When finding an insurance agent in Rialto, California, you can begin your search on the web instead of calling around. We’re guessing you require not only a good agent, but also the lowest possible price.
With companies like American Family, Allstate, State Farm and independent agents all competing for your business, it’s hard to tell which provider will have the cheapest rates and the best coverage. To help decide, it’s easy to use online quoting in order to build a list of agents and thier coverage prices.
Compare Rialto agent rates online
Educated insurance agents can answer important questions and help submit paperwork. The best thing about getting online price quotes is you may find the lowest rates and still have an agent to talk to. Supporting local businesses is important particularly in Rialto.
Upon completion of this simple form, your insurance coverage information is sent to local insurance agents who will battle for your coverage. There is no need to even leave your home as quotes are delivered immediately to your email address. It doesn’t get any easier! Get lower rates and work with a local agent.
Rialto auto insurance agents come in two flavors
When searching for a good insurance agency, there are a couple of types of agencies from which to choose. Agencies in Rialto are classified as either independent or captive.
Independent Agents
These agents are not locked into one company but rather can write business with any number of different companies and possibly get better coverage at lower prices. To move your coverage to a new company, an independent agent can move your coverage without you having to go to a different agency.
When searching for an agent, it’s a good idea to include price quotes from at a minimum one independent agency for the best price selection.
Shown below is a short list of independent insurance agents in Rialto that may be able to provide price quotes.
J E Belsito Agency – 128 N Riverside Ave – Rialto, CA 92376 – (909) 875-7209
Brooke Auto Insurance – 229 S Riverside Ave # F – Rialto, CA 92376 – (909) 421-7700
Robert F Knowles Agency – 113 E Rialto Ave – Rialto, CA 92376 – (909) 874-2134
Echols Insurance – 219 S Orange Ave – Rialto, CA 92376 – (909) 874-3763
Agency Captives
These agents can only place business with one company and some examples include AAA, Allstate, State Farm, Farmers Insurance or Liberty Mutual. Captives cannot place coverage with different providers so they have no alternatives for high prices. These agents receive extensive training on the products they sell which helps them compete with independent agents.
Below is a list of captive agencies in Rialto who can help you get rate quotes.
State Farm Insurance – 162 W Foothill Blvd – Rialto, CA 92376 – (909) 875-0992
Allstate Insurance – 146 W Rialto Ave – Rialto, CA 92376 – (909) 421-2400
Farmers Insurance Group – 271 W Rialto Ave – Rialto, CA 92376 – (909) 877-4482
To view a full list of auto insurance agents in Rialto, simply jump to this page.
Choosing an auto insurance agent shouldn’t rely on just the premium amount. Some important questions to ask are:
- Is assistance available after office hours?
- How many years of experience in personal lines insurance coverages do they have?
- Is the agent and/or agency licensed to do business in California?
- Are you getting all the discounts the company offers?
- Do they receive special compensation for putting your coverage with one company over another?
- Can they give you a list of client referrals?
Upon getting good answers to all your questions and locked in a price quote, you may have just found an auto insurance agent that is a good match to provide auto insurance coverage.
What if I want to buy from an online company?
Professional insurance agents are a valuable resource, but you can also find affordable California auto insurance direct over the internet. Some specific companies like State Farm and Allstate that sell primarily through agents also permit you to buy online, so that should be considered if you are the do-it-yourself type.
If you’re uneasy about having to choose coverages yourself when buying online, this is expected but don’t let that bother you. Online companies provide customer service for getting advice on proper coverages.
Do online companies provide lower prices? It’s difficult to say for sure since there are so many components that impact your final bill. It would make sense to think that a customer who purchases direcly from an online company saves the cost of an agent commission. But the reality is marketing their products costs a lot of money so there may not be significant savings.
Smart shoppers get results
The cheapest auto insurance can be bought both online and also from your neighborhood Rialto agents, and you should be comparing both to have the best selection. There are still a few companies who may not provide online quoting and these smaller companies work with independent agents.
People leave their current company for a number of reasons such as poor customer service, an unsatisfactory settlement offer, lack of trust in their agent and questionable increases in premium. No matter why you want to switch, finding the right auto insurance provider can be less work than you think.
More California auto insurance resources
Additional auto insurance information is available on the website for the California Department of Insurance through this link. California drivers can download brochures, read industry bulletins, view a list of available companies, and view agent and company licensing information.
