Comparison Shop the Best Car Insurance Rates From Insurance Agents in Eden Prairie

To find a good Eden Prairie agent, it’s recommended you start your research on the internet rather than picking up the phone. You require a great agent that can assess your needs, but also affordable rates.

Lots of auto insurance agents contend for your business, and it can be difficult to compare rates to find the lowest price

Comparing prices from Eden Prairie agents

Educated insurance agents are trained to spot inefficiencies and help submit paperwork. One of the best bonuses of comparing insurance prices online is that you can obtain better rates but also keep your business local.

After filling out this quick form, the coverage information is emailed to companies in Eden Prairie who will battle for your insurance coverage. There is no reason to even leave your home since price quotes are sent immediately to your email address. How cool is that?! You’ll get the best rates and work with a local agent.

Picking an auto insurance agent should depend on more than just the premium amount. Here are some questions to ask:

  • How are claims handled?
  • How much will you save each year by using a higher deductible?
  • How many years of experience in personal lines insurance coverages do they have?
  • If your car is in the repair shop, do you have coverage for a rental car?
  • What insurance company do they write the most business with?
  • Do they have any clout with companies to ensure a fair claim settlement?
  • Do they feel the quoted coverages are adequate?

What type of Eden Prairie auto insurance agent is right for you?

When researching a good insurance agency, there are two types of insurance agents that differ in how they can insure your vehicles. Eden Prairie agents are classified as either independent (non-captive) or captive.

Captive Insurance Agents

Captive agencies work for only one company and some examples include State Farm or Allstate. Captives cannot provide prices from multiple companies so it’s a take it or leave it situation. Captive agencies are well schooled in insurance sales which can be an advantage.

Listed below are captive insurance agencies in Eden Prairie that can give you price quotes.

Allstate Insurance – 8977 Aztec Dr – Eden Prairie, MN 55347 – (952) 942-8209
American Family Insurance – 6131 Blue Circle Dr – Eden Prairie, MN 55343 – (952) 933-4446
Farmers Insurance Group – 6409 City West Pkwy # 101 – Eden Prairie, MN 55344 – (952) 944-6400
Farm Bureau Insurance – 11800 Singletree Ln # 201 – Eden Prairie, MN 55344 – (952) 828-9790
State Farm Insurance – 15750 Venture Ln – Eden Prairie, MN 55344 – (952) 941-5850

Independent Insurance Agents

These agents are not employed by any specific company but rather can write business amongst many companies enabling the ability to shop coverage around. To transfer your coverage to a different company, they simply move the coverage in-house and you won’t have to switch agencies.

When comparison shopping, it’s a good idea to include several independent insurance agents for maximum quote selection.

Shown below is a short list of independent agents in Eden Prairie who can help you get price quote information.

Marv Voltin Agency – 10125 Crosstown Cir # 245 – Eden Prairie, MN 55344 – (952) 829-8290
Horizon Agency Inc – 11000 W 78th St # 300 – Eden Prairie, MN 55344 – (952) 944-2929
Farm Bureau Insurance – 11800 Singletree Ln # 201 – Eden Prairie, MN 55344 – (952) 828-9790
Geoffery Mc Cray Insurance – 11800 Singletree Ln – Eden Prairie, MN 55344 – (952) 944-5953
Hendrickson Agency Inc – 6400 Flying Cloud Dr # 160 – Eden Prairie, MN 55344 – (952) 903-2300

To view a complete directory of car insurance agents in Eden Prairie, please go to this site.

After getting positive feedback to any questions you have as well as a affordable price, you have narrowed it down to an insurance agency that can adequately provide car insurance.

You have the option to buy car insurance direct online

Licensed agents serve a purpose, but you can also find affordable Minnesota auto insurance from companies direct over the internet. A few companies who have local agents in Eden Prairie additionally provide the ability to get quotes and purchase online, so keep that in mind.

If you’re concerned about not having an insurance agent’s advice when shopping online, that is normal but is not a big issue. Companies provide phone numbers and online resources for customer questions.

Will buying online save you money? Many people think so, but it’s hard to say for sure since there may be dozens of rate factors that determine the price you pay. It would make sense to think that buying directly from the company lowers rates due to not having any agent compensation. But the fact is, the cost of constant advertising is expensive so rates may not be all that different from traditional agents.

The best insurance company isn’t always the cheapest

People who switch companies do it for any number of reasons including being labeled a high risk driver, high rates after DUI convictions, delays in responding to claim requests and even unfair underwriting practices. Regardless of your reason for switching companies, choosing a new insurance company is easier than you think.

Affordable car insurance can be found on the web and also from your neighborhood Eden Prairie agents, and you should compare price quotes from both in order to have the best price selection to choose from. A few companies may not provide you the ability to get quotes online and these small insurance companies work with independent agents.

Additional car insurance links

Even more information is located at the Minnesota Department of Commerce website. Minnesota consumers can find disaster information, read consumer alerts, find out which companies have the most complaints, and view a list of available companies.