To find an insurance agent in Bridgeport, CT, it’s recommended you start your research on the internet to save yourself time. Consumers require a great agent that can assess your needs, but also need the lowest rates for auto insurance in Bridgeport.
Consumers have many insurance agencies to pick from, and although it’s nice to be able to choose, it can be more challenging to find the best rates.
Comparing prices from Bridgeport agents
Professional agents can help determine the best coverages and help you file claims. The biggest benefit of comparing rates online is you may find lower rates and still choose a local agent.
After filling out this quick form, the coverage information is submitted to companies in Bridgeport who will return price quotes for your insurance coverage. There is no reason to leave your computer due to the fact that quote results will go to the email address you provide. Now that’s easy! You’ll get the best rates and an insurance agent to talk to.
Choosing an auto insurance agent should depend on more than just a low price. These questions are important to ask:
- Is working in the agency their full-time job?
- Do they regularly work with personal auto policies?
- Do they assist clients in filing claims?
- How much can you save by raising your physical damage deductibles?
- If you have an accident, will your rates go up?
- What will you get paid if your car is a total loss? How is that amount determined?
- Is their price quote a firm figure or are their hidden costs?
- Do they make recommendations based only on price?
Two types of insurance agencies
If you’re trying to find a good insurance agency, you need to know there are two different types of agents to choose from. Insurance agencies in Bridgeport are categorized either captive or independent (non-captive).
Agency Captives
Captive agents write business for a single company and examples are Liberty Mutual, Allstate, Farmers Insurance or State Farm. These agents are not able to shop your coverage around so they are skilled at selling on more than just price. Captives are usually quite knowledgeable on their products and sales techniques and that can be a competitive advantage. Some consumers prefer to purchase coverage from captives mainly due to loyalty to the company and the convenience of having all coverages with one company.
Below is a list of captive agents in Bridgeport that can give you comparison quotes.
- State Farm Insurance – 920 Broad St – Bridgeport, CT 06604 – (203) 615-0007
- Allstate Insurance – 1375 Madison Ave – Bridgeport, CT 06606 – (203) 576-0464
Independent Insurance Agents
Independent agents are not employed by any specific company so they can insure your vehicles with lots of companies depending on which coverage is best. To move your coverage to a new company, the agent simply finds a different carrier and that require little work on your part.
When comparing rates, we recommend you include at least one independent agent to ensure the widest selection of prices. Most have the option of insuring with smaller regional carriers who may have lower rates.
Below are independent insurance agencies in Bridgeport willing to provide price quote information.
- Infinity Agency – 519 Westfield Ave – Bridgeport, CT 06606 – (203) 373-0062
- L P Puteri Agency Inc – 4750 Main St – Bridgeport, CT 06606 – (203) 374-9266
- Action Auto Insurance – 140 North Ave – Bridgeport, CT 06606 – (203) 610-6165
- Fitzpatrick Agency Inc – 840 Clinton Ave – Bridgeport, CT 06604 – (203) 336-2138
- Fiorella Insurance – 3272 Main St – Bridgeport, CT 06606 – (203) 378-6839
To view a full list of auto insurance agents in Bridgeport, visit this site.
Upon getting positive responses for all questions you ask and an affordable coverage quote, it’s possible that you found a car insurance agent that can provide auto insurance coverage.
The online companies are an option
Insurance agents are perfect for certain consumers, but you can also find affordable Connecticut auto insurance from online companies direct. Certain auto insurance companies who sell through the agent channel also let you buy a policy online, and that can save time if the lowest rate is your goal.
If you’re anxious about having to choose coverages yourself when buying online, don’t be too concerned. Insurance companies all provide contact methods for customer questions. They also make available live chat and online tools to help you make a buying decision.
Is auto insurance cheaper online? Whether or not you’ll save is impossible to say since there are so many components that influence your rates. Some people will tell you that a consumer who buys direct saves money because there is no commission. But truthfully, promoting brand recognition is pricey so the lack of a commission may be a wash.
Smart shoppers get results
When you buy insurance online, don’t be tempted to skimp on critical coverages to save a buck or two. There are too many instances where an insured cut liability limits or collision coverage to discover at claim time they didn’t have enough coverage. Your focus should be to buy a smart amount of coverage at the best price.
Affordable auto insurance is definitely available from both online companies and also from your neighborhood Bridgeport agents, and you should be comparing both in order to have the best price selection to choose from. Some companies may not provide online price quotes and usually these small insurance companies provide coverage only through local independent agents.
Consumer auto insurance information in Connecticut
More tips and info about auto insurance is available at the Connecticut Insurance Department website. Visitors are able to report car insurance fraud, file complaints about an insurance agent or broker, file complaints about a company, and find disaster information.
