Blackfoot Auto Insurance Agents – Use Online Tools to Find the Right One

When finding a good Blackfoot agent, it’s recommended you start your search on the internet in order to save time. The chances are good you require not only a professional licensed agent, but you also need affordable coverage.

With State Farm, Allstate, Farmers and independent agents having offices in Blackfoot, it’s hard to tell which provider will have the best rates, service and coverage. Thankfully, consumers can use online quoting to build a list of agencies and thier coverage prices.

How to buy car insurance from an agent in Blackfoot

Insurance agents can point out coverage gaps and help file insurance claims. One of the best bonuses of comparing rates online is you may find better rates and still choose a local agent. And providing support for local insurance agencies is especially important in Blackfoot.

To find an agent, once you fill out this simple form, your insurance data is instantly submitted to local insurance agents who will return price quotes for your insurance coverage. You don’t have to visit any agencies as quotes are delivered to your email. How cool is that?! It’s the lowest rates AND a local agent.

Choose an insurance agent wisely

When researching local Blackfoot agents, there are a couple of types of insurance agents that differ in how they can insure your vehicles. Blackfoot agents can either be captive or independent (non-captive).

Independent Insurance Agents

Independent insurance agents do not work for one specific company so they have the ability to put coverage amongst many companies and potentially find a lower price. To move your coverage to a new company, an independent agent can move your coverage and that require little work on your part.

When shopping rates, we recommend you get quotes from several independent insurance agents to have the most options to choose from.Most can insure with lesser-known insurance companies which may provide better rates.

Shown below are independent insurance agencies in Blackfoot willing to provide rate quotes.

  • Steve Archibald Insurance – 50 N Ash St – Blackfoot, ID 83221 – (208) 785-0330
  • Farm Bureau Insurance – 124 N Oak St – Blackfoot, ID 83221 – (208) 785-2410
Agency Captives

Captive agents can only write with one company and examples are AAA, Allstate and State Farm. These agents are not able to provide prices from multiple companies so keep that in mind. These agents are very knowledgeable on the products they sell which helps them compete with independent agents. Consumers often purchase coverage from captives primarily because of the brand legacy and the convenience of having all coverages with one company.

Shown below are captive agencies in Blackfoot who can help you get rate quotes.

  • Allstate Insurance – 54 N Maple St # A – Blackfoot, ID 83221 – (208) 782-1150
  • State Farm Insurance – 678 W Bridge St – Blackfoot, ID 83221 – (208) 785-6000
  • American Family Insurance – 715 W Judicial St – Blackfoot, ID 83221 – (208) 782-1083
  • Farm Bureau Insurance – 124 N Oak St – Blackfoot, ID 83221 – (208) 785-2410
  • Farmers Insurance Group – 688 W Judicial St – Blackfoot, ID 83221 – (208) 785-2040

To view a complete directory of car insurance agents in Blackfoot, go to this page.

Selecting an auto insurance agent needs to be determined by more than just the premium amount. These questions are important to ask:

  • Does the agency support the community they serve?
  • Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
  • Do they assist clients in filing claims?
  • Does the company allow you to choose your own collision repair facility?
  • Do clients work directly with the agent or are most inquiries handled by a CSR?

Once you have received positive feedback to your questions and locked in a price quote, you have narrowed it down to an auto insurance agent that is a good match to provide car insurance coverage.

Consider all buying options to save money

Insurance agencies are important, but Idaho drivers can also buy direct from companies online. A few companies, such as Farmers Insurance and State Farm, who sell through agents in Blackfoot also give you the ability to buy a policy online, and that is helpful to possibly find a better rate.

If you’re worried about not having an insurance agent’s advice, this is a normal reaction for first-time shoppers. Auto insurance companies all have toll-free customer service you can use to get advice on coverages. They also make available online help and live chat that you can use before buying.

If the lowest price is important, the best way to know if prices are better online or from an agent is to get free quotes from both and compare them. It’s not unheard of to actually get different prices comparing agents to online prices from the exact same provider.

Will you save money buying auto insurance online? The answer is complex due to the fact that there are many factors that are calculated into your premium. It’s logical to say that purchasing direct online saves by not paying a commission. In many cases, there are very high advertising costs and that can cost more than having to pay agents.

Additional information can be read on the Idaho Department of Insurance website found here. Idaho consumers can download brochures, read industry bulletins, and file complaints about a company.

The following information may also be useful.

best Idaho agent

In Summary

People who switch companies do it for any number of reasons including policy non-renewal, unfair underwriting practices, lack of trust in their agent and even high rates after DUI convictions. It doesn’t matter what your reason, choosing a new insurance company is actually quite simple.

As you go through the steps to switch your coverage, it’s not a good idea to skimp on critical coverages to save a buck or two. There are many occasions where consumers will sacrifice full coverage and found out when filing a claim that saving that couple of dollars actually costed them tens of thousands. Your goal should be to buy enough coverage at the best price.