Easy Guide to Finding an Anniston Auto Insurance Agent

When finding an insurance agent in Anniston, Alabama, we recommend you do the preliminary legwork on the internet rather than looking in the yellowpages. Chances are you require not only a competent insurance agent, but also the best rates possible.

With companies like State Farm, Allstate and many independent agents having local Anniston offices, it’s hard to tell which insurance agent will provide the best service and rates. Fortunately, it’s easy to use online price quotes to get a list of insurance agencies from which to choose.

Your insurance agent down the street

Insurance agents can point out coverage gaps and help in the event of a claim. The best thing about comparing insurance prices online is that you can obtain lower rates but still work with a licensed agent. And providing support for local businesses is definitely important in Anniston.

By using this short form, your insurance coverage information is transmitted to participating agents in Anniston who will battle for your business. You never need to leave your house as quotes are delivered immediately to your email address. How cool is that?! It’s the lowest rates and work with a local agent.

To view a list of agents in Anniston to contact, please view this page.

Choosing an insurance agency requires more thought than just the price. Some important questions to ask are:

  • Do they regularly work with personal auto policies?
  • Can they provide you with a list of referrals?
  • Are claim adjusters local or do you have to take your car somewhere else?
  • Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
  • Do they have any clout with companies to ensure a fair claim settlement?
  • How often do they review policy coverages?

After getting positive responses and an affordable coverage quote, you may have just found an auto insurance agent that will insure your vehicles.

Online companies can help you save

Insurance agencies are perfect for certain consumers, but Alabama drivers can also buy direct over the internet. Even companies like Allstate and State Farm that are more known for using agents, also permit you to quote and buy online, so this should also be taken into consideration.

If you’re uneasy about not having professional advice when buying car insurance direct, don’t be too concerned. Online companies that require consumers to choose their own coverages give you access to trained agents for customer questions.

Do online companies provide lower prices? It’s hard to say exactly due to the fact that there are multiple individual factors which can raise or lower premium rates. Some people think that buying direct cuts out the middleman. But the fact is, marketing expenses are significant and this drives up their premium costs.

When trying to find the best rates, the only way to determine if car insurance prices are lower online or from agents is to make apples-to-apples comparisons of both. Even though it sounds odd, people frequently get different pricing from online quotes as compared to agent rates for the identical company. But it’s impossible to know which is cheaper until you actually compare rates using both methods.

Quote more, save more

Consumers change insurance companies for any number of reasons including delays in responding to claim requests, delays in paying claims, questionable increases in premium and denial of a claim. Regardless of your reason, finding the right car insurance provider is easier than you think.

Anniston AL agents

As you shop your coverage around, make sure you don’t buy lower coverage limits just to save a few bucks. In too many instances, an accident victim reduced physical damage coverage only to regret at claim time that the savings was not a smart move. Your goal should be to purchase a proper amount of coverage at the best price while not skimping on critical coverages.

More Alabama car insurance information

Additional car insurance information is available on the website for the Alabama Department of Insurance found here. Consumers can discover disciplinary actions, learn about insurance regulations, learn about specific coverages, and find a variety of consumer forms.