Easy Guide to Searching Online for a Natchitoches Insurance Agency

To find an insurance agent in Natchitoches, Louisiana, you can always begin your search on the web to save time. The chances are good you want an excellent agent, but you also need great rates as well.

With Allstate, Farmers and State Farm as well as independent agents having local Natchitoches offices, it’s difficult to determine which auto insurance agent will provide the best service and rates. Fortunately, you can use online price quotes in order to build a list of insurance agencies from which to choose.

Quote online, buy local

Good agents are trained to spot inefficiencies and give you someone to call. The biggest benefit of getting online price quotes is the fact that you can find lower rates and still choose a local agent. Supporting local insurance agencies is important especially in Natchitoches.

To help locate an agent, after submitting this quick form, the quote information is instantly submitted to local insurance agents in Natchitoches who will compete for your insurance coverage. There is no need to visit any agencies as quotes are delivered straight to your inbox. It doesn’t get any easier! It’s the lowest rates and an insurance agent to talk to.

Different types of auto insurance agents in Natchitoches

When researching a reliable agent, there are a couple of different types of agents that differ in how they can insure your vehicles. Agents are categorized either captive or independent (non-captive).

Independent Agents (or Brokers)

These agents are not locked into one company but instead can place your coverage with multiple insurance companies and possibly get better coverage at lower prices. To transfer your coverage to a different company, the agent simply finds a different carrier and you won’t have to switch agencies. When comparison shopping, it’s a good idea to include price quotes from at least one independent agent to have the most options to choose from. They also have the ability to place coverage with different regional companies which may provide better rates.

The following are independent agencies in Natchitoches who may be able to give you price quotes.

  • Mc Rae Insurance Inc – 2501 Mcrae Ave – Natchitoches, LA 71457 – (318) 239-2704
  • Traber Agency Inc – 129 Saint Denis St – Natchitoches, LA 71457 – (318) 357-8277
  • Etheredge Agency – 562 2nd St – Natchitoches, LA 71457 – (318) 357-0901
  • Tandy E Jackson Insurance – 1325 Washington St – Natchitoches, LA 71457 – (318) 357-8099
  • ECB Agency – 4502 Highway 3278 – Natchitoches, LA 71457 – (318) 357-8870
Captive Insurance Agents

These agents write business for a single company and examples are AAA, Allstate, State Farm, Farmers Insurance or Liberty Mutual. These agents are not able to compare other company’s rates so always compare other rates. These agents are well schooled on their products and sales techniques which can be an advantage. Consumers frequently buy from captive agents primarily because of the prominence of the brand and the convenience of having a single billing for all their coverages.

Listed below are captive insurance agencies in Natchitoches willing to provide price quotes.

  • State Farm Insurance – 113 Highway 1 Byp # 7 – Natchitoches, LA 71457 – (318) 357-1046
  • Allstate Insurance – 4080 University Pkwy – Natchitoches, LA 71457 – (318) 352-4236
  • Farm Bureau Insurance – 1911 Highway 1 S – Natchitoches, LA 71457 – (318) 352-8111

For a complete listing of captive insurance agents in Natchitoches, go to this page.

Selecting an insurance agency requires more thought than just the premium amount. Some important questions to ask are:

  • Is vehicle damage repaired with OEM or aftermarket parts?
  • Can they provide you with a list of referrals?
  • What is the agency’s Better Business Bureau rating?
  • Does the agency support the community they serve?
  • How are claims handled?
  • How long has their agency been open in Natchitoches?
  • Are claims handled at the agent’s location?
  • How long have they worked with personal auto insurance coverage?

After getting good answers to any questions you have as well as a affordable price, you have narrowed it down to an insurance agency that meets your needs to adequately provide car insurance.

Isn’t it cheaper to buy from online companies like Geico?

Insurance agents are important, but Louisiana car insurance can also be bought direct from companies online. Certain companies that are more known for using agents, additionally provide the ability to buy online. This is something to consider.

If you’re worried about not having someone to ask questions, that should not be a issue. Auto insurance companies provide options for getting questions answered.

Can buying online lower your premiums? Many people think so, but it’s hard to say for sure because of the fact that insurance companies use many factors that are calculated into your premium. It’s a common assumption that going direct lowers rates due to not having any agent compensation. But in most cases, promoting brand recognition is pricey so there may not be significant savings.

Informative consumer insurance sites

Additional information can be found on the Louisiana Department of Insurance website located here. Visitors are able to view agent and company licensing information, find a variety of consumer forms, get help finding coverage, and read state legal mandates and laws.

Natchitoches Louisiana insurance agency

Smart shoppers get results

Lower-priced car insurance is definitely available on the web as well as from independent agents in Natchitoches, and you should be comparing both in order to have the best price selection to choose from. Some companies don’t offer online quoting and many times these regional insurance providers only sell through independent insurance agents.

When buying insurance coverage, don’t be tempted to buy less coverage just to save a little money. There are many occasions where an insured dropped liability limits or collision coverage and found out when filing a claim that the savings was not a smart move. The aim is to buy a smart amount of coverage for the lowest price.