To locate a good Stow agent, it’s recommended you start your research by getting online comparison quotes in order to save time. For the sake of this article, we’ll assume that not only do you want a good professional insurance agent, but you also want to find great rates as well.
With Allstate, Farmers, State Farm and many independent agents all competing for business in Stow, it can be hard to know which one will provide you with the best service and rates. Thankfully, consumers can use insurance quotes online in order to build a list of insurance agents and price estimates.
How to compare Stow car insurance rates
Licensed agents can answer important questions and give you someone to call. The best thing about comparing insurance prices online is you can get the best rates but also keep your business local. Buying from local businesses is important particularly in Stow.
By using this simple form, the coverage information is emailed to local insurance agents who will battle to get your business. You don’t have to leave your house due to the fact that quote results will go straight to your inbox. How cool is that?! You’ll get the best rates and work with a local agent.
Not all car insurance agents are the same
If you’re trying to find local Stow agents, you need to know there are two different types of agents that differ in how they can insure your vehicles. Agents are either captive or independent.
Independent Agents
Independent agencies are not employed by any specific company so they can insure your vehicles with multiple insurance companies enabling the ability to shop coverage around. If your agent finds better pricing, the agent simply finds a different carrier and you won’t have to switch agencies.
When searching for an agent, we recommend you include price quotes from at a minimum one independent agency to get the best comparison.
Listed below is a list of independent insurance agents in Stow who may be able to give you rate quotes.
Federated Insurance – 2721 Hartwood Cir – Stow, OH 44224 – (330) 677-4446
American National Insurance Co – 5506 Pond Ct – Stow, OH 44224 – (330) 656-4388
Captive Insurance Agents
This type of agents are contracted to one company and examples are Farmers Insurance or State Farm. They generally cannot compare other company’s rates so always compare other rates. Captive agents are well schooled on their company’s products which helps them compete with independent agents.
Below are Stow captive insurance agencies willing to provide rate quotes.
Allstate Insurance – 4411 Kent Rd # D – Stow, OH 44224 – (330) 689-0914
State Farm Insurance – 3396 Kent Rd # 1 – Stow, OH 44224 – (330) 688-9852
For a full directory of Stow captive insurance agents, view this link.
Selecting a car insurance agent should depend on more than just the premium amount. Any agent should have no problem answering these questions:
- Do they receive special compensation for putting your coverage with one company over another?
- Is the agency involved in supporting local community causes?
- Do they have any clout with companies to ensure a fair claim settlement?
- Are you getting all the discounts the company offers?
- What insurance companies do they recommend if they are an independent agent?
- Is the agent and/or agency licensed to do business in Ohio?
After receiving positive feedback and a low price estimate, it’s possible that you found an insurance agency that will insure your vehicles.
What if I want to compare online rates?
Auto insurance agents are indespensible for some people, but Ohio consumers also have the option to buy from companies direct over the internet. Some specific companies that sell primarily through agents additionally provide the ability to quote and buy online, so keep that in mind.
If you’re concerned about not having an insurance agent’s advice when buying direct, that is quite common when buying online the first time. All companies have toll-free phone numbers and other options to walk you through the process. They also make available 24/7 live help and a car insurance FAQ section that you can use before buying.
Can you save money buying online? The answer is complex since there are so many factors that influence your rates. It would make sense to think that a customer who purchases direcly from an online company prevents the agent from taking a cut. For most companies selling online, however, online and traditional media advertising are expensive so this can offset any savings.
More effort can pay off
Cheaper car insurance is attainable both online in addition to many Stow insurance agents, so you should compare both so you have a total pricing picture. A few companies do not provide the ability to get a quote online and these small, regional companies work with independent agents.
Insureds switch companies for a variety of reasons including an unsatisfactory settlement offer, being labeled a high risk driver, extreme rates for teen drivers or policy non-renewal. It doesn’t matter why you want to switch finding a great new company is actually quite simple.
Much more information about car insurance in Ohio can be read on the website for the Ohio Department of Insurance located here. Consumers can view a list of available companies, find disaster information, download brochures, and find a variety of consumer forms.
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