To find a good Easley agent, you can begin your search by comparing prices online to save time. Consumers need a good agent that listens to you, and also want to find the lowest rates for auto insurance in Easley.
You have so many insurance agencies to pick from, and though it is a good thing to have a selection, so many choices can make it hard to compare rates.
Online quotes with a local Easley insurance agent
Professional agents can answer important questions and give you someone to call. One of the best bonuses of comparing insurance prices online is that you can obtain the lowest rates and still have an agent to talk to.
For easy comparison, once you complete this simple form, your coverage information is emailed to participating agents in Easley who will compete for your business. You don’t have to visit any agencies as quotes are delivered immediately to your email address. How’s that for easy! You’ll get the best rates AND a local agent.
Deciding on an insurance agent requires more thought than just the premium amount. These are valid questions to ask:
- Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
- How many years of experience in personal lines insurance coverages do they have?
- Who is covered by the car insurance policy?
- Do the companies they represent have a solid financial rating?
- Is the agency involved in supporting local community causes?
- Do they regularly work with personal auto policies?
Insurance agent types
If you’re trying to find a reliable agent, you need to know there are two types of agencies that differ in how they can insure your vehicles. Easley agents are classified as either independent or captive.
Captive Insurance Agents
Captive agencies can only write with one company such as Farmers Insurance or State Farm. They usually cannot provide prices from multiple companies so they have no alternatives for high prices. They are very knowledgeable in insurance sales which helps them sell insurance even at higher premiums.
Below are Easley captive agents willing to provide price quote information.
State Farm Insurance – 838 Powdersville Rd # P – Easley, SC 29642 – (864) 859-9495
Allstate Insurance – 6907 Calhoun Memorial Hwy # A – Easley, SC 29640 – (864) 859-7504
Independent Insurance Agents
Independent insurance agents are not required to write business for one company but instead can place your coverage with lots of companies and potentially find a lower price. To transfer your coverage to a different company, they simply move the coverage in-house and you don’t have to find a new agent. When comparing rates, it’s recommended you get quotes from several independent insurance agents for maximum quote selection.
Below are Easley independent insurance agencies that are able to give comparison quotes.
Bsi Agency – 107 David St – Easley, SC 29640 – (864) 855-4887
R Carl Byars Agency Inc – 129 E 1st Ave – Easley, SC 29640 – (864) 859-4091
Hagood Agency Inc – 539 S Pendleton St – Easley, SC 29640 – (864) 859-4228
Glasby Insurance Inc – 1723 E Main St – Easley, SC 29640 – (864) 859-3414
Nationwide Insurance – 106 Bradley Ave – Easley, SC 29640 – (864) 859-9953
For a complete listing of auto insurance agents in Easley, please go to this site.
After receiving reasonable responses to any questions you have and an acceptable price quote, you’ve probably found a car insurance agent that is a good match to provide auto insurance coverage.
Consider all options when shopping for auto insurance
Licensed agents are a valuable resource, but you can also find affordable South Carolina auto insurance from online companies direct. Certain companies who sell through agents in Easley also allow you to buy direct on their websites, and consumers should do that if you’re trying to lower your rates.
If you’re uneasy about having to choose coverages yourself when buying car insurance direct, don’t sweat it. Online companies that allow you to purchase coverage provide options to answer your questions. Many online companies also provide anytime access to help and a customer research section you can access prior to buying.
Can online rates save money? A lot of shoppers won’t buy anywhere else, but it’s impossible to say due to the large number of individual components that impact your premium. It’s a common assumption that buying direct cuts out the middleman. In many cases, there are high advertising and marketing costs and that impacts the rates consumers pay.
Quote more, save more
Cheap auto insurance can be found online and with local Easley insurance agents, so compare prices from both to have the best selection. Some insurance providers do not offer online quoting and many times these small insurance companies only sell through independent insurance agents.
Insureds switch companies for any number of reasons including poor customer service, delays in responding to claim requests, denial of a claim and high prices. It doesn’t matter what your reason, switching auto insurance companies can be easy and end up saving you some money.
Even more information can be found at the South Carolina Department of Insurance website. South Carolina drivers can download brochures, file complaints about a company, view agent and company licensing information, and read state legal mandates and laws.