If you’re looking to buy car insurance, there are a lot of options and selecting the best Benton car insurance agent for your needs takes more work than just picking up the phone. The chances are good you want a professional licensed agent, but also great rates as well.
With companies like Allstate, Farmers, State Farm and many independent agents all competing for business in Benton, it’s hard to tell which provider will have the best service and rates. To help decide, consumers can get online quoting in order to build a list of insurance agents and thier coverage prices.
Comparing prices from Benton agents
Insurance agents can point out coverage gaps and help in the event of a claim. The best thing about comparing rates online is that you can obtain lower rates and still have an agent to talk to. Buying from local agencies is especially important in Benton.
To make it easy to find an agent, after completing this short form, your coverage information is immediately sent to local insurance agents in Benton who will return price quotes for your insurance coverage. You never need to leave your house since price quotes are sent directly to your email. How cool is that?!
Shown below are Benton car insurance agents who can help you get rate quotes.
- Ashby Funeral Home & Insurance – 520 N Main St, Benton, AR 72015 – (501) 315-8844
- Direct General Ins Agency – 1412 Military Rd, Benton, AR 72015 – (501) 315-2660
- Allstate Insurance – 1225 Hot Springs Hwy, Benton, AR 72015 – (501) 778-6229
- Lafayette Insurance Co – 1018 River Oaks, Benton, AR 72019 – (501) 778-3998
- Farm Bureau Insurance – 1700 Hot Springs Hwy, Benton, AR 72015 – (501) 315-0676
- State Farm Insurance – 204 Woodland, Benton, AR 72019 – (501) 778-7243
To view a full list of insurance agents in Benton, simply jump to this page.
Selecting an auto insurance agent shouldn’t rely on just the price. Ask your prospective agent these questions:
- If you have an accident, are you able to get your vehicle repaired at the shop of your choice?
- Is their price quote a firm figure or are their hidden costs?
- Does the agent have professional designations like CIC, CPCU or AIC?
- How long has their agency been in business in Benton?
- Are they full-time agents?
- How much can you save by raising your physical damage deductibles?
- What insurance company do they write the most business with?
Once you have received good answers and locked in a price quote, it’s possible that you found an insurance agency that can service your policy.
Can I save by buying direct online?
Insurance agencies are important to many people, but Arkansas car insurance can also be bought direct from companies that only sell online. Some car insurance companies like Allstate and State Farm who employ agents also give you the option to quote and buy online, and consumers should do that if you don’t want to take the time to contact agents.
If you’re worried about not getting proper coverage when buying online, that shouldn’t be an issue. Online companies provide access to licensed agents for getting advice on proper coverages.
For price-conscious consumers, the only way of knowing if local insurance agents or online providers are cheaper is to make apples-to-apples comparisons of both. It’s not unheard of to actually get different prices for the same auto insurance company depending on where you get the price quote from. It’s difficult to tell where the best price is without getting separate quotes utilizing both methods.
Will buying online save you money? It’s difficult to say for sure because there are a lot of things that impact your rate calculation. It’s a logical assumption that buying car insurance online saves money because there is no agent involvement. In many cases, there are high advertising and marketing costs and those expenses can offset most of the savings by selling direct.
In conclusion
When shopping online for car insurance, it’s a bad idea to buy lower coverage limits just to save a few bucks. Too many times, someone sacrificed liability coverage limits and learned later that they should have had better coverage. Your goal should be to buy a smart amount of coverage at the best price.
Drivers change insurance companies for a variety of reasons including high prices, lack of trust in their agent, policy cancellation or even denial of a claim. It doesn’t matter why you want to switch switching companies is not as difficult as it may seem.
Find out more about car insurance
Much more information about car insurance in Arkansas can be read on the Arkansas Insurance Department website located here. Arkansas drivers can report car insurance fraud, find a variety of consumer forms, download brochures, and file complaints about an insurance agent or broker.
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