Compare Auto Insurance Rates From Pineville Insurance Agencies

When searching for a good Pineville agent, you can do an initial search using online quotes instead of calling around. Chances are you’re wanting a decent agent, but you also need the lowest possible price.

With Allstate, Farmers and State Farm as well as independent agents having offices in Pineville, consumers have a hard time knowing which provider will provide the best service and rates. To begin, consumers can use online price quotes in order to build a list of agencies and thier coverage prices.

Car Insurance from Pineville insurance agents

Good agents can answer important questions and help file insurance claims. One of the best bonuses of getting online price quotes is you may find the best rates but also keep your business local. And providing support for local agencies is important particularly in Pineville.

To help locate an agent, after submitting this form (opens in new window), your coverage information is emailed to local insurance agents in Pineville who will compete for your insurance coverage. You won’t need to even leave your home since price quotes are sent to the email address you provide. Now that’s easy! You can find the lowest rates AND a local agent.

Different types of insurance agents in Pineville

If you’re trying to find local Pineville agents, there are a couple of types of agencies to choose from. Pineville agents are classified as either captive or independent.

Independent Agencies or Brokers

Independent agents are not employed by any specific company so they have the ability to put coverage with any number of different companies and possibly get better coverage at lower prices. If your agent finds better pricing, the agent simply finds a different carrier and you don’t have to find a new agent.

When shopping rates, it’s a good idea to include price quotes from at a minimum one independent agency to ensure the widest selection of prices.Many can place coverage with smaller companies which can save you money.

Shown below are Pineville independent agents that are able to give pricing information.

  • Hymie Bradford Agency – 1705 Gibbons St # B – Pineville, LA 71360 – (318) 487-1991
  • Davis Garvin Agency – 2901 Highway 28 E # E – Pineville, LA 71360 – (318) 619-9484
  • Farm Bureau Insurance – 308 Griffith St – Pineville, LA 71360 – (318) 619-9090
  • Bill DC Bates Agency Inc – 704 Main St – Pineville, LA 71360 – (318) 445-3627
  • Ray Stracener Insurance – 3230 Highway 28 E – Pineville, LA 71360 – (318) 445-5588
Captive Insurance Agents

These agents are contracted to one company and examples are State Farm, Allstate and AAA. Captives cannot provide prices from multiple companies so they are skilled at selling on more than just price. These agents are usually quite knowledgeable on the products they sell and that can be a competitive advantage. Some consumers prefer to buy insurance from these agents mostly because of the brand legacy and strong financial ratings.

Below are captive agents in Pineville that are able to give price quote information.

  • Shelter Insurance – 808 Main St – Pineville, LA 71360 – (318) 442-3276
  • Farm Bureau Insurance – 308 Griffith St – Pineville, LA 71360 – (318) 619-9090
  • State Farm Insurance – 4624 Shreveport Hwy – Pineville, LA 71360 – (318) 640-2693
  • Allstate Insurance – 212 Griffith St – Pineville, LA 71360 – (318) 619-9000

To view a complete directory of captive insurance agents in Pineville, go to this page.

Selecting an auto insurance agent should depend on more than just a cheap price. These are valid questions to ask:

  • How much will you save each year by using a higher deductible?
  • How often do they review policy coverages?
  • If you have an accident, will your rates go up?
  • Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
  • Do they feel the quoted coverages are adequate?
  • Do the companies they represent have a solid financial rating?

After receiving acceptable answers to all your questions in addition to an acceptable price estimate, you’ve probably found a car insurance agent that will insure your vehicles.

Online companies can help you save

Auto insurance agents are perfect for certain consumers, but Louisiana car insurance can also be bought direct over the internet. Even companies, such as Farmers Insurance and State Farm, that are more known for using agents, also allow consumers to quote and buy online, and consumers should do that if you are the do-it-yourself type.

If you’re worried about selecting your own policy coverages when shopping online, don’t let it bother you. Companies that allow you to purchase coverage all have client service departments you can use to get advice on coverages.

The best approach to find out whether prices are lower online or from agents is to make apples-to-apples comparisons of both. It’s even possible to receive different pricing from agents as you do online from exactly the same company.

Is car insurance cheaper online? Many people swear by it, but it’s difficult to answer because of the number of factors that impact your final bill. Common sense would say that going direct cuts out the middleman. But in most cases, getting their brand in front of customers is expensive and that impacts the rates consumers pay.

Find out more about auto insurance

More information can be found on the Louisiana Department of Insurance website found here. Consumers can learn about specific coverages, read state legal mandates and laws, read enforcement actions against agents and companies, and file complaints about an insurance agent or broker.

best Pineville insurance agency

Keep this in mind

As you go through the steps to switch your coverage, it’s very important that you do not skimp on coverage in order to save money. Too many times, an accident victim reduced collision coverage only to find out that it was a big mistake. Your aim should be to buy enough coverage at a price you can afford, not the least amount of coverage.

Drivers change insurance companies for a number of reasons such as being labeled a high risk driver, denial of a claim, extreme rates for teen drivers or policy cancellation. Regardless of your reason, finding a new auto insurance company can be easier than you think.