If you’re looking to buy car insurance, there are a lot of options and choosing the right Muskegon auto insurance agent takes more work than just calling the closest agent. You require a professional licensed agent, and also the cheapest rates you can possibly find.
You have so many auto insurance agents to pick from, and although it’s nice to have a selection, having more auto insurance agents makes it harder to locate the cheapest rates.
Quote online but work with a neighborhood agent
Agents are trained to spot inefficiencies and help file insurance claims. The biggest benefit of price shopping on the web is that you can obtain the best rates and still choose a local agent.
To make it easy to find an agent, after completing this simple form, the quote information is submitted to insurance agents in Muskegon who will return price quotes for your business. You never need to leave your computer since price quotes are sent directly to your email. How’s that for easy! You can find better rates without the usual hassles of price shopping.
Selecting an insurance agency needs to be determined by more than just the price. These questions are important to ask:
- Is working in the agency their full-time job?
- Do they make recommendations based only on price?
- Are claim adjusters local or do you have to take your car somewhere else?
- Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
- What are the financial ratings for the companies they represent?
Below are agents in Muskegon willing to provide comparison quotes.
Allstate Insurance – 4161 Grand Haven Rd, Muskegon, MI 49441 – (231) 798-1099
Brown Pixley Insurance – 3850 Whitehall Rd, Muskegon, MI 49445 – (231) 894-9442
L A Insurance – 2544 Peck St, Muskegon, MI 49444 – (231) 737-6000
Apple Farm Bureau Insurance – 2052 E Apple Ave, Muskegon, MI 49442 – (231) 777-7600
Tony Schmitt Agency – 1841 Ruddiman Dr, Muskegon, MI 49445 – (231) 744-0044
State Farm Insurance – 757 W Giles Rd, Muskegon, MI 49445 – (231) 744-3805
Once you have received positive feedback to any questions you have as well as a affordable price, you may have just found an insurance agent that is a good match to properly service your car insurance policy.
Alternatives to buying locally
Insurance agencies are a valuable resource, but Michigan drivers can also buy direct online. A few companies, such as State Farm, Allstate and Farmers, that are more known for using agents, also give you the option to get a quote and buy online, and online price comparisons are easy if you prefer to buy online.
If you’re uneasy about not having an insurance agent’s advice when buying car insurance direct, this really isn’t an issue. Auto insurance companies that require consumers to choose their own coverages all have toll-free customer service to answer any questions you may have.
Are car insurance rates lower online? Whether or not you’ll save is impossible to say since there are many things that influence how your policy is priced. It’s often assumed that a shopper who purchases direct saves money because there is no commission. But the reality is online and traditional media advertising are expensive and this drives up their premium costs.
A little work can save a LOT of money
People change insurance companies for any number of reasons including denial of a claim, unfair underwriting practices, not issuing a premium refund and extreme rates for teen drivers. It doesn’t matter what your reason, switching companies can be easy and end up saving you some money.
Low-cost car insurance is possible on the web as well as from independent agents in Muskegon, so you should compare both to have the best rate selection. Some insurance companies don’t offer online price quotes and usually these small insurance companies provide coverage only through local independent agents.
Additional detailed information is available at the Michigan Office of Financial and Insurance Regulation website. Consumers can view a list of available companies, file complaints about an insurance agent or broker, and report car insurance fraud.