When finding a licensed insurance agent in Mission, you can always start your research on the internet to save time. You need a good professional insurance agent, but also the cheapest rates you can possibly find.
Companies like State Farm and Geico constantly blast consumers with ad campaigns and it can be hard to ignore the promise of big savings and take the time to shop coverage around.
Best way to find Mission agents
Good agents can answer important questions and help file insurance claims. The best thing about price shopping on the web is that you can obtain the lowest rates and still have an agent to talk to.
To find an agent, once you fill out this form (opens in new window), your information is immediately sent to companies in Mission who will give you bids for your coverage. There is no reason to even leave your home since price quotes are sent to the email address you provide. How’s that for easy! Get lower rates and a licensed agent to work with.
Selecting an insurance agent shouldn’t rely on just the premium amount. Any agent should be forthright in answering these questions:
- If you have an accident, will your rates go up?
- How long has their agency been open in Mission?
- Which insurance companies are they affiliated with?
- Do they specialize in personal lines coverage?
- Is vehicle damage repaired with OEM or aftermarket parts?
- Are claims handled at the agent’s location?
Pick the best auto insurance agent in Mission for you
When looking for a good insurance agency, you must know there are a couple different agency structures that you can select. Agents are categorized either captive or independent.
Captive Insurance Agents
Captive agents are contracted to one company and some examples include AAA, State Farm, Farmers Insurance and Allstate. Captives cannot compare other company’s rates so always compare other rates. Captive agencies receive extensive training in insurance sales which helps them sell insurance even at higher premiums. Consumers frequently buy insurance from these agents primarily because of loyalty to the company and strong financial ratings.
The following is a short list of captive insurance agencies in Mission that are able to give comparison quotes.
- Allstate Insurance – 1826 E Griffin Pkwy – Mission, TX 78572 – (956) 584-8991
Independent Insurance Agents
Independent agencies are not required to write business for one company so they can insure your vehicles with many different companies depending on which coverage is best. To move your coverage to a new company, the business is moved internally and that require little work on your part. When shopping rates, you should always contact several independent insurance agents for maximum quote selection. They often place coverage with lesser-known insurance companies who may have lower rates.
Below are independent agencies in Mission willing to provide rate quotes.
- Burbett Insurance Brokers – 1123 E 9th St # G – Mission, TX 78572 – (956) 583-2627
- B and B Insurance – 2002 N Conway Ave # E – Mission, TX 78572 – (956) 519-4889
- Cardenas Agency – 122 E Griffin Pkwy # 3 – Mission, TX 78572 – (956) 581-0393
To view a complete directory of insurance agents in Mission, please click here.
Upon getting positive feedback to your questions and locked in a price quote, you have narrowed it down to an insurance agency that can adequately provide auto insurance.
Purchasing car insurance direct online is an option
Professional insurance agents are indespensible for some people, but you also have the option of buying Texas car insurance from companies direct over the internet. Some companies, such as Farmers Insurance and State Farm, who have local Mission agents also let you get quotes and purchase online, and consumers should do that if you prefer not to work with an agent.
If you’re worried about whether or not you’ll have guidance when shopping online, don’t be too concerned. Companies all have toll-free customer service for answering any questions you have. You can also use a frequently asked questions page to help you make a buying decision.
If the lowest price is important, the best way to know if the cheapest policy comes from an agent or online is comparing prices for both of them. You can actually get different rates when quoting both agents prices and online prices from the same car insurance company. You won’t know which method provides the best price until after comparing identical coverage quotes utilizing both methods.
Does car insurance cost less online? It’s difficult to provide an answer due to the fact that there are multiple individual factors which can adversely affect your policy premium. It’s a common assumption that going direct lowers rates due to not having any agent compensation. But that assumption is generally incorrect because promoting brand recognition is pricey and that impacts the rates consumers pay.
What is YOUR best insurance company?
As you shop your coverage around, don’t be tempted to buy less coverage just to save a little money. There are a lot of situations where someone dropped full coverage only to regret at claim time that it was a big error on their part. Your goal should be to find the BEST coverage at the best price while not skimping on critical coverages.
Insureds who switch companies do it for a variety of reasons including delays in paying claims, delays in responding to claim requests, high prices and extreme rates for teen drivers. No matter why you want to switch, finding a new company can be pretty painless.
Additional detailed information is located at the Texas Department of Insurance website. Texas drivers can get help finding coverage, read industry bulletins, and find out which companies have the most complaints.