When trying to find a licensed insurance agent in West Allis, you can always do an initial search for an agent online in order to save time. For this article’s sake, it’s assumed you not only want a good agent that listens to you, but you also want to find great rates as well.
With Farmers, Allstate, and independent agents having local West Allis offices, it’s difficult to determine which insurance agency will provide the lowest rates and best service. Fortunately, it’s easy to use online price quotes to assemble a group of insurance agencies from which to choose.
Comparing rates from local agents
Educated insurance agents can answer important questions and help you file claims. The biggest benefit of comparing rates online is that you can obtain better rates and still choose a local agent. Supporting local insurance agencies is especially important in West Allis.
To make it easy to find an agent, after completing this short form, your insurance coverage information is immediately sent to local insurance agents who will compete for your business. There is no reason to even leave your home because quoted prices will be sent to your email. How’s that for easy! Get lower rates and an insurance agent to talk to.
Insurance agencies in West Allis come in two varieties
When looking for a good insurance agency, you must know there are a couple different types of agents that you can select. Agents are either independent or captive.
Independent Agencies or Brokers
These agents are not employed by any specific company but rather can write business with many different companies depending on which coverage is best. If you are not satisfied with one company, they simply move the coverage in-house without you having to go to a different agency. When comparing rates, you should always include at a minimum one independent agency to ensure the widest selection of prices.
Listed below are West Allis independent insurance agents who can help you get comparison quotes.
Doersching Insurance Svc – 8001 W Lincoln Ave – West Allis, WI 53219 – (414) 327-5600
Catholic Knights Insurance – 2403 S 69th St – West Allis, WI 53219 – (414) 543-3640
Captive agents have only one company to place business with and examples are American Family, Liberty Mutual and AAA. These agents are unable to place coverage with different providers so they are skilled at selling on more than just price. Captive agents are well schooled on their products and sales techniques which helps them compete with independent agents.
Listed below is a list of captive insurance agencies in West Allis that can give you price quote information.
Farmers Insurance Group – 11204 W Greenfield Ave – West Allis, WI 53214 – (414) 771-1380
American Family Insurance – 2077 S 71st St – West Allis, WI 53219 – (414) 543-9345
For a complete listing of captive insurance agencies in West Allis, visit this site.
Picking an insurance agency shouldn’t rely on just the bottom line cost. Any agent should have no problem answering these questions:
- Will you be dealing directly with the agent or with a Custom Service Representative (CSR)?
- How long has their agency been in business in West Allis?
- What insurance companies do they work with?
- What is the agency’s Better Business Bureau rating?
- Do the coverages you’re quoting properly cover your vehicle?
- How are claims handled?
- If your car is in the repair shop, do you have coverage for a rental car?
Upon getting positive feedback to your questions and a low price estimate, most likely you have located an insurance agency that can insure your vehicles.
Don’t dismiss the online option
Auto insurance agents are important, but you also have the option of buying from companies direct over the internet. Certain auto insurance companies, such as State Farm, Allstate and Farmers, who sell through the agent channel also allow you to buy online. This is something to consider.
If you’re concerned about not getting advice from an agent when buying car insurance direct, this is expected but don’t let that bother you. Auto insurance companies provide phone numbers and online resources that you can contact for information.
Is pricing better online? That question is hard to answer because of the number of factors that can increase policy rates. It’s logical to say that going direct lowers rates due to not having any agent compensation. For most online online companies, however, there are very high advertising costs so rates may not be all that different from traditional agents.
Additional car insurance information can be read on the website for the Wisconsin Office of the Commissioner of Insurance through this link. Wisconsin consumers can get help finding coverage, report car insurance fraud, file complaints about an insurance agent or broker, and discover disciplinary actions.
Lower-priced car insurance is definitely available online in addition to many West Allis insurance agents, and you need to price shop both in order to have the best chance of saving money. Some companies do not provide the ability to get a quote online and these smaller companies work with independent agents.
Drivers switch companies for a number of reasons such as high rates after DUI convictions, extreme rates for teen drivers, lack of trust in their agent or being labeled a high risk driver. Whatever your reason, switching companies is less work than it seems.