Easy Guide to Searching for a Statesboro Car Insurance Agent

When pricing car insurance in Statesboro, Georgia, there are a lot of options and selecting the best Statesboro auto insurance agent for your needs is harder than just picking up the phone. It’s likely you want a professional agent, but also the best rates possible.

With companies like State Farm, Allstate and many independent agents having offices in Statesboro, it can be hard to know which provider will have the best service and rates. To begin, it’s easy to use online quoting to assemble a group of agencies and thier coverage prices.

Your local neighborhood insurance agent

Good agents can help determine the best coverages and give you peace of mind. The best thing about comparing rates online is the fact that you can find lower rates and still choose a local agent. Supporting local agencies is definitely important in Statesboro.

To find an agent, once you fill out this simple form, your insurance coverage information is sent to participating agents in Statesboro who will give you bids for your insurance coverage. There is no need to leave your computer because quoted prices will be sent straight to your inbox. It doesn’t get any easier!

Different types of Statesboro insurance agencies

When researching an insurance agent, there are two different types of agents that differ in how they can insure your vehicles. Agencies in Statesboro are either independent or captive. Both types can write coverage properly, but it’s good to learn how they are different since it can impact buying decisions.

Independent Insurance Agents

These agents are not locked into one company so they can insure your vehicles amongst many companies depending on which coverage is best. To move your coverage to a new company, your agent can switch companies and you won’t have to switch agencies.

When searching for an agent, you should always get quotes from at a minimum one independent agency to have the most options to choose from.

The following is a list of independent insurance agencies in Statesboro that are able to give rate quotes.

Statesboro Agency Inc – 102 Langston Chapel Rd – Statesboro, GA 30458 – (912) 681-4619
Alton E Smith Insurance – 338 S Main St – Statesboro, GA 30458 – (912) 764-5693
Direct General Ins Agency – 300 E Main St – Statesboro, GA 30458 – (912) 764-3153
Banks Insurance – 4 E Vine St – Statesboro, GA 30458 – (912) 489-1015

Captive Agents

Captive agencies write business for a single company such as American Family, Liberty Mutual and AAA. These agents are unable to compare other company’s rates so they have to upsell other benefits. These agents are very knowledgeable on the products they sell which helps them sell insurance even at higher premiums.

Listed below are captive agencies in Statesboro that can give you price quote information.

Farm Bureau Insurance – 366 Northside Dr E – Statesboro, GA 30458 – (912) 764-6231
Allstate Insurance – 601 Brannen St # B – Statesboro, GA 30458 – (912) 764-6500
State Farm Insurance – 376 Northside Dr – Statesboro, GA 30458 – (912) 764-6195

To view a complete directory of Statesboro captive insurance agents, please go to this site.

Picking an auto insurance agent shouldn’t rely on just a low price. Agents should be asked these questions:

  • Are claim adjusters local or do you have to take your car somewhere else?
  • Can glass repairs be made at your home?
  • Which members of your family are coverage by the policy?
  • How many years of experience in personal lines insurance coverages do they have?
  • Is vehicle damage repaired with OEM or aftermarket parts?

After getting satisfactory answers to these questions and locked in a price quote, most likely you have located an auto insurance agent that will properly insure your vehicles.

Can you find lower rates by buying online?

Auto insurance agents can be invaluable at times, but Georgia drivers can also buy direct over the internet. Certain auto insurance companies who have local agents in Statesboro additionally provide the ability to buy online, so that should be considered if you want to do it yourself.

If you’re concerned about not having an agent to talk to when buying online, this is a normal reaction for first-time shoppers. Car insurance companies that require consumers to choose their own coverages all have toll-free customer service to answer your questions. You may also access the ability to chat online live with a sales rep and online research to clarify any questions you may have.

best Statesboro Georgia insurance agency

Can you save money buying online? That is a tough question to answer because there are many factors that influence the price you pay. It’s a common assumption that buying car insurance online prevents the agent from taking a cut. For most online online companies, however, advertising budgets are huge so the lack of a commission may be a wash.

Additional information can be read on the website for the Georgia Insurance and Safety Fire Commissioner. Click here for link. Georgia drivers can find a variety of consumer forms, learn about specific coverages, get help finding coverage, and find disaster information.

One last thing

As you prepare to switch companies, it’s very important that you do not skimp on coverage in order to save money. In many instances, an accident victim reduced uninsured motorist or liability limits and found out when filing a claim that it was a big error on their part. The proper strategy is to purchase plenty of coverage at an affordable rate while not skimping on critical coverages.

Budget-conscious car insurance can be bought from both online companies in addition to many Statesboro insurance agents, so compare prices from both to have the best selection. Some insurance providers do not provide online quoting and these small insurance companies work with independent agents.