Claremore Auto Insurance Agents – Make the Right Choice

If you’re looking for a good Claremore agent, we recommend you begin your search by comparing rates online instead of calling around. There is a good chance you’re not only searching for an excellent agent, but also great rates as well.

With Farmers, Allstate, and independent agents having offices in Claremore, it can be hard to know which will have the lowest rates and best service. To help decide, consumers can use online quoting to get a list of agencies to choose from.

Save time by quoting online

Insurance agents can answer important questions and help you file claims. The best thing about price shopping on the web is you may find the lowest rates and still have an agent to talk to. Supporting local businesses is important particularly in Claremore.

To help locate an agent, after submitting this short form, your insurance coverage information is transmitted to insurance agents in Claremore who will compete to get your business. You don’t have to visit any agencies since price quotes are sent immediately to your email address. How cool is that?! You can find the lowest rates AND a local agent.

Auto insurance agents in Claremore come in two varieties

When searching for a local agent, there are two types of insurance agents to choose from. Claremore agents are either independent (non-captive) or captive.

Independent Agencies or Brokers

Independent agencies are not locked into one company so they can insure your vehicles amongst many companies and possibly get better coverage at lower prices. If your agent finds better pricing, your agent can switch companies and you don’t have to find a new agent. When comparison shopping, we recommend you get quotes from at a minimum one independent agency for maximum quote selection. Many write coverage with smaller companies which may provide better rates.

Below are Claremore independent agents who may be able to give you price quotes.

  • Golden Rule Insurance Co – 1750 N Sioux Ave – Claremore, OK 74017 – (918) 341-2913
  • Burrows Agency – 307 W Patti Page Blvd – Claremore, OK 74017 – (918) 341-2196
  • Dorsey-Pritchard Agency – 512 E Will Rogers Blvd – Claremore, OK 74017 – (918) 341-2056
  • Tedford Insurance – 1330 W Will Rogers Blvd – Claremore, OK 74017 – (918) 341-2362
  • Washburn Agency – 1010 E Will Rogers Blvd – Claremore, OK 74017 – (918) 341-3184
Captive Agents

These agents can only write with one company and examples are State Farm, AAA, Farmers Insurance or Allstate. They are unable to place coverage with different providers so they have no alternatives for high prices. Captive agents receive extensive training on the products they sell and that can be a competitive advantage. Consumers often purchase coverage from captives primarily because of the prominence of the brand and the convenience of having all coverages with one company.

Shown below is a list of captive agents in Claremore that can give you comparison quotes.

  • State Farm Insurance – 408 N Lynn Riggs Blvd – Claremore, OK 74017 – (918) 341-9191
  • Shelter Insurance – 651 W Ramm Rd – Claremore, OK 74017 – (918) 341-4854
  • Allstate Insurance – 730 S Lynn Riggs Blvd # D – Claremore, OK 74017 – (918) 342-9999
  • Farmers Insurance Group – 805 W Will Rogers Blvd – Claremore, OK 74017 – (918) 341-5644

To view a complete directory of Claremore captive insurance agencies, simply jump to this page.

Picking an insurance agent should depend on more than just a cheap price. Some important questions to ask are:

  • Are you getting all the discounts the company offers?
  • Is the agent and/or agency licensed to do business in Oklahoma?
  • Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
  • Can glass repairs be made at your home?
  • How are they compensated?
  • What are the financial ratings for the companies they represent?
  • Does the agency support the community they serve?

Once you have received positive feedback for all questions you ask and a low price estimate, most likely you have located a car insurance agent that will service your policy.

Can you save by buying online?

Insurance agents are a valuable resource, but Oklahoma car insurance can also be bought direct from companies online. Certain companies, such as Farmers Insurance and State Farm, that sell primarily through agents also let you get a quote and buy online, so this should also be taken into consideration if you prefer not to work with an agent.

If you’re apprehensive about not having professional advice when buying direct, that shouldn’t be an issue. Online car insurance companies provide phone numbers and online resources that you can contact for information. Also available are extensive coverage information and 24/7 assistance that can help answer basic questions.

When trying to find the best rates, the only way to determine where you can get the lowest rate, either online or from agents, is comparing prices for both of them. Lots of times people will get different prices when getting a price from both an agent and online for the same auto insurance company. But it’s impossible to know which is cheaper unless you get rate quotes from both.

Are car insurance rates lower online? Whether or not you’ll save is impossible to say since there may be dozens of rate factors that impact your rate calculation. Many people think that buying car insurance online saves money because there is no commission. But in most cases, online and traditional media advertising are expensive so the rates may be similar to buying from an agent.

Much more information about auto insurance in Oklahoma can be read on the Oklahoma Insurance Department website. Click here for link. Consumers can read consumer alerts, learn about insurance regulations, find out which companies have the most complaints, and download brochures.

Claremore Oklahoma car insurance agent

Do the work, save more money

People switch companies for a variety of reasons including delays in responding to claim requests, high prices, denial of a claim or even being labeled a high risk driver. It doesn’t matter what your reason, switching companies is not as hard as you think.

While you’re price shopping online, it’s very important that you do not skimp on critical coverages to save a buck or two. In too many instances, an insured cut liability limits or collision coverage only to discover later that a couple dollars of savings turned into a financial nightmare. The aim is to buy enough coverage at a price you can afford while not skimping on critical coverages.