan who will return price quotes for your business. You won’t need to leave your house due to the fact that quote results will go to the email address you provide. It doesn’t get any easier!
Deciding on an auto insurance agent requires more thought than just a low price. These questions are important to ask:
- Are they properly licensed to sell insurance in Utah?
- Does the agency have a good rating with the Better Business Bureau?
- Do they carry Errors and Omissions coverage?
- Are they able to influence company decisions when a claim is filed?
- Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
- Will their companies depreciate repairs to your car based on the mileage?
- Are claim adjusters local or do you have to take your car somewhere else?
- Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
Different types of insurance agents in South Jordan
When looking for a reputable insurance agent or broker, you need to know there are two types of agencies that you can select. Insurance agencies in South Jordan are classified as either captive or independent (non-captive). While both can insure your vehicles, but it’s worth mentioning how they are different since it can impact your agent selection.
This type of agents can only place business with one company such as AAA, State Farm, Farmers Insurance and Allstate. These agents are not able to give you multiple price quotes so they have to upsell other benefits. Captive agencies are well schooled on their products and sales techniques which helps them sell insurance even at higher premiums.
Listed below are captive agencies in South Jordan that can give you comparison quotes.
Allstate – 10542 S Jordan Gtwy # 125 – South Jordan, UT 84095 – (801) 571-7150
American Family Insurance – 10462 S Redwood Rd – South Jordan, UT 84095 – (801) 253-8935
Farmers Insurance Group – 10378 S Redwood Rd – South Jordan, UT 84095 – (801) 253-7912
State Farm Insurance – 10619 S Jordan Gtwy # 300 – South Jordan, UT 84095 – (801) 956-4000
Independent agencies are not required to write business for one company so they can insure your vehicles with many different companies and possibly get better coverage at lower prices. If you are not satisfied with one company, the business is moved internally and that require little work on your part.
When comparing rates, we recommend you contact several independent insurance agents to get the best comparison.
Shown below is a list of independent agencies in South Jordan that are able to give price quotes.
Unigard Insurance Grp – 10653 River Front Pkwy – South Jordan, UT 84095 – (801) 446-7841
Agent’s Partner Insurance Mktg – 9533 Chavez Dr – South Jordan, UT 84095 – (801) 254-7656
Mark Meidell Agency – 1680 Reunion Ave # 100 – South Jordan, UT 84095 – (801) 254-3799
For a full directory of car insurance agents in South Jordan, visit this site.
Upon getting reasonable responses to all your questions in addition to an acceptable price estimate, you’ve probably found an auto insurance agent that can service your policy.
Aren’t companies like GEICO cheaper than local agents?
Local insurance agents can be invaluable at times, but you also have the option of buying Utah car insurance from companies direct over the internet. Some car insurance companies like Allstate and State Farm who have local agents in South Jordan also permit you to buy online, and that can save time if you prefer to buy online.
If you’re uncomfortable with selecting your own policy coverages, don’t sweat it. Auto insurance companies that allow you to purchase coverage all have client service departments to walk you through the process.
Does it save money buying online? That question is hard to answer because there are many components which can raise or lower premium rates. Some people will tell you that shopping online for auto insurance prevents the agent from taking a cut. But the reality is online and traditional media advertising are expensive and this tends to eat up any savings.
More Utah car insurance information
More tips and info about car insurance can be found at the Utah Insurance Department website. Visitors are able to read state legal mandates and laws, find out which companies have the most complaints, view agent and company licensing information, and find a variety of consumer forms.
The articles below may also help you learn more about car insurance in South Jordan
- Lowest Auto Insurance Exclusively for South Jordan, UT Residents
- Best 5 Methods to Save on Auto Insurance in South Jordan Utah
And the best car insurance company is…
People who switch companies do it for many reasons like delays in paying claims, policy non-renewal, denial of a claim or even an unsatisfactory settlement offer. Regardless of your reason, finding a new car insurance company is not as hard as you think.
Discount car insurance is attainable from both online companies as well as from independent agents in South Jordan, and you should compare price quotes from both so you have a total pricing picture. There are still a few companies who don’t offer online price quotes and many times these small insurance companies only sell through independent insurance agents.