Corona California Car Insurance Agents – There is a Difference

When buying car insurance in Corona, selecting the best Corona car insurance agent for your needs is harder than just making a phone call. You need a good agent that listens to you, but also the best possible price.

With so many insurance companies to choose from, it is hard for the average consumer to locate the cheapest provider.

Comparing prices from Corona agents

Agents can help determine the best coverages and help in the event of a claim. The biggest benefit of comparing insurance prices online is the fact that you can find the best rates and still have an agent to talk to.

To make it easy to find an agent, after completing this simple form, your coverage information is emailed to companies in Corona who will compete for your coverage. There is no need to drive around as quotes are delivered to the email address you provide. It doesn’t get any easier! You can find the lowest rates AND an agent nearby.

Choosing an auto insurance agent needs to be determined by more than just the bottom line cost. Any agent should have no problem answering these questions:

  • Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
  • Which insurance companies are they affiliated with?
  • Do they feel the quoted coverages are adequate?
  • How long has their agency been in business in Corona?
  • If you have an accident, will your rates go up?
  • Which members of your family are coverage by the policy?

Corona car insurance agents are either independent or captive

If you’re trying to find a reputable insurance agent or broker, there are a couple of types of insurance agents that differ in how they can insure your vehicles. Agents can either be independent or captive.

Captive Agents

These agents have only one company to place business with and some examples include Allstate, Farmers Insurance, State Farm and AAA. Captives cannot give you multiple price quotes so it’s a take it or leave it situation. Captives are well schooled in insurance sales which helps them sell insurance even at higher premiums.

The following are Corona captive agencies who may provide you with rate quotes.

Farmers Insurance Group – 608 W Grand Blvd – Corona, CA 92882 – (951) 340-3254
Allstate Insurance – 1451 Rimpau Ave # 101 – Corona, CA 92879 – (951) 279-6000
State Farm Insurance – 122 E 6th St – Corona, CA 92879 – (951) 734-5300

Independent Insurance Agents

These agents are not employed by any specific company so they can insure your vehicles amongst many companies and possibly get better coverage at lower prices. To transfer your coverage to a different company, the agent simply finds a different carrier without you having to go to a different agency.

When comparing rates, we recommend you include at a minimum one independent agency to ensure the widest selection of prices.

The following are Corona independent insurance agents willing to provide price quote information.

Jeff St Clair Agency – 1035 Montecito Dr # 102 – Corona, CA 92879 – (562) 921-5009
Whitfield Blakeley Insurance – 591 Corona Mall # A – Corona, CA 92879 – (951) 737-3330
Calif South Insurance Assoc – 1550 Beacon Ridge Way – Corona, CA 92883 – (951) 278-4846

For a complete listing of Corona insurance agents, simply jump to this page.

After receiving satisfactory answers for all questions you ask and a good coverage price, chances are good that you have found an auto insurance agent that will properly insure your vehicles.

Consider all options when shopping for auto insurance

Insurance agents are important, but you also have the option of buying California car insurance direct from companies that only sell online. Some companies, such as Farmers Insurance and State Farm, who sell through the agent channel also let you buy a policy online, so that should be considered as an alternative to contacting agents.

If you’re uneasy about whether or not you’ll have guidance when buying online, don’t sweat it. Online car insurance companies that allow you to purchase coverage provide phone numbers and online resources that you can contact for information. They also make available help pages and frequently asked questions to help with the buying process.

Do people save by buying online? Many people think so, but it’s hard to say for sure because there are a lot of things that determine the price you pay. You may think that purchasing direct online cuts out the agent as a middleman. But that assumption is generally incorrect because getting their brand in front of customers is expensive so this can offset any savings.

Smart consumers save more

Budget-conscious car insurance can be sourced from both online companies as well as from independent agents in Corona, so you should compare both in order to have the best price selection to choose from. There are still a few companies who don’t offer you the ability to get quotes online and most of the time these smaller companies sell through independent agents.

Locate Corona CA insurance agents

As you go through the steps to switch your coverage, it’s very important that you do not buy less coverage just to save a little money. There are many occasions where an insured dropped physical damage coverage only to regret at claim time that the few dollars in savings costed them thousands. The proper strategy is to purchase a proper amount of coverage at a price you can afford while not skimping on critical coverages.

More detailed California car insurance information can be read at the California Department of Insurance website. California drivers can file complaints about an insurance agent or broker, read enforcement actions against agents and companies, and download brochures.

Also read more on’s Car Insurance: When not to Skimp and this list of agents in Corona, CA.