To locate a good Leesburg agent, you can start your research on the internet in order to save time. You require a decent agent, and also want to find the lowest rates for car insurance in Leesburg.
Many auto insurance agents compete for your business, so it’s not easy to compare every insurance agency to discover the definitive lowest rate possible.
Local Leesburg agents and car insurance
Professional agents can help determine the best coverages and help you file claims. One of the great benefits of price shopping on the web is that you can obtain lower rates and still have an agent to talk to.
Upon completion of this quick form, your insurance data is immediately sent to local insurance agents who will return price quotes for your business. There is no need to even leave your home because quoted prices will be sent to your email. It doesn’t get any easier!
Selecting a car insurance agent needs to be determined by more than just a cheap price. Any agent should have no problem answering these questions:
- Do the coverages you’re quoting properly cover your vehicle?
- Are claims handled at the agent’s location?
- Do they assist clients in filing claims?
- Is the agency involved in supporting local community causes?
- Do they make recommendations based only on price?
- Is the agent and/or agency licensed to do business in Virginia?
Leesburg insurance agencies come in two flavors
When researching a reputable insurance agent or broker, you must know there are a couple different types of agents to choose from. Agents are categorized either captive or independent (non-captive). While both can write coverage properly, but it’s important to know how they are different because it can influence buying decisions.
Captive agencies can only place business with one company such as Farmers Insurance, American Family, State Farm and Allstate. Captives cannot give you multiple price quotes so always compare other rates. These agents are trained well on their products and sales techniques and that can be a competitive advantage. Some consumers prefer to choose to use a captive agent mainly due to high brand loyalty and the convenience of having all coverages with one company.
The following is a list of captive agents in Leesburg who may provide you with price quotes.
- State Farm Insurance – 11 Catoctin Cir SE – Leesburg, VA 20175 – (703) 777-3442
- Allstate Insurance – 120 E Market St # 3 – Leesburg, VA 20176 – (703) 669-3464
Independent Agencies or Brokers
Independent agencies do not work for one specific company but instead can place your coverage with many different companies and possibly get better coverage at lower prices. If your agent finds better pricing, they simply move the coverage in-house and you don’t have to find a new agent.
When comparing rates, it’s a good idea to include several independent insurance agents to get the best comparison. Many write coverage with different regional companies who may have lower rates.
Listed below are independent agents in Leesburg that can give you price quote information.
- Erie Insurance – 831 S King St – Leesburg, VA 20175 – (703) 737-6658
- Marshall Agency Inc-Loudoun – 110 E Market St – Leesburg, VA 20176 – (703) 737-7870
- Admirable Insurance – 15 Catoctin Cir SE – Leesburg, VA 20175 – (703) 669-9462
To view a complete directory of insurance agents in Leesburg, visit this link.
Once you have received satisfactory answers to any questions you have as well as a affordable price, you have narrowed it down to a car insurance agent that will provide car insurance coverage.
Consider all the options when buying car insurance
Professional insurance agents are important to many people, but you can also buy Virginia car insurance directly from online companies. Certain auto insurance companies who sell through the agent channel also let you buy a policy online, and that can save time.
If you’re uncomfortable with not receiving proper advice, that should not be a issue. Insurance companies give you access to trained agents for getting advice on proper coverages.
Is online auto insurance cheaper? It’s hard to say exactly since there are so many factors that are calculated into your premium. It’s often assumed that buying direct saves money because there is no agent involvement. But in reality, there are high advertising and marketing costs so the lack of a commission may be a wash.
Find out more about car insurance
Even more information can be read at the Virginia Bureau of Insurance website. Consumers can view a list of available companies, find out which companies have the most complaints, and read enforcement actions against agents and companies.
One last thing about your coverage
Insureds leave their current company for a number of reasons such as delays in paying claims, high rates after DUI convictions, policy non-renewal or being labeled a high risk driver. Regardless of your reason, finding a great new company is actually quite simple.
Discount car insurance can be bought online and with local Leesburg insurance agents, and you need to comparison shop both to have the best rate selection. There are still a few companies who do not offer the ability to get a quote online and many times these small, regional companies only sell through independent insurance agents.